C& MNo. 44-25-03567/ FILE NOS NOTICE OF TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated March 08, 2023 and recorded under Clerk's File No. 2023000024621, in the real property records of COLLIN County Texas, with Ellis Cotton, an unmarried man as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for DHI Mortgage Company, Ltd., its successors and assigns as Original Mortgagee. Deed of Trust executed by Ellis Cotton, an unmarried man securing payment of the indebtedness in the original principal amount of$317,180.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note ( the " Note") executed by Ellis Cotton. PENNYMAC LOAN SERVICES, LLC is the current mortgagee ( the "Mortgagee") ofthe Note and Deed ofTrust or Contract Lien. Legal Description: LOT 12, BLOCK 5, OF ANNA CROSSING VILLAS, AN ADDITION TO THE CITY OF ANNA, COLLIN COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN DOCUMENT ISO. 2022010000334 AND IN PLAT BOOK 2022, PAGES 543-545 OF THE PLAT RECORDS OF C , lN COUNTY, TEXAS. fr cz: SALE INFORMATION c);; v v a Date ofSale :Y0/06/2026 `-'-' Earliest Time Sale Will Begin: 10: 00 AM 7`"` Location ofSale: The place of the sale shall be: COLLIN County Courthouse, Texas at the fr to irri; ng 1:9 location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designat`ed(area, D at the area most recently designated by the County Commissioner' s Court TERMS OF SALE A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds ofsaid sale in accordance with the terms ofsaidDeed ofTrust. The Sale will be conducted as apublic auction tothe highest bidder for cash, except thatMortgagee' sbid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/orto sell all oronlypart ofthe property. Pursuantto Section 51.009 ofthe Texas Property Code,the Property will besold in" ASIS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed ofTrust. The sale will begin at the earliest time stated above, or within three( 3) hours after that time. Ifthe sale is setaside for anyreason,the Purchaser at the sale shall be entitled onlyto areturnofthe funds paid.The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. III I1I HF IIIII III1111 III1F 111111 44-25-03567 COLLIN 4884361STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Auction.com, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address forthe Substitute Trustee forpurposes ofSectiop 51.0075(e) ofthe Texas Property Code is: Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925-5200 Executed on 08/ 17/2026. s/ Will Morphis SHOTNo. 24131905, AttorneyatLaw Codilis& Moody,P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925- 5200 Posted and filed by: Printed Name: C& MNo. 44-25-03567