Doc# 20260600125 04/23/2026 12:19 PM Page 1 of 3 Lucy Adame-Clark, Bexar County Clerk NOTICE OF SUBSTITUTE TRUSTEE’S SALE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. NOTICE IS HEREBY GIVEN THAT BECAUSE THE DEFAULT IN PERFORMANCE OF THE OBLIGATIONS OF THE DEED OF TRUST, SUBSTITUTE TRUSTEE WILL SELL THE PROPERTY BY PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH AT THE PLACE AND DATE SPECIFIED TO SATISFY THE DEBT SECURED BY THE DEED OF TRUST. INSTRUMENT / DEED OF TRUST TO BE FORECLOSED TMLF No. 193002 Original Principal Amount: $140,000.00 Recording Information: 2001-0054669 Deed of Trust Date: 03/27/2001 Grantor(s) / Mortgagor(s): PHILLIP A. GARCIA AND ANNETTE J. GARCIA, HUSBAND AND WIFE Original Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR WELLS FARGO HOME MORTGAGE, INC., ITS SUCCESSORS AND ASSIGNS Current Mortgagee: FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED LOANS STRUCTURED TRANSACTION TRUST, SERIES 2020-1 PROPERTY TO BE SOLD Property Address: 21106 LA PENA DRIVE, SAN ANTONIO, TX 78258 County: BEXAR LOT 32, BLOCK 2, NEW CITY BLOCK 19220, LAS LOMAS, PHASE I, Property STONE OAK, AN ADDITION TO THE CITY OF SAN ANTONIO, BEXAR Description: COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, , RECORDED IN VOLUME 9530, PAGE 200, DEED AND PLAT RECORDS OF BEXAR COUNTY, TEXAS AT FORECLOSURE SALE INFORMATION #UG-80-2026- 20260600125" THE AREA LOCATED OUTSIDE ON THE WEST SIDE OF THE BEXAR COUNTY COURTHOUSE WHICH IS NEAR THE INTERSECTION OF EAST NUEVA STREET AND THE CLOSED PORTION OF SOUTH MAIN AVENUE, Place of Sale: = gant ANTONIO OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA, AT THE AREA MOST RECENTLY DESIGNATED BY THE COUNTY COMMISSIONER’S COURT Sale Date: 06/02/2026 Sale Time: 1:00 PM TMLF - 193002 Page 1 of 4 aL 4872639 Doc# 20260600125 04/23/2026 12:19 PM Page 2 of 3 Lucy Adame-Clark, Bexar County Clerk The sale will begin at the earliest time stated above or within three hours after that time. The sale will be conducted as public auction and the property will be sold to the highest bidder for cash equivalent, except that lender’s bid may be by credit against the indebtedness secured by the line of the Deed of Trust. Pursuant to Texas Property Code § 51.0075(a), Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. Pursuant to Texas Property Code § 51.009, purchaser acquires the foreclosed property as is without any expressed or implied warranties, at the purchaser’s own risk. It is the responsibility of prospective bidders to ascertain the property status and suitability for the intended purpose. Bidders should exercise due diligence and caution throughout the bidding process. Prospective bidders are reminded that by law the Foreclosure Sale will be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been released or subordinated to the Deed of Trust or Contract Lien. SELECT PORTFOLIO SERVICING, INC. is acting as the mortgage servicer and authorized to represent the mortgagee, FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED LOANS STRUCTURED TRANSACTION TRUST, SERIES 2020-1, by virtue of servicing agreement with the mortgagee. Pursuant to the servicing agreement and Texas Property Code § 51.0025, the mortgage servicer, SELECT PORTFOLIO SERVICING, INC. is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. SELECT PORTFOLIO SERVICING, INC. C/O FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED LOANS STRUCTURED TRANSACTION TRUST, SERIES 2020-1 3217 S. DECKER LAKE DR., SALT LAKE, UT 84119 If FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED LOANS STRUCTURED TRANSACTION TRUST, SERIES 2020-1 passes the Foreclosure Sale, notice of the date of any rescheduled foreclosure sale will be reposted and refiled in accordance with the posting and filing requirements of the Deed of Trust or Contract Lien and the Texas Property Code. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. TMLE - 193002 Page 2 of 4 Doc# 20260600125 04/23/2026 12:19 PM Page 3 of 3 Lucy Adame-Clark, Bexar County Clerk The undersigned as attorney or authorized agent for the mortgagee or mortgage servicer does hereby remove the original trustee and all successor substitute trustees and appoints in their stead THE MORTGAGE LAW FIRM, PLLC, SERVICELINK AGENCY SALES AND POSTING, LLC AND AUCTION.COM, LLC, whose address is C(O THE MORTGAGE LAW FIRM, PLLC, 18383 Preston Road, Suite 200, Dallas, TX 75252, or either one of them, as Substitute Trustee, who shal! hereafter exercise all powers and duties set aside to the said original trustee under the said Deed of Trust; and, further does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein. Executed date: TMLF - 193002 Jorge Rios-Jimenez, Chief Operating Officer THE MORTGAGE LAW FIRM, PLLC 18383 PRESTON ROAD, SUITE 200 DALLAS, TX 75252 (469) 521-9700 FILE INFORMATION Document Number: 20260600125 Date/Time: 4/23/2026 42:19:08 PM ages: 3 Tota IN THE OFFICIAL PUBLIC RECORDS OF BEXAR COUNTY LUCY ADAME — CLARK BEXAR COUNTY CLERK Total Fees: $2.00 Page 3 of 4