FILED FOR RECORD NOTICE OF SUBSTITUTE TRUSTEE’S SALE 4 8:04 are e is se q 3 di a ilita ame mber of the Texas Nationa ard or the National G ard of anothe State or as a ember of a reserve component of the armed forces of the United States, please send d ritten notice of the active duty military service to the sender of this notice immediately, CU STATE OF TEXAS § § COUNTY OF ROCKWALL § The following capitalized terms, as used in this document, shall have the meanings as set forth below: Borrower: — Simone Camille Yelah Tar Lender: Resource One Credit Union Note: Promissory Note dated November 22, 2019, executed by Simone Camille Yelah Tar and delivered to Resource One Credit Union (“Resource One”), as payee, in the original principal amount of $264,100.00 (the “Note”); Deed of Trust: Deed of Trust dated November 22, 2019, executed by Simone Camille Yelah Tar (“Borrower”), granting Resource One Credit Union, a security interest in certain real property to secure repayment of the Note and which is recorded as Instrument Number 20190000021292 of the Real Property Records of Rockwall County, Texas (the “Deed of Trust”). Property: Lot 3, Block B, LOFLAND FARMS, PHASE |, an addition to the City of Rockwall, Rockwall County, Texas, according to the map or plat recorded in Cabinet D, Slides 283 and 284, Plat Records of Rockwall County, Texas. Original Trustee: Mary Beth Spuck Substitute Trustee: Russell A. Devenport, Sean Carmichael, Randy Daniel, Cindy Daniel, Jeff Benton and / or David Garvin any of them to act. Address of Substitute Trustee: 777 Main Street Suite 2700 Fort Worth, Texas 76102 Sale Date: ‘Bapleinber 4/2026 which is the first Tuesday of said month.  Earliest Time For Sale: 12:00 PM, or not later than three hours thereafter on the Sale Date. County: — Rockwail County, Texas. Designated ; Sale Area: The area immediately outside on the front steps of the Rockwall County Courthouse, located at lane in Rockwall, Rockwall County, Texas. A. Under the terms of the Deed of Trust, the Property was conveyed in trust to Original Trustee for the benefit of the holder of the Note to secure, among other obligations, the payment of the Note. B. Resource One Credit Union ("Resource One” or “Lender’) is the legal owner and holder of the indebtedness evidenced by the Note and secured by the Deed of Trust. Cc, Default has occurred under the terms of the Note and the Deed of Trust. The indebtedness evidenced by the Note has either matured or has been accelerated in accordance with the terms of the Note and the Deed of Trust and as provided by law, and is now fully due and payable. D. By written instrument entitied “Removal of Trustee and Appointment of Substitute Trustee," which was recorded as Clerk’s Instrument Number 20260000015023 of the Real Property Records of Rockwall County, Texas, Resource One appointed the Substitute Trustee to assume the powers of and to act in the place and stead of Original Trustee under the Deed of Trust, the appointment being in the manner authorized by the Deed of Trust. Resource One also requested the Substitute Trustee to sell the Property in the manner provided in the Deed of Trust and as required by law to satisfy, in whole or in part, the obligations secured by the Deed of Trust. NOW, THEREFORE, notice is hereby given that the undersigned, as the Substitute Trustee under the Deed of Trust, will sell the property by public sale at auction at the Designated Sale Area and on the Sale Date described above to the highest bidder for cash. Such public sale will begin no earlier than the Earliest Time for Sale described above and no later than three (3) hours after that time. NO WARANTIES, EITHER EXPRESS OR IMPLIED, ARE OR SHALL BE MADE REGARDING THE PROPERTY AS TO MERCHANTABILITY, HABITABILITY, FITNESS FOR PURPOSE, WORKMANSHIP, OR QUALITY, AND NO POLICY OF TITLE INSURANCE WILL BE FURNISHED TO THE PURCHSER.  Pursuant to section 51,0075 of the Texas Property Code, the Substitute Trustee reserves the right to set further reasonable conditions for conducting the public sale. Any such further conditions shall be announced before bidding is opened for the sale. if the sale is set aside for any reason, the purchaser at the sale shail be entitled only to a return of the funds paid. The purchaser shal have no further recourse against the Lender, the Borrower, the Lender's attorney or the Substitute Trustee, The Deed of Trust permits the Lender to postpone, withdraw, or reschedule the public sale for another day. in that case, the Substitute Trustee under the Deed of Trust need not appear at the date, time and place of the currently scheduled sale to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled saie will be reposted and refited in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. Any such reposting or refiling may be after the Sale Date set forth herein. Notice Is further given, that except to the extent that the Substitute Trustee may bind and obligate Resource One to warrant title to the Property under the Deed of Trust, pursuant to § 51.009 of the Texas Property Code, the Property will be sold in an “as is* and “where is" condition. Conveyance of the Property will be made without any representations or warranties whatsoever, expressed or implied. Prospective bidders are strongly urged to examine the applicable governmental records to determine the nature and extent of any title issues, liens, encumbrances or property taxes related to the Property and should independently satisfy themselves regarding the nature of the Property and its physical condition prior to the sale. The name and address of the sender of this Notice of Substitute Trustee's Sale is: Russell Devenport 777 Main Street Suite 2700 Fort Worth, Texas 76102 The real property components and the personal property components of the Property wili be sold together at the non-judicial foreclosure sale described above, as permitted by Section 9.604 of the Texas Business and Commerce Code, as amended. EXECUTED on August 6, 2026 li Devenport, Substitute Trustee