TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6617 FILED 9/10/2026 11:25:41 AM Notice of Substitute Trustee Sale TS. #: 26-20947 Assert and protect ya ights as a. member of the armed forces of th nited States Ouare or your § i ery on active military duty, including active military duty as a member of the as Nationa ard or the National Guai another state or.as.a member of a resery omponent of the armed forces of th nited Stafes, ple wr no Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, tigte and . Date: 10/6/2026 Time: The sale will begin no earlier than 10:00 AM or r than hours thereafter. The sale will be completed by no later than 1:00 P. Place: Harris County Courthouse in Hoi PURSUANT TO TEXAS PROP SPACE FOR SALE OF REAL P. , Texas, ¢ following location: CODE. 2. THE DESIGNATED ‘'Y UNDER A POWER OF SALE IN T CENTER KNOWN AS MAGNOLIA SOUTH BA! AT 9401 KNIGHT ROAD IN THE CITY OF HOUSTON: AREA DESIGNATED BY THE COMMISSIONER'S COURF; PURS' 'T TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is descril follows: LOT 26, BLOCK 9, OF GOVENO) TEXAS, ACCORDING TO THE OF THE MAP RECORDS OF » SECTION 2, A SUBDIVISION IN HARRIS COUNTY, T THEREOF RECORDED IN VOLUME 317, PAGE 6, , TEXAS. Instrument to be Foreclosed — The in: to be foreclosed is the Deed of Trust is dated 11/10/2005 and is recorded in the office of the County Clerk of is County, Texas, under County Clerk’s File No ¥912527, recorded on 11/21/2005, of the Real Property Records of Harris County, Texas. Property Address: 22846 RED RIVER DRIVE KATY Texas 77450-3173 Trustor(s): E MIRANDA Original MORTGAGE ELECTRONIC Beneficiary: REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS Cc The Bank of New York Mellon f/k/a Loan Servicer: NewRez LLC, F/K/A New Penn Be 2 The Bank of New York as successor Financial, LLC, D/B/A Shellpoint Indenture trustee to JPMorgan Mortgage Servicing Chase Bank, National Association for CWHEQ Revolving Home Equity Loan Trust, Series 2005-J  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6617 FILED 9/10/2026 11:25:41 AM TS. #: 26-20947 Current Auction.com, LLC, Roy Crush, Jeff Leva, Sandy Dasigenis, Steve Leva, Patricia Poston, Substituted Megan L. Randle, Ebbie Murphy, Sabrina Palmer, Jack Palmer, Rick Snoke, Wayne Trustees: Daughtrey, Nicole Durrett, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting and Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. - is a non-judici of lien and security interest foreclosure sale being conducted e powét of the sale gran x yy SE NDAgA SID eal pro and personal prope by the deed o: t will be é at the sale‘in fl visions of the 0} and as permitted ction 9.6 the’ B i Code: Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $16,550.00, executed by SANTOS E MIRANDA, A SINGLE MAN, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of SANTOS E MIRANDA, A SINGLE MAN to SANTOS E MIRANDA. The Bank of New York Mellon f/k/a The Bank of New York as successor Indenture trustee to JPMorgan Chase Bank, National Association for CWHEQ Revolving Home Equity Loan Trust, Series 2005-J is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses. All checks must be made payable to Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: The Bank of New York Mellon f/k/a The Bank of New York as successor Indenture trustee to JPMorgan Chase Bank, National Association for CWHEQ Revolving Home Equity Loan Trust, Series 2005-J c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107 meet aoe wraAn nt nee a tne . om + mae  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6617 FILED 9/10/2026 11:25:41 AM TS. #: 26-20947 2 09/10/2026 Q Prestige a Services, We 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (949) 77 Website: https://prestigepostandpul AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department T Ky © xy ~ & g ~