IE. D C&MNo. 44-26-00167/ FILENOS J? EE" I2Pi2: 53 NOTICE OFTRUSTEE' SSALEANDAPPOINTMENT OFSUBSTITUTE TRUSTEE r.tERK i' TEXAS AssertandprotectyourrightsasamemberofthearmedforcesoftheUnitedStates. Ifyouare oryourspouseisservingonactivemilitaryduty,including activemilitarydutyasamemberof theTexasNational GuardortheNational Guardofanother stateorasamember ofareserve component ofthearmedforcesoftheUnitedStates,pleasesendwrittennoticeoftheactiveduty military service tothesender ofthisnotice immediately. Sender is: Codilis & Moody, P.C., 20405StateHighway 249, Suite170,Houston, TX77070 INSTRUMENT BEING FORECLOSED ANDMORTGAGE SERVICER INFORMATION DeedofTrustdatedDecember 02,2013andrecordedunderClerk'sFileNo.20131204001613150, intherealproperty recordsofCOLLINCountyTexas, withStephenCraigJones, amarriedmanandShaneJilvonJones, signingpro formatoperfectlienonlyasGrantor(s)andMortgageElectronicRegistration Systems,Inc.,asbeneficiary, asnominee forSFMC,LPdbaServiceFirstMortgageCompany, itssuccessors andassignsasOriginalMortgagee. DeedofTrustexecutedbyStephenCraigJones,amarriedmanandShamaJilvonJones,signingproformatoperfect lienonlysecuringpaymentoftheindebtedness intheoriginalprincipalamountof$199,999.00andobligationtherein describedincludingbutnotlimitedtothepromissory noteandallmodifications, renewalandextensionsofthe promissorynote( the"Note")executedbyStephenCraigJones. TheSecretaryofVeteransAffairs,anofficerofthe UnitedStatesisthecurrentmortgagee( the"Mortgagee") oftheNoteandDeedofTrustorContractLien. TheMortgage Servicerisauthorized torepresent theMortgagee byvirtueofaservicing agreement withthe Mortgagee. PursuanttotheServicingAgreement andTexasPropertyCode51.0025, theMortgage Serviceris authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthepropertysecuringtheabovereferenced loan.PHHMortgageCorporation isactingastheMortgageServicerfortheMortgagee. PHHMortgageCorporation, isrepresenting theMortgagee, whoseaddressis: 1MortgageWay,MountLaurel,NJ08054. Legal Description: LOT4, BLOCK AOFRUSHCREEK ESTATES, ANADDITION TOTHECITYOFWYLINE, COLLIN COUNTY, TEXAS, ACCORDING TOTHEPLATTHEREOF RECORDED INVOLUME C, PAGE494, MAPRECORDS, COLLIN COUNTY, TEXAS. SALEINFORMATION DateofSale:04/07/2026 Earliest TimeSaleWillBegin: 10:00AM Location ofSale: Theplaceofthesaleshallbe: COLLIN CountyCourthouse, Texasatthefollowing location:2100Bloomdale Road,McKinney, Texas75071,oriftheprecedingareaisnolongerthedesignated area,at theareamostrecentlydesignated bytheCountyCommissioner' sCourt TERMS OFSALE Adefaulthasoccurredinthepaymentofsaidhereinreferenced indebtedness, andthesameisnowwhollydue, and theMortgagee and/orMortgage Servicerhasrequested thehereinafter appointed Substitute Trusteetosellsaid propertytothehighestbidderforcashandtodistributeorapplytheproceedsofsaidsaleinaccordance withtheterms ofsaidDeedofTrust. TheSalewillbeconducted asapublicauctiontothehighestbidderforcash,exceptthatMortgagee' sbidmaybeby creditagainsttheindebtedness securedbythelienoftheDeedofTrust. PursuanttotheDeedofTrust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormoreparcelsand/ortosellalloronlypartofthe property. Pursuant toSection51.009oftheTexasProperty Code, thePropertywillbesoldin "ASIS," WHEREIS"condition, withoutanyexpressorimpliedwarranties, exceptastothewarranties oftitle,ifany, provided forundertheDeedofTrust. 44-26-00167 1111111111111111111111111(liii11111liiiliii COLLIN4865996Thesalewillbeginattheearliesttimestatedabove,orwithinthree(3)hoursafterthattime. Ifthesaleissetaside foranyreason,thePurchaseratthesaleshallbeentitledonlytoareturnofthefundspaid.ThePurchasershallhave nofurtherrecourse againsttheMortgagor, theMortgagee ortheMortgagee' sattorney. THIS INSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELL THE PROPERTY DESCRIBED INTHESECURITY INSTRUMENT IDENTIFIED INTHISNOTICE OFSALE. THEPERSON SIGNING THISNOTICE ISTHEATTORNEY ORAUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. WHEREAS, inmycapacityasattorneyfortheMortgagee and/orItsMortgageServicer, andpursuanttoSection 51.0076oftheTexasPropertyCode,IHEREBY APPOINT ANDDESIGNATE CarolDunmon,MaryMancuso, MicheleHreha, ShelleyOrtolan, Francesca Ortolan, GuyWiggs, DavidStockman, BrendaWiggs, Donna Stockman, JanetPinder,BrandyBacon,MichelleSchwartz, JamieDworsky, AngelaBrown, PaytonHreha, JeffBenton, AgencySalesandPosting, LLC, orCodilis& Moody,P.C.,asSubstitute Trustee. TheaddressfortheSubstituteTrusteeforpurposesofSection51.0075(e)oftheTexasPropertyCodeis: Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Executed on02/11/2026. s/WillMorphis SBOTNo.24131905, Attorney atLaw Codilis& Moody,P.C. 20405StateHighway 249,Suite170 Houston, TX77070 281)925-5200 Postedandfiledby: Printed Name: C&MNo. 44-26-00167