TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1724 FILED 3/12/2026 12:56:46 PM NOTICE OF SUBSTITUTE TRUSTEE’S SALE TS. #: 2026-21993-TX - The sale is scheduled to be held at the following date, time and place: 5/5/2026 Ti The earliest time the sale will begin is 10:00 AM , or within three (3) hours after that ti Place: Harris ‘ourthouse, Texas, at the following location: 9401 Knight Rd, Houst 45;.. THE BAYOU CITY EVENT CENTER, MAGNOLIA sol B. y CATED AT 9401 KNIGHT RD, HOUSTON, TX - T7104: Or if the p1 ig, area, e designated area, at the area most recently designated by the urt, pursuant to section 51.002 of the Texas Property Code. . Property To Be Sold - The property to be sold is described as follows; LOT TWENTY-FOUR (24), IN BLOCK ONE (1), OF CLIPPER' ORING IN ONE (1), A SUBDIVISION IN HARRIS COUNTY, TEXAS ACCORDING TO THE LA ORDED IN VOLUME 329, PAGE 71 MAP RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 2461 BAYCREST DRIVE HOUSTON, TX 77058 in the office of the County Clerk of Harris County, Texas, recorded on 2/11/2021 under County Clerk’s File ‘Anstrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust dated 2/11/2021 and'rec: RP-2021-77691, in Book -- and Page -- of the Real Property Records of Harris County, Texas. Grantor(s): RONALD MILLET GARVIN AND DONALD ARTHUR ANDERSON, A MARRIED COUPLE Original Trustee: ALLAN B. POLUNSKY Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for GIBRALTAR MORTGAGE SERVICES, LLC., its successors and assigns Current Mortgagee: ' Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1724 FILED 3/12/2026 12:56:46 PM "any substitute trustee. T.S. #: 2026-21993-TX Mortgage Servicer: Freedom Mortgage Corporation The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a ser Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.00, authorized to collect the debt and to administer any resulting foreclosure of the re! above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the hi provisions of the deed of trust permitting the mortgagee thereunder to have amount of the unpaid debt secured by the deed of trust at the time of sale. Those desiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is sold. The sale will be made expressly subject to any title matters set forth in the deed of trust, but prospective bidders are - reminded that by law the sale will necessarily be made subject to all prior matters of record affecting the property, if any, to the extent that they remain in force and effect Prospective bidders are strongly urged to examine the applicab! of such matters, if any. Pursuant to the Deed of Trust, the mortgagee has the parcels and/or to sell all or only part of the Property. property will be sold in “as is, where is” con warranties of title (if any) provided for und ion 51.009 of the Texas Property Code, the ly express or implied warranties, except as to the . Prospective bidders are advised to conduct an f the property. Pursuant to section 51.0075 of the i er reasonable conditions for conducting the sale. Any such further conditions shall be announced before bi pened for the first sale of the day held by the trustee or - Please be advis it the Tristee may require entity or trust bidders at this trustee's sale to provide information, documentation tion of the vesting instructions and the data required to be reported pursuant to FinCEN. i r transfers of residential real property to covered transferees on or after March 1, 2026, The ired information must be provided to the trustee before a trustee’s deed upon sale will be issued for covered ese federal regulations will require reporting if a.trustee’s deed is issued on or sale is conducted prior to March 1, 2026. Additional information d transferee information and certifications can be found at https:// 8/29/2024-19198/anti-money-laundering-regulations-for-residential-real- www.federalregister. estate-transfers and tively the “Obligations”) including by not limited to (1) the promissory note in the original $477,568.00, executed by RONALD MILLET GARVIN AND DONALD ARTHUR COUPLE, and payable to the order of Mortgage Electronic Registration Systems, Inc., ¢ for GIBRALTAR MORTGAGE SERVICES, LLC., its successors and assigns; (2) all ens of the note; and (3) any and all present and future indebtedness of Trustor(s) to the current ations to the mortgagee under the deed of trust. es, t0 pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late eon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees,  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1724 FILED 3/12/2026 12:56:46 PM . t TS. #: 2026-21993-TX eedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone; (855) 690-5900 - Default has occurred under the deed of trust, and the mortgagee has requested me, as onduct this sale. Notice is given that before the sale the mortgagee may appoint another person to conduct the sale. Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/ Trustees of Texas, LLC, Resolve Trustee Services, LLC tL For sale information visit: https://www.x« tact (800) 758-8052. SENDER OF THIS NOTICE: AFTER FILING, PLEASE RETURN TO: Nestor Solutions, LLC 214 5th Street, Suite 205 Huntington Beach, California 92648