sSlox2 Notice of Substitute Trustee Sale- x le Or . 25 PAR py, . -. 672329 1370/7241841563 we Wry a . 4H Ip ce ; ot wr eo Bie ne we S9 “May, s Assert tand protect your rights as a member of the armed forces of the United States: If yo you-are or Youtyspouse i is serving on military du tary d “active including active mili as a member of. the Texas National Guard-orsthe National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 08/04/2026 Time: ~The sale will begin no earlier than 01:00PM or no later than three hours thereafter. The sale will be completed by no later than 4:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Denton County, TX at the following location: The courtyard area of the southwest corner of the Denton County Courts Bldg, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA DESIGNATED: BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: Lot 30, Block B, of Chaucer Estates, Phase 1, an Addition to the City of Denton, Denton County, Texas, According to the Map or Plat therof Recorded in Cabinet Q, Slide 267, of the Map and/or Plat Records of Denton County, Texas. APN: 214965 Geo.Id.SD2269A -00000B-0000-0030-0000 Commonly known as: 2013 Mark Twain Lane, Denton, TX 76210-3483 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 10/24/2025 (the “Deed of Trust’) and recorded in the office of the County Clerk of Denton County, Texas, recorded on 10/27/2025 as Document No. 120651 of the Real Property Records of Denton County, Texas. Trustor(s): Latoyia Dennis, unmarried Original Beneficiary: Velocity Commercial Capital, . LLC, a California Limited Liability Company Current . U.S, Bank Trust Company, Loan Servicer: PHH Mortgage Services Beneficiary: National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-5 Current Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Substituted Hreha, Carol Dunmon, Michele Sanders or Cherie Maples Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the _ deed of ‘trust. Prospective bidders are advised. to. conduct an independent investigation of the nature; and physical condition of the property. Pursuant. to section 51,0075 of the Texas Property Code,, the trustee: ‘eserves. the right‘ to set opened for the: fi rst sale ofthe day held by the trustee. or any. substitute trustee, Type of. sale'- The present Beneficiary under the Deed of Trust has elected to conduct‘a unified foreclosure sale. ‘pursuant to.the: provisions of:-Texas: Business and Commercial Code § 9.604 (a) and to include in the non-judicial foreclosure pursuant to.the power of the sale. granted by the deed of trust described in this Notice of Trustee’s Sale all of the personal ~- property and fixtures described in-within the loan documents, The present Beneficiary reserves the’ right to revoke its .election.as:to'some-or all of said personal property and/or fixtures, or to add additional personal property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be conducted pursuant to the Deed of Trust and Notice of Trustce’s Sale, The real property: and personal property encumbered by the Deed of Trust:will be sold at the sale.in accordance. with the provisions of the:Deed of Trust‘and'as permitted by section 9.604(a) of the Texas Business and. Commerce Code. Obligations:Secured = The Deed of Trust: provides that it-secures the-payment of the indebtedness and obligations therein described‘ ‘(collectively the’“Obligations”): including by:not limited to.(1) the promissory note-in the original principal amount. of $195,000.00, executed. by: Latoyia Dennis, unmarried, :and ‘payable to the order of Velocity’ Commercial Capital, LLC, a ‘California Limited Liability: Company; (2) all’ renewals and.extenisions of the note; and (3) any -and all present and future indebtedness of Latoyia Dennis, unmarried.. U.S. Bank Trist Company, National Association, :as: Trustee ‘for Velocity Commercial. Capital Loan Trust 2025-5 ‘is the current Owner and_holder: of: the. Obligations.and is the beneficiary under-the Deed of Trust. The sale will be made, but without.covenant or warranty,.expressed or implied, regarding title, possession, or encumbrances, to pay the remaining: principal'sum of the Note and all other.amounts: lawfully, owing under the Note, the: Deed of Trust, and allof the other associated’ loan dociiments, including, without, limitation, ‘all interest, default interest; late charges, advances, attorneys’ fees and other-costs and expenses. NOTICE TO. POTENTIAL BIDDERS: WE REQUIRE CERTIFIED FUNDS‘AT SALE.BY:CASHIER’S CHECK(S) PAYABLE. DIRECTLY TO “ASSURED LENDER SERVICES, INC.” TO:'AVOID DELAYS IN ISSUING THE FINAL DEED. Questions concerning the sale may be directed to the undersigned or to the beneficiary: U.S. Bank Trust Company, National'Association, as ‘Trustee for Velocity Commercial Capital Loan Trust:2025-5 2945 Townsgate Road Suite 110 Westlake Village;;CA 91361 Kristopher Sanez ksaenz@velocitycommercial.com ‘Payton Hreha, Francesca Ortolani »shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha, Carol: Dunmon;, Michele Sanders or Cherie’ Maples (818)338-9766 Dated: irvine, CA ‘O618 ‘Phone: (714) 508-7373 Fax: (714) 505-3831 AFTER RECORDING, PLEASE-RETURN TO: Assured Lender. Services, Inc. 111 Pacifica, Suite 140 Irvine, CA:92618 Attn: Trustee Department Certificate of Posting I, do hereby certify that I am a citizen of the United States of America, over the age of 18 years, and competent, to be a witness relating to the matters herein I declare under penalty of perjury that on _ I filed the Notice of Sale at the office of the County Clerk and caused same to be posted at the County courthouse. Signature: Declarants Name: Date: