FILED 2026FEBI0AM8: 15 STACEYKEMP COUNTYCLERK COLLINCOUNTY. TEXAS NOTICE OFSUBSTITUTE TRUSTEE' SSALITY:_- D4- ^ IITv T.S.#:2025-16955- TX Assertandprotectyourrightsasamember ofthearmedforcesoftheUnitedStates. Ifyouareoryourspouse isservingonactivemilitaryduty,including activemilitarydutyasamemberoftheTexasNationalGuardor theNational Guardofanother stateorasamember ofareservecomponent ofthearmedforcesoftheUnited States,pleasesendwrittennoticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately. Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace: Date: 4/7/2026 Time: Theearliest timethesalewillbeginis10:00AM ,orwithinthree(3)hoursafter thattime. Place: CollinCountyCourthouse, Texas,atthefollowing location:Thefrontstepsofthe CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas 75071 Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently designated bytheCountyCommissioners Court,pursuanttosection51.002ofthe TexasProperty Code. Property ToReSold-Thepropertytobesoldisdescribe as.follows: Lot20,BlockB,ofWAVERLY ESTATES PHASE4,anaddition toCollinCounty,Texas, according tothemapor platthereofrecordedinBook2023,Pages556-557ofthePlatRecordsofCollinCounty,Texas. Commonly knownas:212SADDLE BLANKET DRJOSEPHINE, TX75173 Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated2/27/2025andrecorded in theofficeoftheCountyClerkofCollinCounty, Texas, recordedon3/3/2025underCountyClerk'sFileNo 2025000023933, inBook-- andPage-- oftheRealProperty RecordsofCollinCounty,Texas. Grantor( s): NICHOLAS FREEMAN, ANUNMARRIED PERSON Original Trustee: ANGELA RHERNANDEZ Substitute Trustee: NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate Services, LLC,AgencySalesandPostingLLC,Abstracts/ TrusteesofTexas, LLC,Resolve Trustee Services, LLC Original Mortgagee. Mortgage Electronic Registration Systems, Inc.,asBeneficiary, asnominee forDH1MORTGAGE COMPANY, LTD.,itssuccessors andassigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation TheMortgageServicerisauthorized torepresenttheMortgagee byvirtueofaservicingagreement withthe Mortgagee. PursuanttotheServicingAgreement andTexasPropertyCode §51.0025, theMortgageServiceris authorized tocollectthedebtandtoadminister anyresultingforeclosure ofthereferenced propertysecuringtheabove referenced loan.T.S.#:2025-16955-TX TermsofSale-Thesalewillbeconductedasapublicauctiontothehighestbidderforcash,subjecttothe provisionsofthedeedoftrustpermittingthemortgageethereundertohavethebidcreditedtothenoteuptothe amountoftheunpaiddebtsecuredbythedeedoftrustatthetimeofsale. Thosedesiringtopurchasethepropertywillneedtodemonstratetheirabilitytopaycashonthedaythepropertyissold. Thesalewillbemadeexpresslysubjecttoanytitlematterssetforthinthedeedoftrust, butprospectivebiddersare remindedthatbylawthesalewillnecessarilybemadesubjecttoallpriormattersofrecordaffectingtheproperty, if any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective biddersarestronglyurgedtoexaminetheapplicablepropertyrecordstodeterminethenatureandextentofsuch matters,ifany. PursuanttotheDeedofTrust, themortgageehastherighttodirecttheTrusteetosellthepropertyinoneormore parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe warranties oftitle (ifany) providedforunderthedeedoftrust. Prospective biddersareadvisedtoconductan independent investigation ofthenatureandphysicalconditionoftheproperty. Pursuanttosection51.0075ofthe TexasPropertyCode, thetrusteereservestherighttosetfurtherreasonableconditionsforconductingthesale.Any suchfurtherconditionsshallbeannouncedbeforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor anysubstitute trustee. NoticetoBidders-PleasebeadvisedthattheTrusteemayrequireentityortrustbiddersatthistrustee'ssaletoprovide information, documentation and/orcertification ofthevestinginstructions andthedatarequiredtobereported pursuanttoFinCENregulations effectivefnrtransfersofresidential realpropertytocoveredtransferees onor-affr March1, 2026. Therequiredinformation mustbeprovidedtothetrusteebeforeatrustee'sdeeduponsalewillbe issuedforcoveredtransfers.Thesefederalregulationswillrequirereportingifatrustee'sdeedisissuedonorafter March1,2026, eveniftheforeclosuresaleisconductedpriortoMarch1, 2026. Additionalinformationregarding these regulations and therequired transferee information and certifications canbefound at https:i/www.federalregister. gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for- residential- real-estate-transfersandhttps://www.fincen.gov/rre-fags#D_5. Obligations Secured - Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations therein. described(collectively the"Obligations") including iryriotlimitedto(I)thepromissory noteintheoriginal principalamountof$249,990.00,executedbyNICHOLAS FREEMAN, ANUNMARRIED PERSON,andpayable totheorderofMortgageElectronicRegistration Systems, Inc., asBeneficiary, asnomineeforDHIMORTGAGE COMPANY, LTD.,itssuccessorsandassigns;(2)allrenewalsandextensionsofthenote;and(3)anyandallpresent andfutureindebtedness ofTrustor(s)tothecurrentholderoftheObligations tothemortgagee underthedeedoftrust. Thesalewillbemade, butwithoutcovenantorwarranty, expressedorimplied, regardingtitle, possession, or encumbrances, topaytheremaining principalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate chargesthereon, asprovidedinthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees. chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublicationoftheNoticeofSale) reasonably estimatedtobesetforthbelow. Theamountmaybegreateronthedayofsale. Questions concerning thesalemaybedirectedtotheundersigned ortotheMortgagee: Freedom Mortgage Corporation 11988EXIT5PKWY BLDG4 FISHERS IN46037-7939 Phone: ( 855)690-5900 DefaultandRequesttoAct- Defaulthasoccurredunderthedeedoftrust,andthemortgagee hasrequested me,as Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgagee mayappointanotherpersonsubstitute trustee toconduct thesale.T.S.±+:2025-16955-TX Dated:02/10/2026 NestorSolutions,LLC,Auction.com, LLC,XomeInc.,TejasCorporate Services,LLC, AgencySalesandPostingLLC, Abstracts/TrusteesofTexas, LLC,ResolveTrusteeServices, LLC c/oNestorSolutions, LL 2145thStreet,Suite205 Huntington Beach,California 92648 Phone:( 888)403-4115 Fax:(888)345-5501 Forsaleinformation visit:https://www.xome.comorContact(800)758-8052. SENDER OFTHISNOTICE: AFTERRUNG, PLEASE RETURN TO: NestorSolutions, LLC 2145thStreet,Suite205 Huntington Beach, California 92648