START OF PAGE: 309 ,J <---:-; _.1;,,-' • ' ~--11 .,,_ ~-l • COUi'iTY~LEh<· Notice of Substitute Trustee's Sale ..f.O.RT iii:-1rn r.n1.l'1n' ~r1 -·. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER ,OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY,, INCLUDING ACTIVE MILITARY DUTY AS. A MEMBER OF· fflE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD -QF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES,PLEASE SEND WRITTEN NOTICE OF TUE AC'l'IVE DUTY MiLITARY SERVICE TO THE SENDER OF THIS _N0l'.ICE _IMMEDIATELY. Notice is hereby given that, subject to the tenns and conditions set forth in this Notice, a public s.:iJ,e, at auction, of the Property (as that term is defined and described below) will be held at the date, time ~d pl~ce set forth in this Notic:e. I. Property to Be Sold. The Property to be sold, incluqing improvements ( collectively, the "Property''.), is, described as follows: Legal Description of the Property: Lot 10, in Block 1, "Of THE TRAILS AT SEABOURJVE PARKE SEC'fJON 2, a Subdivision to tl,e City of Rosenberg, .Fort B~11d, County,. Texas, accordilig to the• Map or Plat Oiereof recorded In/under Piaf Nb(s). 20150158 of tire Map/Pla't/Officlal Public Records of Fort Bend County, Texas. Mailing Address of the Property: 2003 Heat/, Ridge Ln., Rosenberg, Texas 77469M4616 2. Deed of Trust Creating Lien That Is The Subject of Sale. Deed of Trust. dated August 2~, 2025, executed by Eliberto Erik Loredo Ramirez· to Shelley Cruz DacU$, Tn1$tee for th~ benefit ofFitst Financial Bmlk, a Texas banking association., recorded in the Official Public Records of Fort Bend Cotmty, Texas as Document No. 2025089614; including all modifications, renewals, anc;l exten$io.ns ~ereof (the "Deed of Trusf') 3. Date, Time; and Place of Sale. The. sale is schedufed to be held at the following date, time, and place: Pate: September J, 2026 Time: The sale will t,egin no eariier than 1 :00 p.m. or no later than three hours thereafter. • START OF PAGE: 310 Pla~ Gus µeorge Law Enforcement: Academy -Patt.on Hall, 1521 Eugene Heitnann Circle~ RiQhmond, Texas 77469; or ,if the preceding area is no longer µ,ie qesignaied iµ:ea; at the area mqst rece11.tly designated by the County Commissioners Court, pursuant to 'Section 51.002 of the Texas Property Code. The Beneficiary reserves the right to postpone, withdraw, or reschedule the sale. for another day. Irt the event that the sale is postponed 6t rescheduled, notice of the da~ of any reschedUled Substitute Trustee's Sale; will be. reposted and te·Jile.d in accordance with the posting arid :fiJin,g. reqµireqiems· of l}ie Texas Property Code; The reposting or re;..filing may he ~er the date originallY. -scheduled for this sale. 4. Ter~ of Sale. The. sale will be conducted as a public auction to the highest bidder fo1· cash, subject to perroitti11g the. Beneficiary to have its bid(s) credit¢d'to the amounts owing under the tenns,ofthe Note (as hereafter described) that is secured by the Deed 9fTrust. Those desiring to purchase the Property will need to demonstrate their immediate ability tc;> pay by c_ash (which may be by casliier' s check) at the time that the. Property is sold. The sale will be made expressly subject to any title matters set forth in the Deed ofTrnst; but prospective bidders are reminded that by law the sale· will necessarily be made. subject to all matters of.record affecting the Property; if any, to the extent that they remain. in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the Property· th~t has been released of pttblic record from the lien of the Deed of. Trust. Pro~pective bidders are strongly urg~ to examine the applicable Property records tp detennine the nature and extent of such matters, if any. • Pursuant to the Deed of Trust,_ the Beneficiary has the right to direct the Trustee or ·Substitute Trustee to sell the Property in one or more parcels and/or to seli ail or ofil.y part:ofthe Property. Put$uant to section 51..009 of the Texas Property Code, the Property will be_ sold in "as is" condition, without any expi::ess or implied warranti¢s. e:1wept as i9 the )Varranties of title (if any) provided for under the Deed of Trust. Prospective bidders are ~clvised to co:,;tduct an independent investigation ofthe nature and physical condition of the Property. Pursuant to section 51.0075. of the Texas Property Code, the undersigned, as Substitute Trustee, reserves the right to s~t reasonable condition,s (in additfon to ~e conditions $et forth herein) for conducting the sale. Any such further conditions shall be announced before bidding: is opened for the first sale of the day held by the Substitute Trustee. 5. Type of Sale. The sale is a non-judicial deeci-of.:trust lien foreclosure sale being cop.,:lucted puri:;:u~nt to· the power of sale gr;:mted by the Deed of Trust. 6. Obligations Secured. The Deed of Trust dated August 27, 2025, executed by Eliberto Erik Loredo Ramirez including all extensions, modifications, and renewals thereofprovides that .it secw:es the payment of the indebtedness and obligations therein described including, but not START OF PAGE: 311 ... limited to the Promissory Note dated August 27. 2025 executed by E.liberto Erik Loredo Ramirez in the original prinejpaI amount of $216,000.00 made payable to the order of First ~inw:zcial B~ a Texas banking association. First Financial Bank, is the current ;owner and holder of the afore,..mentioned Note and Deed of Trust and is the beneficiary identified therein. 7. Trustee/SubsJitute Trustee. The undersigned has been appoint!;:d by the Beneficiary as Substitute Trustee under the terms of the Deed of Trust and may-be referred to herein as either the ·"Trustee" pr "Substitute Trustee". - 8. Default and &quest to Act. Default has occurred in the payment of indebtedne~s_ due under the afote~mentioned. Note tl1at is secured by the De.e4 of Trust As a result, all of the unpaid balance of principal and accrued interest upo°';-the Note· is now due and payable, along with all costs and expenses (including attorney's fees) that have been incurred by the Beneficiary and that are secured by the Deed of Trust. The Beneficiary has requestoo the Substitute Trustee lihder the Deed of Trust, to conduct this salt; the proceeds of such sale to be applied in accordance. with the terrns ofthe Deed of Trust. Notice is hereby given that qefore the sale, the Beneficia.cy may appoint another person substitute trust~e to con<luct the sale. THEREFORE,, at the date, time and place set forth above,_ the appointed Substitute Trustee will sell the Property (including any improvements) at public auction -io the-highest bidder for cash (subject to the right of the Beneficiary to have :its bid(s) credited to the amounts due under the Note) pursuant to the terms of the Deed of Trust and applicable law. Questions concerning the sale may be directed to the undersigned. Dated: _____..f\_l'-"491-ti t--=-------1-=---· _ __,. 2026. Substitute Trustee: Abstracts/I'rustees ofTexas, LLO (by designated representative) JvJc(n \f\ ·, 1 IJ