NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor( s)/ Mortgagor( s): 7/ 19/2021 DUANE WELBY BELLAND LISA K BELL,HUSBAND AND WIFE Original Beneficiary/Mortgagee: Current Beneficiary/ Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lakeview Loan Servicing, LLC MERS") SOLELY AS A NOMINEE FOR GUARANTEED RATE, INC ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 20210730001542900 Mortgage Servicer: Mortgage Servicer' s Address: M& T Bank isrepresenting theCurrent Beneficiary/ Mortgagee under a 1 Fountain Plaza, servicing agreement with the Current Beneficiary/ Mortgagee. Buffalo, NY 14203 Date ofSale: 10/6/2026 Earliest Time Sale Will Begin: 10:00 AM Place ofSale ofProperty: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; ORAS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51. 002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT THIRTEEN( 13), IN BLOCK R OF STAR TRAIL PHASE FIVE AN ADDITION TO THE TOWN OR PROSPER, COLLIN COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN/UNDER VOLUME 2020, PAGE 172, MAP/PLAT RECORDS, COLLIN COUNTY, TEXAS. In accordance with TEX. PROP. CODE§ 5I.0076 and the Deed ofTrust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Payton 1-Ireha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz 1-lach, Michele 1-Ireha or Carol Dunmon, Cole Patton, Myra 1-Iomayoun, Thuy Frazier, McCarthy& Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct theexecution ofremedies,setaside tothe beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above orwithin three( 3) hours after that time. The Property will be sold" AS IS," without any express or implied warranties, except as to warranties oftitle, and at the purchaser' sown risk, pursuant to the terns of TEX. PROP.CODE§51.002and§ 51.009. Prospectivebidders areadvisedtoconductan independentinvestigation ofthenature andphysical condition oftheProperty. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened forthe first sale ofthe day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE 1S THE ATTORNEY OR AUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHETEXAS NATIONAL ORTHE NATIONAL GUARD OFANOTHER STATE ORASAMEMBER OFARESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 7/24/2026 Dated: Lt C j -. v p I 0f c f 11 r 1 ` Printed Nam : V v 1 311e i Thuy Frazier,Attorney Substitute Trustee McCarthy& Holthus, LLP c/oTejasTrustee 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for M&TBank httns:// sales. mccarthvholthus. com/ 7a n U% _ MilFile Number: TX-26 130748 POS Loan Type: VA t ><