START OF PAGE: 34 DOCH 0016 FOSTED 07/23/2026 12:28PM Hannah Hubbard C&M No. 44-26-00437/ FILE NOS L. BRANDON STEINMANN, COUNTY CLERK MONTGOMERY COUNTY, TEXAS NOTICE OF TRUSTEE'S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEE Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately. Sender is: Codilis & Moody, P.C., 20405 State Highway 249, Suite 170, Houston, TX 77070 INSTRUMENT BEING FORECLOSED AND MORTGAGE SERVICER INFORMATION Deed of Trust dated May 31, 2023 and recorded under Clerk's File No. 2023049338 and corrected via instrument $2026061020, in the real property records of MONTGOMERY County Texas, with Erick A. Valdez and Diana Ivette Valdez, husband and wife as Grantor(s) and Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for American Financial Resources, Inc., its successors and assigns as Original Mortgagce. Deed of Trust executed by Erick A. Valdez and Diana Ivette Valdez, husband and wife securing payment of the indebtedness in the original principal amount of $188,135.00 and obligation therein described including but not limited to the promissory note and all modifications, renewal and extensions of the promissory note (the “Note”) executed by Erick A. Valdez. Rocket Mortgage, LLC is the current mortgagee (the “Mortgagee”) of the Note and Deed of Trust or Contract Lien. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Mr. Cooper is acting as the Mortgage Servicer for the Mortgagee. Mr. Cooper, is representing the Mortgagee, whose address is: 8950 Cypress Waters Boulevard, Coppell, TX 75019. Legal Description: LOT 1, BLOCK 3, WHITE OAK CROSSING, SECTION TWO, A SUBDIVISION OF 39.512 ACRES OF LAND SITUATED IN THE JOSEPH M. EVERETT SURVEY, ABSTRACT NO. A-49 AND BEING OUT OF THE 316.719 ACRES DESCRIBED IN DEED TO WHITE OAK DEVELOPERS, INC. RECORDED UNDER CLERK'S FILE NO. 9750031, AN ADDITION IN MONTGOMERY COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT RECORDED IN CABINET Z, SHEET 1768, MAP RECORDS OF MONTGOMERY COUNTY, TEXAS. SALE INFORMATION Date of Sale: 10/06/2026 Earliest Time Sale Will Begin: 10:00 AM Location of Sale: The place of the sale shall be: MONTGOMERY County Courthouse, Texas at the following location: At the Montgomery County Courthouse steps located at 30! N. Main, Conroe, TX., or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioner's Court TERMS OF SALE A default has occurred in the payment of said herein referenced indebtedness, and the same is now wholly due, and the Mortgagee and/or Mortgage Servicer has requested the hereinafter appointed Substitute Trustee to sell said property to the highest bidder for cash and to distribute or apply the proceeds of said sale in accordance with the terms of said Deed of Trust. The Sale will be conducted as a public auction to the highest bidder for cash, except that Mortgagee’s bid may be by credit against the indebtedness secured by the lien of the Deed of Trust. Pursuant to the Deed of Trust, the mortgagee has the right to direct the Trustee to ail | reels and/or to sell all or only part sss aa |ONTGOMERY M 4881763  START OF PAGE: 35 of the property. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in “AS IS,” “WHERE IS” condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the Deed of Trust. The sale will begin at the earliest time stated above, or within three (3) hours after that time. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. STRICT COMPLIANCE WITH FINCEN RULES AND REGULATIONS IS REQUIRED FOR PURCHASE OF THE PROPERTY AT THIS SALE. A FORECLOSURE DEED WILL NOT ISSUE WITHOUT SUCCESSFUL BIDDER PROVIDING ALL INFORMATION NECESSARY FOR STRICT COMPLIANCE WITH FINCEN. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. WHEREAS, in my capacity as attorney for the Mortgagee and/or Its Mortgage Servicer, and pursuant to Section 51.0076 of the Texas Property Code, 1 HEREBY APPOINT AND DESIGNATE Patricia Poston, Chris Poston, Auction.com, LLC, or Codilis & Moody, P.C., as Substitute Trustee. The address for the Substitute Trustee for purposes of Section 51.0075(e) of the Texas Property Code is: Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Executed on 07/22/2026. /s/ Will Morphis SBOT No. 24131905, Attorney at Law Codilis & Moody, P.C. 20405 State Highway 249, Suite 170 Houston, TX 77070 (281) 925-5200 Posted and filed by: L4 Printed Name: Chris Poston C&M No. 44-26-00437