7 Y 10+7$ JUN 25 All rO: f4 STlrr 1., E i E if COUNTY CLERK COLLIN COIWTY. TEXAS 9Y: DEPUTY 2102 TIMINERI DR v 00000010737773 PRINCETON, TX 75407 NOTICE OF] SUBSTITUTE] TRUSTEE' S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice ofthe active duty military service to the sender ofthis notice immediately. 1. Date, Time, and Place ofSale. Date: September 01, 2026 Time: The salewill beginat 10:00 AM ornot laterthan threehours afterthattime. Place: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE or as designated by the county commissioners. 2. Terms ofSale. Cash. 3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated December 13, 2019 and recorded in Document INSTRUMENT NO. 20191216001597210; AS AFFECTED BY LOAN MODIFICATION AGREEMENTS INSTRUMENT NO'S. 2022000121316, 2024000051481 & 2025000094873 real property records of COLLIN County, Texas, with KEVIN RATLIFF AND ROBIN RENEE RATLIFF, HUSBAND AND WIFE, grantor( s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (" MERS") AS NOMINEE, mortgagee. 4. Obligations Secured. Deed of Trust or Contract Lien executed by KEVIN RATLIFF AND ROBIN RENEE RATLIFF, HUSBAND AND WIFE, securing the payment of the indebtednesses in the original principal amount of $272,473.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions ofthepromissory note. MIDFIRST BANK isthecurrentmortgagee ofthenote andDeed ofTrustorContractLien. 5. Property to Be Sold. The property to be sold is described in the attached Exhibit A. 6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51. 0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK, as Mortgage Servicer, is representing thecurrent mortgagee, whoseaddress is: c/o MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK 999 N.W. GRAND BLVD STE 110 OKLAHOMA CITY, OK 73118- 6077 1111IIII1lull8111IlllulllullIIIIIlullIIIIIIIIIIlull81II11111lullIIINlull111111N1III FCTX NTSS. rpt( 11/ 17/2020)- S Ver-03 NTSS00000010737773 Page Iof32102 TIMINERI DR 00000010737773 PRINCETON, TX 75407 THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned as attorney for the mortgagee or mortgage servicer does herby remove the original trustee and all successor substitute trustees and appoints in their steed AUCTION. COM, LLC AND BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP whose address is c/o BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001-4320 as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution ofremedies setaside to the beneficiary therein. Israel Saucedo Certificate ofPosting My name is Jeff Benton and my address is do 4004 Belt Line Road, Suite 100, Addison, Texas 75001- 4320. I declare under penalty of perjury that on 06/25/26 I filed at the office ofthe COLLIN County Clerk and caused to be posted atthe COLLIN County courthouse this notice ofsale. Jeff Benton Declarants Name: 06/25/26 . Date: FCTX_ NTSS.rpt( 1I/172020)- S Ver-03 Page2of32102 TIMINERI DR 00000010737773 PRINCETON, TX 75407 00000010737773 COLLIN LOT 14, BLOCK G, DE BERRY ESTATES PHASE 2, AN ADDITION TO THE CITY OF PRINCETON, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED IN VOLUME 2017, PAGE 686, MAP RECORDS OF COLLIN COUNTY, TEXAS. FCTX NTSS.rpt( 11/ 172020)-S Ver-03 Page 3of3