NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON, YOU MAY REMOVE OR STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN REAL PROPERTY BEFORE IT. IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THISINSTRUMENT APPOINTS TIIE SUBSTITUTETRUSTEE(S) IDENTIFIEDTO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE 1S THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE OF SUBSTITUTE TRUSTEE' S SALE DATE: September 28, 2026 NOTE: Note described as follows: Date: July 15, 2020 2 Maker: Jesse R. Frohn and Mary Grace Frohn Vic„ 1'"7 Payee: First Guaranty Bank Original Principal Amount: $ 510,400.00 DEED OF TRUST: Deed ofTrust described as follows: T. v Date: July 15, 2020 co Grantor: Jesse R. Frohn and Mary Grace Frohn CD Trustee: Alton Lewis Beneficiary: First Guaranty Bank DOCUMENT NO. 20200716001 1 10900. Real Property Records. Collin Recorded: County, Texas. LENDER: First Guaranty Bank BORROWER: Jesse R. Frohn and Mary Grace Frohn PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A. ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon Page I of5 25-1374and any and all appurtenances and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST ( street address: 2208 State Blvd. McKinney, Texas 75071) SUBSTITUTE TRUSTEE: Jeff Benton, Bonnie Mounger. Guy Wiggs, David Stockman. Donna Stockman, Janet Pinder, Jamie Dworsky. Angela Brown, David Garvin, Robin Shelton Substitute Trustee' s Mailing Address: do SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 DATE AND TIME OF SUBSTITUTE TRUSTEE' S SALE OF PROPERTY: November 3, 2026. thefirstTuesdayofthe month, tocommence at 10:00 A.M.,orwithin three( 3) hours after that time. PLACE OF SUBSTITUTE TRUSTEE'S SALE OF PROPERTY: IN COLLIN COUNTY, TEXAS. AT THE JACK HATCHELL COLLIN COUNTY ADMINISTRATION BUILDING. 2300 BLOOMDALE ROAD., MCKINNEY, TX 75071 OR AS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE RECITALS Default has occurred in the payment ofthe Note and/or in the performance ofthe obligations under the Deed of Trust that secures the Note. Because of this default, Lender. the owner and holder of the Note and the Deed of Trust lien under Texas Property Code Section 51. 002, has requested that Substitute Trustee sell the Property according to the terms ofthe Deed ofTrust and applicable law. Formal notice is now given of Lender' s election to proceed against and sell the real property described in the Deed ofTrust, consistent with Lender' s rights and remedies under the Deed of Trust and applicable law. Therefore, notice is given that on the Date and Time ofSubstitute Trustee' s Sale ofProperty and at the Place of Substitute Trustee' s Sale of Property, I. as Substitute Trustee. or any other substitute trustee Lender may appoint, will sell the Property by public sale to the highest bidder for cash or acceptable certified funds, according to the Deed of Trust and applicable law. The sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed ofTrust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants. representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Deed of Trust. The Property will be sold AS IS, WHERE IS, AND WITH ALL FAULTS. Page 2 of 5 25-1374ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE-DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed ofTrust described as follows: Date: July 15.,2020 Grantor: Jesse R. Frohn and Mary Grace Frohn Trustee: Alton Lewis Beneficiary: First Guaranty Bank Recorded: DOCUMENT NO. 20200716001 1 10900, Real Property Records, Collin County, Texas. PROPERTY: The property described as follows: THE PROPERTY LOCATED IN COLLIN COUNTY, TEXAS, INCLUDING PERSONAL PROPERTY, IF ANY, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances and rights thereto. SAVEAND EXCEPTANYANDALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OFRECORD BY THE HOLDER OF THE DEED OF TRUST ( street address: 2208 State Blvd. McKinney, Texas 75071) SUBSTITUTE TRUSTEE: Jeff Benton, Bonnie Mounger. Guy Wiggs, David Stockman. Donna Stockman. Janet Pinder, Jamie Dworsky, Angela Brown. David Garvin, Robin Shelton Substitute Trustee' s Mailing Address: c/o SettlePou 3333 Lee Parkway, 8th Floor Dallas, Texas 75219 Page 3 of 5 25-1374Each Substitute Trustee is appointed effective as ofSeptember 28, 2026. pursuant to Texas Property Code § 51. 0073 to succeed to all title, powers. and duties of the original or successor trustees under the Deed ofTrust. Appointment ofSubstitute Trustees: 4/ By:________. .. (--------. Name: William enningsf/ Attorney for First tttv/// Guaranty Bank THE STATE OF TEXAS § COUNTY OF DALLAS § 13E1 ORE ME. the tmdcrsigned authority, on this day appeared William .lennings_ and atier being by me duly sworn, stated that he executed the Ibregoin;g instrumelt for the purposes and consideration therein expressed. GIVEN UNDER !AY HAND AND SEAL OF OFFICE on September 2S. 2026 NYJER REESE NOV ••v P NI Attie of •Texas iri- •`n':Notary Public. Stateo1Texas N ' 41' Comm. Expires 01-21-2029 oi' .+ Notary IO 12261571 b Notice of Sale executed by: Ci"1:111181A— --- 51thtire43"% Donna Stockman Name: Substitute i rustee: Page 4 015 25.1374EXHIBIT A Being Lot 14, in Block J, ofTUCKER HILL, PHASE IA. an Addition to the City of McKinney, Collin County, Texas, according to the Plat thereof recorded in Cabinet 2007. Page 536. ofthe Plat Records ofCollin County, Texas. Page 5 of5 25-1374