Doc-118484 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118484* Document No: 118484 Billable Pages: 1 Recorded On: August 27, 2026 12:00 PM Number of Pages: 2 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 118484 South Texas Title and Trustee Services LLC Receipt No: 20260827000184 PO BOX 530493 Recorded On: August 27, 2026 12:00 PM Original Returned to Customer Deputy Clerk: Marc Silva HARLINGEN TX 78550 Station: CC-ED-KF1015 yseitlliiagy, STATE OF TEXAS \ 44, SO lg COUNTY OF HIDALGO , Vy My wr | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Arturo Guajardo Jr. County Clerk Wz: a Hidalgo County, Texas yeedeneeey, yy * ea “\) co AS ray (i % Of, Poona “sO . 4, HIDAL “Hein \\ RS ~ 4 S 2, % Doc-118484 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: 8/4/2022 Grantor(s)/Mortgagor(s): JAMES CARTER, A MARRIED MAN AND LUISA CARTER, A MARRIED WOMAN Current Beneficiary/Mortgagee: Lakeview Loan Servicing LLC Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Page: N/A Instrument No: 3368209 Mortgage Servicer: M&T Bank is representing the Current Beneficiary/Mortgagee under a 1 Fountain Plaza, servicing agreement with the Current Beneficiary/Mortgagee. Buffalo, NY 14203 Place of Sale of Property: THE HIDALGO COUNTY ADMINISTRATIVE BUILDING, LOCATED AT 2802 S. BUSINESS HWY 281, EDINBURG, TX 78539 (OUTDOOR COVERED AREA ON THE WEST SIDE OF THE BUILDING) OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Property County: HIDALGO Mortgage Servicer’s Address: Legal Description: LOT 2, BEL-AIR ESTATES "PRIVATE", AN ADDITION TO THE CITY OF EDINBURG, HIDALGO COUNTY, TEXAS, AS PER MAP OR PLAT THEREOF FILED ON MAY 14, 2021, AND RECORDED UNDER CLERK'S FILE NO. 3223907, OFFICIAL RECORDS, AND MAP RECORDS, HIDALGO COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Mediey or Julie Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee wil! sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 08/27/2926 Na Connie 960 p Thuy Frazier, Attorney eC McCarthy & Holthus, LLP c/o Tejas Trustee Dated: 8/20/2026 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attomeys for M&T Bank hiutps://sales.mecarthyholthus.com/ MH File Number: TX-25-108161-POS Loan Type: VA