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Foreclosure Notice*
NOTICE OF SUBSTITUTE TRUSTEE SALE O Ss | Oo ( q
Deed of Trust Date: Grantor(s)/Mortgagor(s):
1/10/2003 ANGEL SMITH, AN UNMARRIED PERSON
Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee:
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Wells Fargo Bank, N.A.
(“MERS”) SOLELY AS A NOMINEE FOR WR STARKEY
MORTGAGE, L.L.P., ITS SUCCESSORS AND ASSIGNS
Recorded in:
Volume: 5258
Page: 04539
Instrument No: 012404
Mortgage Servicer:
Property County:
DENTON
Mortgage Servicer’s Address:
Wells Fargo Bank, N.A. is representing the Current Beneficiary/Mortgagee | 1 Home Campus, MAC 2301-04C,
under a servicing agreement with the Current Beneficiary/Mortgagee. West Des Moines, IA 50328
Date of Sale: 5/5/2026 Earliest Time Sale Will Begin: 10am
Place of Sale of Property: Denton County Courts Building, 1450 East McKinney Street, Denton, TX 76209 OR IN THE AREA DESIGNATED
BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE.
Legal Description: BEING LOT 5, BLOCK C OF ARBOR CREEK ADDITION, AN ADDITION TO THE CITY OF LITTLE ELM, DENTON COUNTY, TEXAS,
ACCORDING TO THE PLAT THEREOF RECORDED IN CABINET U, SLIDE 197, PLAT RECORDS, DENTON COUNTY, TEXAS.
In accordance with TEx. PRop. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attomey for Mortgagee or Mortgage Servicer does hereby
remove the original Trustee and all successor substitute trustees and appoints in their stead, Phillip Pierceall, Douglas Rodgers, Terry Waters, Bruce Miller, Ashlee
Luna, Ramiro Cuevas, Joshua Sanders, Matthew Hansen, Tionna Hadnot, Shawn Schiller, Lisa Bruno, Conrad Wallace, Misty McMillan, Angie Uselton, Tonya
Washington, Auction.com LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Caro! Dunmon, Cole Patton, Myra
Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee
under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside
to the beneficiary therein
The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin al the earliest time
stated above or within three (3) hours after that time.
The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of
TEx. Prop. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property.
Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before
bidding is opened for the first sale of the day held by Substitute Trustee.
THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY
INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING TIIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT
OF THE MORTGAGEE OR MORTGAGE SERVICER.
NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE
UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A
MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF
THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE
SENDER OF THIS NOTICE IMMEDIATELY.
Dated: 2/26/2026
Thuy Frazier, Attorney Substitute Trustee le ke
McCarthy & Holthus, LLP c/o Auction.com x 0)
1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 '(¢ Ra
Plano, TX 75075 Plano, TX 75075 8 De
Attomeys for Wells Fargo Bank, N.A. https. sales ineearthvholthus. com, o = 3
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MH File Number: TX-26-126853-POS
Loan Type: FHA