(o[oo% FILED FOR RECO: 26 JUL 13 AM IO: 20 RECORDING REQUESTED BY: oe SOUNTY SLERE DENTON CO. TEA YE ee BER UT ¥ WHEN RECORDED MAIL TO: Carol Dunmon, Francesca Ortolani, Mary Mancuso, -Shelley Ortolani, Michele Hreha, David Stockman, Guy Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky, Angela Brown, Payton Hreha, Jeff Benton, Kara Riley c/o Trustee Corps 17100 Gillette Avenue Irvine, CA 92614 (949) 252-8300 Tiiaelogs TS No TX07000124-24-2 APN 714284 | 714284DEN TO No 260349413 NOTICE OF FORECLOSURE SALE and APPOINTMENT OF SUBSTITUTE TRUSTEE WHEREAS, on June 28, 2018, KEMON GOWANS AND LAKECIA L WILLIAMS, HUSBAND AND WIFE as Grantor/Borrower, executed and delivered that certain Deed of Trust in favor of RANDALL C PRESENT as Trustee, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for DH! MORTGAGE COMPANY, LTD., its successors and assigns, as original Beneficiary, which Deed of Trust secures the payment of that certain Promissory Note of even date therewith in the original amount of $293,514.00, payable to the order of Rocket Mortgage, LLC sbm Nationstar Mortgage LLC as current Beneficiary, which Deed of Trust recorded on July 2, 2018 as Document No. 76444 and that said Deed of Trust was modified by Modification Agreement and recorded April 6, 2020 as Instrument Number 44678 and that said Deed of Trust was modified by Modification Agreement and recorded November 18, 2021 as Instrument Number 211778 and that said Deed of Trust was modified by Modification Agreement and recorded June 20, 2024 as Instrument Number 64766 and that said Deed of Trust was modified by Modification Agreement and recorded February 6, 2026 as Instrument Number 12974 in Denton County, Texas. Deed of Trust covers all of the real property described therein, including, but not limited to, all of the following described property, rights and interests (the "Property"), to-wit: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF APN 714284 | 714284DEN WHEREAS, defaults have occurred in the covenants of the Deed of Trust, monetary or otherwise, and the indebtedness secured by and described in the Deed of Trust is now wholly due, and Rocket Mortgage, LLC sbm Nationstar Mortgage LLC, the legal holder of such indebtedness and the liens securing same has requested either one of the Substitute Trustees to sell the Property in accordance with applicable law and the terms and provisions of the Deed of Trust. NOW THEREFORE, NOTICE IS HEREBY GIVEN that on Tuesday, October 6, 2026 at 01:00 PM, no later than three (3) hours after such time, being the first Tuesday of such month, the Substitute Trustee will sell the Property at a public venue to the highest bidder for cash. The sale will take place in Denton County, Texas, at the area designated by the Commissioner's Court for sales of real property under a power of sale conferred by a Deed of Trust or other contract lien as follows: The courtyard area of the southwest corner of the Denton County Courts Bldg, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court. TS No TX07000124-24-2 APN 714284 | 714284DEN TO No 260349413 The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Rocket Mortgage, LLC sbm Nationstar Mortgage LLC’s election to proceed against and sell both the real property and any personal property described in said Deed of Trust in accordance with and Rocket Mortgage, LLC sbm Nationstar Mortgage LLC's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. NOTICE IS FURTHER GIVEN, that except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is", “where is" condition. Conveyance of the Property shall be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters and are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “as is”, “where is” condition, without any expressed or implied warranties, except as to the warranted. Effective March 1, 2026, new federal regulations (89 Fed. Reg. 70.258) may impact residential real property (1-4 residential units) title transfers to covered entities trusts, with reporting requirements unless exempt. https://Awww.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-requlations- for-residential-real-estate-transfers In accordance with Texas Property Code Section 51.0076, the undersigned attorney or authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint Carol Dunmon, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, David Stockman, Guy Wiggs, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Oworsky, Angela Brown, Payton Hreha, Jeff Benton, Kara Riley and the named Substitute Trustee(s) below, Substitute Trustee to act under and by virtue of said Deed of Trust. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Starr Meehan, Authorized Signatory Dated: July 10, 2026 Certificate of Posting Donna Stockman 17100 Gillette Ave Irvine CA 92614 My name is and my address is | declare under penalty of perjury that on 0713/26 ! filed ‘and/or recorded this Notice of Foreclosure Sale at the office of the Denton County Clerk and caused it to be posted at the location directed by the Denton County Commissioners. TS No TX07000124-24-2 APN 714284 | 714284DEN TO No 260349413 ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. SALE INFORMATION CAN BE OBTAINED ON LINE AT www.hubzu.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Ascribe Auction Services AT 855-882- 1314 FOR REINSTATEMENT / PAY OFF REQUESTS CONTACT: (800) 567-4735 THIS IS ANATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. TS No TX07000124-24-2 APN 714284 | 714284DEN TO No 260349413 EXHIBIT "A" LOT 16, BLOCK "X", PALOMA CREEK LAKEVIEW PHASE 2-D2, AN ADDITION TO THE TOWN OF LITTLE ELM, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CLERK'S FILE NO, 2017-344 OF THE PLAT RECORDS OF DENTON COUNTY, TEXAS.