TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5059 FILED 7/13/2026 1:56:08 PM ATTENTION SERVICE MEMBERS: ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING IN ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, BRITTANY DANIELLE CHADWICK, AN UNMARRIED WOMAN delivered that one certain Deed of Trust dated JUNE 26, 2020, which is recorded in INSTRUMENT NO. RP-2020-311596 of the real property records of HARRIS County, Texas, conveying to the Trustee(s) therein named the real property therein described, to secure the payment of a Promissory Note in the principal amount of $212,087.00 payable to the order of GATEWAY MORTGAGE GROUP, A DIVISION OF GATEWAY FIRST BANK, to which reference is hereby made for a description of the Promissory Note, the terms and covenants of the Deed of Trust, and the property therein conveyed; and WHEREAS, default, as same is defined in the Promissory Note and/or the Deed of Trust, has occurred and the outstanding indebtedness on same is now wholly due; and WHEREAS, the undersigned has been appointed Substitute Trustee in place of the original Trustee, upon the ‘ontingency and the manner authorized by the Deed of Trust; and THEREFORE, three (3) hours after that time,'a Substi or money order, the following describ The sale will occur at that area designated by the Commi HAl County, Texas, for such sales (OR AT THE AREA OF THE MAGNOLIA SOUTH BALLROOM INSIDE IT NT CENTER AT 9401 KNIGHT ROAD, HOUSTON, TEXAS, AS DESIGNATED BY THE COMMISSIONERS COURT). BE ADVISED that, pursuant to the Texas Property Code, a mortgagée’may be the mort mortgagee or a mortgage servicer may administer the foreclosure of property on behalf of the mart hey have entered into an agreement granting the current mortgage servicer authority to service the mortgage. e the Mortgagee, is representing the Mortgagee under a servicing agreement. The name and ad GATEWAY MORTGAGE, A DIVISION OF GATEWAY FIRST BANK, 244 SOUTH GATEWAY PLACE, : 74037. The name and address of the Mortgage Servicer is GATEWAY MORTGAGE, P.O. BOX 1560, JEN name and address of a Substitute Trustee is Michael J. Schroeder, 3610 North Josey Lane, Suite 206, Carrollton, 75007. A substitute trustee is authorized by the Texas Property Code to set reasonable conditions for a sale. A purchaser at a sale acquires the property "as is" without any expressed or implied warranties at the purchaser's own risk. A purchaser at a sale is not a consumer. If a sale is set aside, the Purchaser will be entitled only to a return of the purchase price, less any applicable fees and costs, and shall have no other recourse against the mortgagor, the mortgagee, or the substitute trustee. ~< SUBSTITUTE TRUSTEE(S) MICHAEL J. SCHROEDER OR LEE CARROLL OR JEFF LEVA OR SANDY DASIGENIS OR PATRICIA POSTON OR MEGAN L. RANDLE OR EBBIE MURPHY OR WAYNE DAUGHTREY OR STEVE LEVA Dated: JULY 13, 2026. FILE NO.: GMG-3504 NOTICE SENT BY: PROPERTY: 20211 PINEHURST TRAIL OR MICHAEL J. SCHROEDER HUMBLE, TEXAS 77346 3610 NORTH JOSEY LANE, SUITE 206 CARROLLTON, TEXAS 75007 BRITTANY DANIELLE BROWN Tele: (972) 394-3086 ax: (972) 394-1263