C& M No. 44-26-03203/ FILE NOS 2926 AUG 0 Pri i: L 2 I NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTIT r `FEtp; cLEitPKK TRUSTEE COLLIN COUNTY. TEXAS tar1 DEPUTY Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION DeedofTrust dated April 30, 2025 and recorded under Clerk's File No. 2025000054684, in the real propertyrecords of COLLIN County Texas, with Riddham Tibadiya, an unmarried man as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Pinnacle Funding Group, Inc., its successors and assigns as Original Mortgagee. Deed of Trust executed by Riddham Tibadiya, an unmarried man securing payment of the indebtedness in the original principal amount of $706,100.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note ( the " Note") executed by Riddham Tibadiya. PHH Asset Services LLC is the current mortgagee( the" Mortgagee") ofthe Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Onity Mortgage Corporation is acting as the Mortgage Servicer for the Mortgagee. Onity Mortgage Corporation, is representing theMortgagee,whose address is: 1 MortgageWay,MountLaurel, NJ 08054. Legal Description: LOT 25, IN BLOCK L, OF PARKS AT WILSON CREEK, PHASE 1 AN ADDITION TO THE CITY OF CELINA, COLLIN COUNTY, TEXAS, ACCORDING TO THE MAP THEREOF RECORDED IN VOLUME 2023, PAGE 92, OF THE MAP RECORDS OF COLLIN COUNTY, TEXAS. SALE INFORMATION Date ofSale: 10/06/2026 Earliest Time SaleWill Begin: 10:00 AM Location ofSale: The place of the sale shall be: COLLIN County Courthouse, Texas at the following location: 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, atthearea most recently designated bythe County Commissioner's Court TERMS OF SALE A default has occurred in the payment ofsaid herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms ofsaid Deed ofTrust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee' s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to sell theproperty in one or moreparcels and/or to sell all or onlypart ofthe property. Pursuant to Section 51.009 ofthe Texas Property Code, the Property will be sold in "AS IS," WHERE IS" condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. 1liii I III liltIIIIII 44-26-03203 COLLIN 4883475f The sale will begin at the earliest time stated above, orwithin three( 3) hours after that time. Ifthe sale is set aside forany reason, the Purchaser at the sale shall be entitled only to a return ofthe funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee orthe Mortgagee' s attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED . IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, I HEREBY APPOINT AND DESIGNATE Carol Dunmon, Mary Mancuso, Michele Hreha, Shelley Ortolani, Francesca Ortolani, Guy Wiggs, David Stockman, Brenda Wiggs, Donna Stockman, Janet Pinder, Brandy Bacon, Michelle Schwartz, Jamie Dworsky,, Angela Brown, Payton Hreha, Jeff Benton, Leslie Shuler, Bonny Mounger, Robin Shelton, Auction. com, LLC, or Codilis& Moody, P.C.,as Substitute Trustee. The address forthe Substitute Trustee forpurposes ofSection 51.0075(e) ofthe TexasProperty Code is: Codilis& Moody,P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925- 5200 Executed on 08/07/2026. s/ Danya F. Gladney SBOT No. 24059786, Attorney atLaw Codilis& Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 281) 925-5200 Posted and filed by: Printed Name: C& M No. 44-26-03203