Deed of Trust Dated: Grantor: Trustee: Lender: Recorded in: Notice of Foreclosure Sale it ~ ..., April 6, 2026 (De-, .z-,, t'l'IO ;g zc: ':JZ: I - !':I~ ' r-i~t; O"I -~!:J •. ~ m April 22, 2022 ..,.x 0 .., ~ 1'< Kierra Turner and James Turner, wife and husbaWd ~ -en Orval Lee Marlow II Teachers Credit Union, now known as Everwise Credit Union Filed of record under clerk's file number 2022056678 of the real property records of Fort Bend County, Texas Legal Description: Lot 3, Block 1, of SIENNA PLANTATION SECTION 34A, a subdivision in Fort Bend County, Texas according to the map or plat thereof recorded in Plat No. 20200202 of the Map/Plat Records of Fort Bend County, Texas. Property Address: 1910 Regent Mill Drive, Missouri City, Texas 77459 Secures: Note ("Note") in the original principal amount of $824,500.00, executed by Kierra Turner ("Borrower") and payable to the order -... ofLender Property: The real property, improvements, and personal property described in and mortgaged in the Deed of Trust, including the real property described here, and all rights and appurtenances thereto Substitute Trustee: Jacquelyn D. McAnelly, M. H. Cersonsky, Patricia Poston, Sandy Dasigenis, Jeff Leva, Steve Leva, Amar Sood. Substitute Trustee's Address: 1770 St. James Place, Suite 150, Houston, Texas 77056 Foreclosure Sale: Date: Time: May 5, 2026/ The sale of the Property will be held between the hours of 10:00 a.m. and 4:00 p.m. local time; the earliest time at which the Foreclosure Sale will begin is 10:00 a.m. and not later than three hours thereafter. Place: Terms of Sale: The Fort Bend County Gus George Academy-Patton Hall, 1521 Eugene Heimann Circle, Richmond, TX 77469 or as designated by the County Commissioner's Office. The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Lender, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Lender's election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Lender's rights and remedies under the Deed of Trust and section 9.604(a) of the Texas Business and Commerce Code. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trust, and applicable Texas law. If Lender passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. For the avoidance of doubt, the Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust by Lender. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to section 51.009 of the Texas Property Code, the Property will be sold "AS IS," without any expressed or implied warranties, except as to the warranties (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to section 51.0075(a) of the Texas Property Code, Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee.