NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor( s)/ Mortgagor( s): 8/6/2021 OBINNA NJOKU AND UKACHI NJOKU, HUSBAND AND WIFE Original Beneficiary/ Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS,INC. Lakeview Loan Servicing, LLC MERS") SOLELY AS ANOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2021081 1001621360 Mortgage Servicer: Mortgage Servicer' s Address: M&TBank is representing theCurrent Beneficiary/Mortgagee undera 1 Fountain Plaza, servicingagreement with the Current Beneficiary/ Mortgagee. Buffalo,NY 14203 Date ofSale: 10/6/2026 Earliest Time Sale Will Begin: lOanl Place ofSale ofProperty: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR INTHEAREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51. 002 OF THE TEXAS PROPERTY CODE. Legal Description: BEING LOT 5, IN BLOCK D, OF ELDORADO ESTATES PHASE III, AN ADDITION TO THE CITY OF MCKINNEY, COLLIN COUNTY, TEXAS,ACCORDINGTOTHEMAPTHEREOFRECORDED INVOLUMEI, PAGE316,OFTHEMAPRECORDSOFCOLLINCOUNTY,TEXAS In accordance with TEX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, theundersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com; LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dumnon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy& Holihus, LLP, asSubstituteTrustee, whoshall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed ofTrust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution ofremedies set aside tothebeneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above orwithin three( 3) hours after that time. The Property will be sold" AS IS," without any express orimplied warranties, except as to warranties oftitle, and at thepurchaser' sown risk, pursuant to the terms of TEX. PROP. CODE§ 51.002and§ 51.009. Prospective bidders areadvised toconduct an independent investigation ofthenature andphysical condition oftheProperty. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened forthe firstsaleofthedayheldbySubstitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING TIIIS NOTICE IS TIIE ATTORNEY OR AUTHORIZED AGENT OFTHEMORTGAGEEORMORTGAGESERVICER. NOTICE PURSUANT TO TEX. PROP. CODE§ 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL ORTHE NATIONAL GUARD OF ANOTHER STATE ORAS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 8/20/2026 Dated: QC) i, tibscr- Printed Name: S' e t, 1' LQn (, Thuy Frazier,Attorney Substitute Trustee McCarthy& Ilolthus, LLP doAuction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneysfor M&TBank blips://salcs.mecarthyholthus. com/ O CD qt ec Fr,i..'.r _ EE MI! File Number; TX-25- 121744-POS v x Loan Type: Conventional Residential C L1 C