TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5331 FILED 7/23/2026 9:42:36 AM NOTICE OF ACCELERATION AND NOTICE OF TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. DEED OF TRUST INFORMATION: Date: April 20, 2022 Grantor(s): Kevin Loper and Natalia Gonzalez, Husband and Wife Original Mortgage Electronic Registration Systems, Inc., as nominee for Lower, LLC DBA Mortgagee: AMSW Lending Original Principal: $647,200.00 Recording RP-2022-214906 Information: Property County: Harris Property: See Exhibit A Property Address: 20322 Kentucky Trace Hockley, TX 77447 O Pp c L AL. Current Mortgagee pursuant to Current Mortgagee: Lower, LLC Mortgage Servicer: Servbank, N.A. Mortgage Servicer 3138 E. Elwood Street Address: Phoenix, AZ 85034 SALE INFORMATION: Date of Sale: September 1, 2026 Time of Sale: 10:00 AM or within three hours thereafter. Place of Sale: Bayou City Event Center, Magnolia South Ballroom, 9401 Knight Road, Houston TX 77045, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court Substitute Auction.com, LLC, and Padgett Law Group, any to act Trustee: Substitute 546 Silicon Dr., Suite 103, Southlake, TX 76092 Trustee Address: PLG File Number: 25-014243-2 1  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5331 FILED 7/23/2026 9:42:36 AM hereby remove and appoints in of this notice, Substitute Trustee, said Deed of Trust, and direct the executi y to act, those substitute trustees identified in the SALE INFORMATION section i..c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092 as fter exercise all powers and duties to set aside the said original trustee under s hereby request, authorize, and instruct said Substitute Trustees to conduct s set aside to the beneficiary therein. WHEREAS, the above-named Grantor(s) previously conveyed the above-described property in trust to secure payment of the Note set forth in the above-described Deed of Trust; and WHEREAS, a default under the Note and Deed of Trust was declared, such default was reported to not have been cured, and all sums secured by su eed of Trust are declared immediately due and payable. WHEREAS, the original Trustee an y previously appointed Substitute Trustee under said Deed of Trust has been hereby removed and the escribed Substitute Trustees, have been appointed as Substitute enforce the power of sale granted in the Deed of Trust; and WHEREAS, the undersigned law fi s been requested to provide these notices on behalf of the 1. The maturity of the Note is hei declared to be immediately due an 2. The herein appointed Substitute Tru! es, any to as Substitute Trustee will sell the Property to nd no earlier than the time set forth above in the Sale Information section of this notii 3. The Financial Crimes Enforcement Ne Treasury, now requires the collection, certification an rting of certain information relating to or trusts, which such information the the auctioneer at the time of the subject sale. cessary information to be provided are hereby directed, generally, to FinCEN’s website and, more speci the FinCEN Real Estate Report located in the forms bank thereof. 4. This sale shall be subject to any legal impediments referenced in the Deed of Trust or appearing of record shall not cover any property that has been released from th e of the Property to any exceptions nt the same are still in effect and y the Deed of Trust. e implied warranties of he sale, save and except the Grantor’s warranties specifically authorized by the Grantor in Trust. The property chaser’s n risk” and “at his nature to be acquired. in the property, sted persons are perty. a return of Purchasers will receive whatever interest Grantor and Grantor’s subject to any liens or interest of any kind that may survive the encouraged to consult counsel of their choice prior to participating in t 6. If the sale is set aside for any reason, the Purchaser at the sale shall be e: PLG File Number: 25-014243-2 2  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5331 FILED 7/23/2026 9:42:36 AM the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, the Mortgagee’s Attorney, or the duly appointed Substitute Trustee. Foue- Padgett Law Group, LLC CERTIFICATE OF POSTING My name is Jeff , and my address is c/o Padgett Law Group, 546 Silicon Dr., Suite 103, Southlake, TX 76092. I declare under penalty of perjury that on 07/23/2 et filed at the office of the Harris County Clerk to be posted at the Harris County courthouse this notice of sale. Declarant’s Name: eff Date: 07/23/2 Padgett Law Group 546 Silicon Dr., Suite 103, Southlake, TX 76092 (850) 422-2520 ont WITNESS MY HAND this i T ) J : | 4 PLG File Number: 25-014243-2 3  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5331 FILED 7/23/2026 9:42:36 AM Escrow File No.: 22108371GA EXHIBIT "A" A tract of land containing 3.9948 Acres, being al! of Lot 3-1 in Block 3 or Village of Ne Kentucky, Section 1, according to the map or plat thereof filed for record in Volu Page 36 of the Harris County Map Records (H.C.M.R.), being a portion of a tr in the name of Adam F. Suhr under Harris County Clerk's File H.C.C.F. No. the Real Property Records of Harris County, Texas (R.P.R.H.C.T.), and bei particularly described together by metes and bounds as follows: (Bearing: H.C.C.F. No. X042851) BEGINNING at a 5/8 Inch iron rod found at the intersection of the no it-f-way line of Kentucky Trace (60 Feet wide, Volume 335, Page 36 of the Harris ap Records (H.C.M.R.)), and the east right-of-way line of Roberts Cemet oad {60 wide), being the southwest corner of this tract; 8' 33 with said east right- west coffer of this tract from f 0.59 Feet; THENCE, NORTH 01° 39' 44" WEST (called North 0 of-way line, a distance of 329.84 Feet to a point at th which a iron rod found bears South 00° 00' 09" West;'a THENCE, with the southeasterly line of Un e "EK" being recorded in the name of Adam F. Suhr under H.C.C.F. No. 851 of the R.P.R.H.C.T. the following two (2) courses: 1. NORTH 58° 50’ 52" EAST, a dista 2. NORTH 60° 31' 59" EAST, a dis "Precision" cap set at the north co to a point at a corner of this tract; ‘eet to a 1/2 Inch iron rod with a THENCE, with the lines of in Volume 343, Page 29 of, age of New Kentucky, Section 2 as recorded M.R. the following two (2) courses: 1. SOUTH 37° 49' 43" EAST, a distatice of 206.10 Feet to a point at a corner of this tract; 2. SOUTH 22° 48' 07" EAST, a distance of 281.43 Feet to a point at the most easterly southeast corner of this tract; THENCE, S' aforementioned Sec! found o wester id Kentucky Trace the following two (2) courses: 1. i westerly direction with the arc of a curve to the left, having a radius of 200.00 Fe h of 191.20 Feet (called 191.00), a central angle of 54° 46' 27", a chord bearing of 62° 36' 46" WEST, and a chord distance of 184.00 Feet to a 5/8 Inch iron rod it a corner of this tract; ST, a distance of 119.89 Feet to the POINT OF BEGINNING and containing 3.9948  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-5331 FILED 7/23/2026 9:42:36 AM Acres of land. NOTE: The company is prohibited from insuring the area or the quantity of the land described herein. Any statement in the above legal description of the area or quantity of land is not a representation that such area or quantity is correct, but is made only for informational and/or identification purposes, and does not override Item 2 of Schedule "B" hereof. Ad