Doc# 20260700137 05/28/2026 12:00 PM Page 1 of 2 Lucy Adame-Clark, Bexar County Clerk Notice of Substitute Trustee Sale F26-00165 1X a ge A 6723237262/724122881 1 Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serying on d as a member of the Texas National Guard or the National Guard of active military duty, including active military duty r another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 07/07/2026 Time: The sale will begin no earlier than 10:00AM or no later than three hours thereafter. The sale will be completed by no later than 1:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: BEXAR County, TX at the following location: The area located outside on the west side of the Bexar County Courthouse which is near the intersection of East Nueya Street and the closed portion of South Main Avenue, San Antonio, Texas, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: Lot 4, Block 1, NCB 16335, GREYSTONE COUNTRY ESTATES, UNIT ONE (PLANNED UNIT DEVELOPMENT), City of San Antonio, Bexar County, Texas, according to plat recorded in Volume 9528, Pages 3-7, Deed and Plat Records, Bexar County, Texas. APN: 163350010040 Commonly known as: 19214 Habitat Cove, San Antonio, TX 78258-4410 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Leases and Rents, dated 03/06/2025 (the “Deed of Trust”) and recorded in the office of the County Clerk of BEXAR County, Texas, recorded on 03/11/2025 as Document No. 20250043040 of the Real Property Records of BEXAR County, Texas. Trustor(s): 19214 HABITAT COVE, LLC., a Original Beneficiary: Veocity Commercial Capital, Texas limited liability company LLC, a California Limited Liability Company Current U.S. Bank Trust Company, Loan Servicer: PHH Mortgage Services Beneficiary: National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-3 Current Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin, Shelby Substituted Martin, Michele Sanders or Cherie Maples Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the Doc# 20260700137 05/28/2026 12:00 PM Page 2 of 2 Lucy Adame-Clark, Bexar County Clerk applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant to the provisions of Texas Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal property and fixtures described within the loan documents. The present Beneficiary reserves the right to revoke its election as to some or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustee’s Sale. The real property and personal property encumbered by the Deed of Trust will be sold at the sale in accordance with the provisions of the Deed of Trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The Deed of Trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $624,250.00, executed by 19214 HABITAT COVE, LLC., a Texas limited liability company, and payable to the order of Veocity Commercial Capital, LLC, a California Limited Liability Company; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of 19214 HABITAT COVE, LLC., a Texas limited liability company. U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-3 is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. NOTICE TO POTENTIAL BIDDERS: WE REQUIRE CERTIFIED FUNDS AT SALE BY CASHIER’S CHECK(S) PAYABLE DIRECTLY TO “ASSURED LENDER SERVICES, INC.” TO AVOID DELAYS IN ISSUING THE FINAL DEED. Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-3 2945 Townsgate Rd, Ste 110 Westlake Village, CA 91361 Nicole Khoury NKhoury@Velocitycommercial.com (818)200-0403 Dated: 5/ 28/ 207(o Alexis Martin, Cassie Martin, Troy Martin, Deborah Martin, Terri Martin, Shelby Martin, Michele Sanders or Cherie Maples * Assured Lender Services, Inc. 111 Pacifica, Suite 140 Irvine, CA 92618 FILE INFORMATION Phone: (714) 508-7373 Fax: (714) 505-3831 Document Number: 20260700137 Date/Time: 5/28/2026 12:00:04 PM Total Pages: 2 ; FILED IN THE OFFICIAL PUBLI AFTER RECORDING, PLEASE RETURN TO: ¢ Assured Lender Services, Inc RECORDS OF BEXAR COUNTY , Inc. LUCY ADAME — CLARK 111 Pacifica, Suite 140 BEXAR COUNTY CLERK Irvine, CA 92618 Total Fees: $2.00 Attn: Trustee Department