TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6692 FILED 9/14/2026 10:16:05 AM C&MNo 44-26-02587/ FI NOTICE OF TRUSTE SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE the active duty military ser 2 Moody, P.C , 20405 State Highwa INSTRUMENT BEING FO. ND MORTGAGE SERVICER INFORMATION Deed of Trust dated September 20, 2022 and ¥@go1déd*under Clerk's File No RP-2022-474369, in the real property records of HARRIS County Texas, with Elvia Dinora Navarro and Manuel D Navarro, wife and husband as Grantor(s) and Mortgage Electronic Registration Systéms, Inc , as beneficiary, as nominee for Encompass Lending 110 and Manuel D Navan, wife and husband securing payment of the 250 00 and obligation therein described including but not al and extensions of the promissory note (the “Note’”) executed by Elvia Dinora Navario PHH A C 1s the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust 01 Contract Lien Property Code 5] 0025, the Mortgage Servicer ts i foreclosure of the property securing the above rtgage Service: for the Mortgagee Onity Mortgage ddress is 1 Moitgage Way, Mount Laurel, NJ 08054 Mortgagee Pursuant to the Servicing Agree’ authorized to collect the debt and to admimisi referenced loan Onity Mortgage Corporation is Corporation, 1s representing the Mortgagee, whos Legal Description LOT FORTY-SIX (46), IN BLOCK ONE (1), OF (3), A SUBDIVISION IN HARRIS COUNTY, TF, RECORDED IN FILM CODE NO 599049 OF TI WOOD GLEN ESTATES, SECTION THREE CCORDING TO THE MAP OR PLAT THEREOF, EGORDS OF HARRIS COUNTY, TEXAS Date of Sale 11/03/2026 Earhest Tiie Sale Will Begin £0 00 AM Location of Sale The place ot the sale shall be HARRIS County Courthouse, Texas at the following location Magnoha South Ballroom inside the Bayou City Event Center or if the preceding area 1s no longer the designated area, at the area most recently designated by the County Commissioners Court TERMS OF A default has occurred in the payment of said herein referen s, and the same 1s now wholly duc, and the Mortgagee and/or Mortgage Servicer has requested the fisreinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distnbute or appl: ds of said sale in accordance with the terms of said Deed of Trust The Sale will be conducted as a public auction to the highest b: except that Mortgagee’s bid may be by ciedit against the indebtedness secured by the len of the Dee Tust.«.Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell the property 19.9 arcels and/or to sell all or only part of the property Pursuant to Section 51 009 of the Texas Prope C se, roperty will be sold in “AS IS,” “WHERE IS” condition, without any express or imphed warrant extept as to the warranties of title, if any, provided for under the Decd of Trust wasn NUH HARRIS 48870  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6692 FILED 9/14/2026 10:16:05 AM The sale will begin at the earliest time stated above, o1 within three (3) hours after that time If the sale 1s set astde for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid The Purchaser shall have no further recourse agaist the Mortgagor, the Mortgagce or the Mortgagee's attorney STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEER(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER WHEREAS, in my capacity as attorncy for the Mortgagec and/or Its Mortgage Servicer, and pursuant to Section 51 0076 of the Texas Property Code, | HEREBY APPOINT AND DESIGNATE Jeff Leva, Sandy Dasigems, Patricia Poston, Megan L Randle, Ebbie Murphy, Steve Leva, Auction com, LLC, or Codihs & Moody, PC, as Substitute Trustee The address for the Substitute Trustee for purposes of Section 51 0075(e) of the Texas Property Code 1s Codilis & Moody, PC 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on 09/1 1/2026 ttorncy at Law MNo 44-26-02587