START OF PAGE: 138 NOTICE OF TRUSTEE’S SALE ————————e—ee———ror DEED OF TRUST INFORMATION: Grantor(s) Reggie J. Roberson, Sr. and Sherry Elaine | Deed of Trust Date | February 21, 2023 Roberson Original Mortgagee | Credit Union of Texas Original Principal | $60,001.00 | Recording Instrument #: 2023-0005 159 Book #: Original Trustee V. Eric Pointer Information 7992 Page #: 542 in Kaufman County, Texas Property Address 2040 Karsen Lane, Forney, TX 75126 Property County Kaufman MORTGAGE SERVICER INFORMATION: Current Credit Union of Texas Mortgage Servicer | Credit Union of Texas Mortgagee (CUTX) __ _| Current Credit Union of Texas Mortgage Servicer | 900 W. Bethany Drive, Beneficiary Address Attn: Collections Department, Allen, TX 75013 SALE INFORMATION: Date of Sale 07/07/2026 _| Time of Sale Place of Sale 10:00 AM or no later than 3 hours thereafter The front steps of the Kaufman County Justice Center located at 1902 US Highway 175 in Kaufman County, Texas, or if the preceding area is no longer the designated area, at the area most recently designated by the Kaufman County Commissioner’s Court. Randy Daniel, Cindy Daniel, Jim O'Bryant, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael Linke, any to act 15851 N. Dallas Parkway, Suite 410, Addison, TX 75001 Substitute Trustees Substitute Trustees’ Address PROPERTY INFORMATION: [ Legal Description as per the Deed of Trust: LOT 40, BLOCK 31, HEARTLAND TRACT A, PHASE 3B, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET 3, ENVELOPE 128 OF THE PLAT RECORDS OF KAUFMAN COUNTY, TEXAS. _| The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage Servicing Agreement. Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately due and payable. The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this Notice of Trustee’s Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. ——i________ ae Taherzadeh, PLLC Notice of Trustee’s Sale- 165-00108 Page |  START OF PAGE: 139 NOTICE OF TRUSTEE’S SALE Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will buy the property “at the purchaser’s own risk” and “at his/her peril”, and no representation is made concerning the quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor’s assigns have in the property. Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of the day held by the Trustee or any Substitute Trustee. The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case, the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place of a scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The reposting or refiling may be after the date originally scheduled for this sale. Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property. The U.S. Financial Crimes Enforcement Network (FinCEN) has implemented a new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258 and 31 CFR 1031.320. The Rule applies to certain non-financed residential real estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More infor- mation regarding the Rule can be found at: https://Awvww.fincen.gov/rre You are encouraged to consult with your own independent legal counsel if you have questions about how the Rule affects your transactions. If the property being purchased is residential real property and the Purchaser is a legal entity or trust, then the sale is conditional and contingent upon the Purchaser, WITHIN SEVEN (7) DAYS OF THE DATE OF THE FORE- CLOSURE SALE (“Deadline”) providing the required information for reporting under the Rule to the law firm that was handling the foreclosure on behalf of the mortgagee or mortgage servicer. The specific information you will be required to produce can be found at: https://bsaefiling-sandbox.fincen.gow/forms/RERX.pdf Purchaser hereby agrees that the Reporting Person has the SOLE RIGHT to use its reasonable discretion to determine if the Purchaser has complied with the conditions of sale regarding the Rule. THE PURCHASER HEREBY AGREES THAT THE PURCHASER IS SOLELY RESPONSIBLE FOR ANY PEN- ALTIES ASSESSED AND/OR INCURRED FOR INCOMPLETE AND/OR INACCURATE INFORMATION PRO- VIDED BY PURCHASER. THE PURCHASER HEREBY AGREES TO INDEMNIFY THE REPORTING PERSON FOR ANY PENALTIES CHARGED DUE TO THE INACCURACY OF THE REQUIRED INFORMATION OF THE PURCHASER UNDER THE RULE. Time is of the essence to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT FULLY AND COMPLETELY PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY THE DEADLINE, THE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROPERTY CODE SECTION 51.016. You are advised to contact the law firm that handled the foreclosure as soon as possible in order to determine