2026 - 202600001915 07/30/2026 11:41 AM Page 1 of 4 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS on March 23, 2016 a certain Adjustable Rate Home Equity Conversion Deed of Trust (“Deed of Trust”) was executed by ANITA MCKNIGHT, AN UNMARRIED WOMAN, as mortgagors to, TOMMY BASTAIN, as Trustee, for the benefit of AMERICAN ADVISORS and was recorded on March 28, 2016 in the Official Public Records of Real Property County Texas under Document No. Document No. 201600080944; and WHEREAS the Deed of Trust was insured by the United States Secretary o Development (“the Secretary”) pursuant to the National Housing Act for the purpase family housing; and WHEREAS the beneficial interest in the Deed of Trust pursuant to an assignment dated September 10, 2024, recorded i Property of DALLAS County Texas under Document No. 202401 WHEREAS a default has been made in the co ts and conditions of the Deed of Trust in that a borrower is deceased and the Property (hereinaft d) is not the principal residence of at least one surviving borrower; and WHEREAS the entire amount EN , 2026 is $199,275.85; and WHEREAS, by virtue of this, defa; indebtedness secured by the Deed 9 tary has declared the entire amount of the CPinst\to\be jm ediately due and payable. SS vested in me by the Single-Family Mortgage Yol’et seq., by 24 CFR part 27, subpart B, and by the NOW THEREFORE, Foreclosure Act of 1994, 1 Secretary’s designation of mée“4 the Official Pub ds of DALLAS County, Texas under Document No. 202400189333, on Septefnk 2026, between the hours of 10:00 AM and 1:00 PM Central Standard Time, all real and perserta é Comino known as 2222 OVERVIEW LN, GARLAND, TX 75044 The sale will be held between the hours of 10:00 AM and 1:00 PM at public venue in the area designated by the DALLAS County Commissioners Court pursuant to Section 51.002 of the Texas Property Code as the place where foreclosure sales are to take place, or if no place is designated by the Commissioners Court, the sale will be conducted at the place where this Notice of Default and Foreclosure Sale was posted. 2026-002079 2026 - 202600001915 07/30/2026 11:41 AM Page 2 of 4 The earliest time the sale will occur is 10:00 AM Central Standard Time. The Secretary of Housing and Urban Development will bid $211,880.70. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro-rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposi ling $21,188.07 in the form of a certified check or cashier’s check made out to the Secrefz be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price 30 days of the sale or at such other time as the Secretary may deter duse shown, time : of a certified or d amount in cash. The Mer costs BssoCiated with the transfer of title. At the conclusion of the sale, the deposits of the unsuecésgful bidders will be returned to them. The Secretary may grant an one sion tinfe payment. All extensions will be for 15-day intgét extension fee shall be in the form of a certified HUD. If the high bidder closes the sale py portion of the extension fee shall bg ap bli ehé fee of $500.00, paid in advance. The Q hers check made payable to the Secretary of e expiration of any extension period, the unused he amount due. If the high bidder is 8 extensions of time granted b Secretary, the high bidder may be required to forfeit the cash osure commissioner after consultation with the HUD ») for any costs incurred as a result of such failure. The ssioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase ¥é with the terms of the sale as provided herein. HUD does not guarantee that the The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the 2026-002079 2026 - 202600001915 07/30/2026 11:41 AM Page 3 of 4 ¢ form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $199,275.85 as of June 26, 2026, plus per diem interest from and after such date until paid in full, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title @nd lien record searches, the necessary out-of-pocket costs incurred by the Foreclosure Commissi connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier’s check or application foreclosure sale shall be submitted to the address of the Foreclosure below. Date: July 24, 2026 Foreclosure @onwnissione 2026-002079 2026 - 202600001915 07/30/2026 11:41 AM Page 4 of 4 HAA sores instrument Number: 202600001915 Foreclosure Posting Recorded On: July 30, 2026 11:41 AM Number of Pagess Total Recording: $2.00 ETE IS PART OF THE INSTRUMENT **######2%% : hic restricts the Sale, Rental or use of the described REAL PROPERTY ase ofeefosyor race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbe , Shelly Ortolani Receipt Number: 9260730000418 14800 Landmark Blvd., Ste850 Recorded Daté ly 30, 2026 11:41 AM User: Javen H ADDISON TX 75001 Station: Cc136 STATE OF TEXAS Dallas County I hereby certify that this Instrument was filed in the File Number sequence on the date/time printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren Dallas County Clerk Dallas County, TX