START OF PAGE: 12 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 9/29/2025 JASMINE ONEIL SPIKES, A SINGLE WOMAN Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lakeview Loan Servicing, LLC (“MERS”) SOLELY AS A NOMINEE FOR AMERICAN PORTFOLIO MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A KAUFMAN Page: N/A i Instrument No; 2025-0030718 Mortgage Servicer: Mortgage Servicer’s Address: LoanCare, LLC is representing the Current Beneficiary/Mortgagee under a | 3637 Sentara Way, servicing agreement with the Current Beneficiary/Mortgagee. | Virginia Beach, VA 23452 Date of Sale: 9/1/2026 ~[ Barttest Time Sale Will Begin: 10:00 AM Place of Sale of Property: THE FRONT STEPS OF KAUFMAN COUNTY JUSTICE CENTER LOCATED AT 1902 US HIGHWAY 175, OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 4, IN BLOCK 20, OF DEVONSHIRE VILLAGE 5, AN ADDITION fN KAUFMAN COUNTY, TEXAS ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET 3, SLIDE $91 OF THE MAP AND/OR PLAT RECORDS OF KAUFMAN COUNTY, TEXAS, In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC. Randy Daniel or Cindy Daniel or Jim O'Bryant, Cole Patton, Myra Homayoun, Thuy Frazier. McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside co the said original Trustce under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the carlicst time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express ur implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of TEX. PROP, CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustec. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ‘ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 6/17/2026 Thuy Frazier, Attorney McCarthy & Holthus, LLP c/o Xome 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Piano, TX 75075 Attorneys for LoanCare, LLC bttps://sales,mecarthyholthus. coms MH File Number: TX-26-129003-POS Loan Type: FHA