the best way to provide the necessary forms and information needed to comply with the Rule. If you are unsure if you can comply with the conditions of sale, including but not limited to the timelines as provided therein, then DO NOT BID. If the sale must be rescinded pursuant to the conditions stated herein, Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RESCIND- ING THE SALE AND RE-FORECLOSURE OF THE PROPERTY. Assert and protect your rights as a member of the armed forces of the United States. If you or your spouse is serving on active military duty, including active military duty as a member of the Texas Taherzadeh, PLLC Notice of Trustee’s Sale- 165-00108 Page 2  START OF PAGE: 140 NOTICE OF TRUSTEE’S SALE National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. MORIGAGER YReeT—snaeeeaeaeseeressossvxv@" Dated May 28, 2026. /s/ Selim H. Taherzadeh Selim H. Taherzadeh TAHERZADEH, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Foreclosure@taherzlaw.com P: (469) 729-6800 F: (469) 828-2772 Return to: Taherzadeh, PLLC 15851 N. Dallas Parkway, Suite 410 Addison, TX 75001 Taherzadeh, PLLC Notice of Trustee’s Sale- 165-00108 Page 3  START OF PAGE: 141 Electronically Served 5/28/2026 8:19 AM CAUSE NUMBER 123841-86 IN RE: ORDER FOR FORECLOSURE CONCERNING RHONDA HuGHEY DISTRICT CLERK * Lye. DEPUTY 86" JUDICIAL DISTRICT OF 2040 KARSEN LANE FORNEY, TX 75126 UNDER TEX. R. CIV. PROC, 736 Petitioner: CREDIT UNION OF TEXAS, Respondents: SHERRY ROBERSON AND REGGIE ROBERSON 8 § § § § § § § § § § § § § § § § KAUFMAN COUNTY, TEXAS § ORDER ALLOWING FORECLOSURE YE SO ee eee Credit Union of Texas, Petitioner, on behalf of itself, its successors and assigns, has brought before this Court for consideration its Application for Court Order Allowing Foreclosure of a Lien Under Texas Constitution Article XVI, Section 50(a)(6)(D) (“Application”), Having considered the evidence presented, the Court finds that: 1) the Application complies with Texas Rules of Civil Procedure (“TRCP”) 736.1: 2) the Application was properly served in accordance with TRCP 736.3; 3) the return of service has been on file with the Clerk of the Court for at least 10 days: and 4) Petitioner has established the basis for foreclosure and finds that: (a) Petitioner is the holder of a Texas Home Equity Note secured by a lien created under Texas Constitution Article XVI, Section 50(a)(6). A debt exists. ORDER ALLOWING FORECLOSURE 165-00108  START OF PAGE: 142 Electronically Served 5/28/2026 8:19 AM (b) Installment payments have not been made when due and owing pursuant to the terms of the Note and Deed of Trust. (c) The obligation secured by the lien sought to be foreclosed is in default. (d) The requisite notice to cure the default has been mailed to each person as required under applicable law and the loan agreement, contract, or lien sought to be foreclosed and the opportunity to cure has expired. Before the Application was filed, any other action required under applicable law and the loan agreement, contract, or lien sought to be foreclosed was performed. IT IS THEREFORE ORDERED that: 1. Credit Union of Texas, together with its successors and assigns, is hereby authorized to serve Notice of Sale on each Respondent and may proceed with a foreclosure sale in accordance with the security agreement and Texas Property Code Section 51.002 concerning the property with a commonly known mailing address of 2040 Karsen Lane, Forney, TX 75126 and legal description as described in the Real Property Records of Denton County, Texas as follows: LOT 40, BLOCK 31, HEARTLAND TRACT A, PHASE 3B, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET 3, ENVELOPE 128 OF THE PLAT RECORDS OF KAUFMAN COUNTY, TEXAS. DEFAULT ORDER ALLOWING FORECLOSURE 16500044  START OF PAGE: 143 Electronically Served 5/28/2026 8:19 AM 2. The name and last known address of each respondent subject to the order are: Sherry Elaine Roberson 2040 Karsen Lane Forney, TX 75126 Reggie J. Roberson, Sr 2040 Karsen Lane Forney, TX 75126 3. The recording or indexing information of each lien to be foreclosed is as follows: Instrument #: 2023-0005159 Book #: 7992 Page #: 542 in the Real Property Records of Kaufman County, Texas. 4. A conformed copy of an Order Allowing Foreclosure must be attached to the trustee or substitute trustee’s foreclosure deed in accordance with Rule 736.12 of the Texas Rules of Civil Procedure. 5. Petitioner may communicate with each Respondent and all third parties as reasonably necessary to conduct a foreclosure sale. Signed, triee2/ day of , 2026. udge Presiding ORDER ALLOWING FORECLOSURE 16500108