NOTICE OFSUBSTITUTE TRUSTEE' SSALE ASSERT ANDPROTECT YOURRIGHTS ASAMEMBER OFTHEARMED FORCES OFTHEUNITED STATES. IFYOUAREORYOURSPOUSE ISSERVING ONACTIVE MILITARY DUTY,INCLUDING ACTIVE MILITARY DUTYASAMEMBER OFTHETEXAS NATIONAL GUARD ORTHENATIONAL GUARD OFANOTHER STATEORASAMEMBER OFARESERVE COMPONENT OFTHEARMED FORCES OFTHEUNITED STATES, PLEASE SENDWRITTEN NOTICE OFTHEACTIVE DUTYMILITARY SERVICE TOTHESENDER OFTHISNOTICE IMMEDIATELY. DATE, TIME, PLACE OFSALE: Date: Tuesday,the7thdayofApril,2026 Time: 10amornotlaterthanthreehoursafterthattime Place: ATTheFrontStepsOfTheCollinCountyCourthouse LocatedAt2100Bloomdale Road,Mckinney, TX75071;OrAsDesignated ByTheCountyCommissioners OfficeinCollinCounty,Texas. TERMSOFSALE: CERTIFIED FUNDSFORFULLPURCHASE PRICEMU.Tc BEPRESENTED ATTHETIMEOFSALEacr. r—n -rt C c a, C_,- . .) r`" DEED OFTRUST INFORMATION- INSTURMENT TOBEFORECLOSED: o -, Date: August 27,2018 ox" N) Grantor( s): RIFAT ARMED ANDAFZAL AHMED, WIFEANDHUSBAND v Original Mortgagee: Mortgage Electronic Registration Systems, Inc., asbeneficiary,asnominee for < (j' crt SecurityNational Mortgage Company, itssuccessors andassigns Original Principal: 201,400.00 RecordingInformation: DeedInst.#20180829001088550, Current Mortgagee/ Beneficiary: FederalHomeLoanMortgage Corporation asTrusteeforFreddieMacSeasoned CreditRisk Transfer Trust,Series2023-1 Secures: ThePromissoryNote(the"Note")intheoriginalprincipalamountof$201,400.00andall obligations containedtherein.AllsumssecuredbytheDeedofTrusthavebeenandarehereby declaredimmediately dueandpayableasaresultofdefaultundertheNoteand/orDeedof Trust. MODIFICATIONS ANDRENEWALS: Asusedherein,theterms"Note"and"DeedofTrust"meantheNoteandDeedofTrustasmodified,renewed,and/orextended. PROPERTY TOBESOLD: Property County: Collin PropertyDescription: SeeAttached Exhibit" A") Property Address: 2018DoveCrossing,Melissa,TX75454 Condition andImportant Recitals: Shouldaconflictoccurbetweenthepropertyaddressandthelegaldescription containedin ExhibitA"thelegaldescription shallcontrol.Thepropertywillbesold"ASIS"withoutany representations, warranties, orrecourse,andsubjecttoanyliensorintereststhatmaysurvive thesale. Anypurchaserwhopurchasesthepropertydoessoathis/her/itsownriskandis stronglyencouraged toengageinsignificant duediligencepriortosale. MORTGAGE SERVICING INFORMATION: TheMortgageServicerrepresentstheCurrentMortgagee pursuanttoamortgageservicingagreementwiththeMortgagee. PursuanttoTexas PropertyCode§ 51.0025, aswellasthemortgageservicingagreement, theMortgageServicerisauthorized tocollectthedebt andtoinstituteforeclosure ofthedeedoftrustreferenced above. TheMortgage Servicer information isbelow: FileNo.: 26-03493TXMortgage Servicer: NewRez, LLCd/b/aShellpoint Mortgage Servicing Mortgage Servicer Address: 75BeattiePlace,Suite300Greenville, SC29601 SUBSTITUTE TRUSTEE( S): McCallaRaymerLeibertPierce,LLP,PaytonHreha,Francesca Ortolani,ShelleyOrtolani, MaryMancuso, LizHach,MicheleHrehaorCarolDunmon SUBSTITUTE TRUSTEE ADDRESS: 1320Greenway Drive,Suite780Irving,TX75038 ATTENTION ALLPROSPECTIVE BIDDERS: OnMarch1,2026, thedatacollectionandreportingrequirements undertheU.S. Financial Crimes Enforcement Network( FinCEN) newAnti-MoneyLaunderingRule( the"Rule"),foundat89FR70258,willgointoeffect. TheRuleappliestocertainresidentialrealestatesaletransactions( includingnonjudicial foreclosures) wherethetransferistoalegalentityor trust, andwhichincludescashpurchases, privatefinancingorfinancingprovidedbyaninstitutionnotsubjecttoafederalAnti-Money LaunderingorSuspicionActivityReportrequirement. AspartofthisRule, purchasersandsellersarerequiredtoprovideadditional information anddocumentation aboutthemselves, theirlegalentities, and/orthesourceoffundsusedinthereportable transaction. The collectionofthisinformation anddocumentation isrequiredtocomplywiththeRule'sfederalreportingrequirements. Thisnoticeisprovided forinformational purposesonlyanddoesnotconstitutelegaladvice.Youareencouragedtoconsultwithyourownindependentlegalcounsel ifyouhavequestionsabouthowtheFinCENAnti-MoneyLaunderingRuleaffectsyourtransactionandwhetheryourtransactionis reportable. Thesalewillbeconductedsubject(1)toconfirmation thatthesaleisnotprohibitedundertheU.S.BankruptcyCode,(2)tofinalconfirmation and auditofthestatusoftheloanwiththeholderoftheDeedofTrust,and(3)toconfirmation thatthesuccessfulbidderhastimelyprovidedall information requiredforreportingundertheRule,89FR70258. THISINSTRUMENT APPOINTS THESUBSTITUTE TRUSTEE( S) IDENTIFIED TOSELLTHEPROPERTY DESCRIBED IN THESECURITY INSTRUMENT IDENTIFIED INTHISNOTICEOFSALE. THEPERSONSIGNINGTHISNOTICEISTHE ATTORNEY ORAUTHORIZED AGENTOFTHEMORTGAGEE ORMORTGAGE SERVICER. s/Maisyn Oliver Maisyn Oliver- Bar#: 24130719 AttorneyforFederalHomeLoanMortgageCorporation asTrustee forFreddieMacSeasonedCreditRiskTransferTrust,Series2023-1 Maisyn. Oliver@mccalla. com 1320Greenway Drive,Suite780 Irving,TX75038 469)942-7141Office 469)533-6670Fax DOCUMENT PREPARED BY: McCalla Raymer LeibertPierce,LLP 1320Greenway Drive,Suite780Irving,TX75038 ASATTORNEY FORTHEHEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER Certificate ofPosting Iamwhose address is Ideclare underpenalty perjurythat Ifiledand/orrecordedthisNoticeofForeclosure SaleattheofficeoftheCollin CountyClerkandcausedittobepostedatthelocationdirectedbytheCollinCountyCommissioners. Returnto:McCallaRaymerLeibertPierce,LLP,1320Greenway Drive,Suite780Irving,TX75038 FileNo.: 26-03493TXEXHIBIT" A" Lot9,BlockD,ofHUNTERS RIDGEPHASE1,anAdditiontotheCityofMELISSA, CollinCounty,Texas,accordingtotheMAP ORPLATthereofrecorded inCabinetN, Slide992,oftheMAPRecords ofCollinCounty, Texas. FileNo.: 26-03493TX