od] 0S 77 Deed of Trust Date: Grantor(s)/Mortgagor(s): 7128/2022 JAMES PRESTON SCHRADER AND RACHEL KONDETHERAIL SCHRADER, HUSBAND AND WIFE Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lakeview Loan Servicing, LLC (“MERS”) SOLELY AS A NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Page: N/A Instrument No: 109972 Mortgage Servicer: M&T Bank is representing the Current Beneficiary/Mortgagee under a 1 Fountain Plaza, servicing agre t with the Current Beneficia ortgagee. Buffalo, NY 14203 Date of Sale: 4/7/2026 Place of Sale of Property: Denton County Courts Building, 1450 East McKinney Street, Denton, TX 76209 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Property County: DENTON Mortgage Servicer’s Address: Legal Description: BEING LOT 18, BLOCK 11 OF PECAN SQUARE, PHASE 1B, AN ADDITION TO THE TOWN OF NORTHLAKE, DENTON COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN DOC NUMBER 2019-89, PLAT RECORDS OF DENTON COUNTY, TEXAS In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgage or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and sppoints in their stcad, Phillip Picrecall, Douglas Rodgers, Terry Watcrs, Bruce Miller, Ashlee Luna, Ramiro Cuevas, Joshua Sanders, Matthew Hansen, Tionna Hadnot, Shawn Schiller, Lisa Bruno, Conrad Wallace, Misty McMillan, Angie Uselton, Tonya Washington, Auction.com LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, docs hereby roquest, authorize, and instruct said Substitute Trustee to conduct and dircet the execution of remedics sct uside to the beneficiary therein ‘The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earlicst time stated above or withits three (3) hours after that time. ‘The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser's own risk, pursuant to the terms of ‘Tex. Prop. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 51.002): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. Dated: 2/17/2026 Thuy Frazier, Allomey McCarthy & Holthus, LLP 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 S Pluno, TX 75075 Plano, TX 75075 = N\ Attomeys for M&T Bank s:-/sales.meyi ~ Am eRe ZF @ Mm Fr s gS 3 ea ~ & DB £2 =p ge 3 & Sx ¥@s MH File Number: TX-26-126610-POS < x So wz Loan Type: Conventional Residential