Doc-118243 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118243* Document No: 118243 Billable Pages: 5 Recorded On: August 06, 2026 01:52 PM Number of Pages: 6 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 118243 South Texas Title and Trustee Services LLC Receipt No: 20260806000240 PO BOX 530493 Recorded On: August 06, 2026 01:52 PM Original Returned to Customer Deputy Clerk: Marc Silva HARLINGEN TX 78553 Station: CC-ED-KF1015 Ry STATE OF TEXAS SS PON OG nt %, COUNTY OF HIDALGO | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. % ty... o Arturo Guajardo Jr. NG OF iso: s County Clerk len a “Hw Hidalgo County, Texas uutttingy, Bi * rn Doc-118243 STATE OF TEXAS A? OD LD COUNTY OF HIDALGO NOTICE OF FORECLOSURE SALE Deed of Trust (“Deed of Trust”) Dated: Grantor(s): Trustee: Lender: Recorded in: Secures: Property: Assignment: Substitute Trustee: Substitute Trustee's Street Address: 10/11/2001 Julio Cesar Pena & Melissa Yvette Lopez Robert Geissler OBRA HOMES INC 1016767 of the Real Property Records of Hidalgo County, Texas Real Estate Lien Note ("Note") in the original principal amount of $55,082.00 executed by Grantor(s) and payable to the order of Lender and all other indebtedness of Grantor(s) to Lender The real property and improvements described in the attached Exhibit A The Note and the liens and security interests of the Deed of Trust were transferred and assigned to Palm Avenue Hialeah Trust, a Delaware Statutory Trust, for and on behalf and Solely with respect to Palm Avenue Hialeah Trust, Series 2014-1 ("Beneficiary") by an instrument dated 12/12/2024, and recorded in 3616203 of the Real Property Records of Hidalgo County, Texas Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Medley or Julie Martin c/o DWaldman Law, P.C. 5900 Balcones Drive, Suite 100 Austin, TX 78731 Doc-118243 Mortgage Servicer: Dyck-O'Neal, Inc. Mortgage Servicer's 3100 Monticello, Suite 650 Dallas, TX 75205 Address: Foreclosure Sale: Date: Tuesday, 09/01/2026 Time: The sale of the Property ("Foreclosure Sale") will take place between the hours of 10:00 am to 1:00 pm local time. Place: THE HIDALGO COUNTY ADMINISTRATIVE BUILDING, LOCATED AT 2802 S. BUSINESS HWY 281, EDINBURG, TX 78539 (OUTDOOR COVERED AREA ON THE WEST SIDE OF THE BUILDING) Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Palm Avenue Hialeah Trust, a Delaware Statutory Trust, for and on behalf and Solely with respect to Palm Avenue Hialeah Trust, Series 2014-I's bid may be by credit against the indebtedness secured by the lien of the Deed of Trust Default has occurred in the payment of the Note and in the performance of the obligations of the Deed of Trust. Because of that default, Palm Avenue Hialeah Trust, a Delaware Statutory Trust, for and on behalf and Solely with respect to Palm Avenue Hialeah Trust, Series 2014-1, the owner and holder of the Note, has requested Substitute Trustee to sell the Property. The Deed of Trust may encumber both real and personal property. Formal notice is hereby given of Palm Avenue Hialeah Trust, a Delaware Statutory Trust, for and on behalf and Solely with respect to Palm Avenue Hialeah Trust, Series 2014-1’s election to proceed against and sell both the real property and any personal property described in the Deed of Trust in accordance with Lender's rights and remedies under the Deed of Trust and Section 9.604(a) of the Texas Business and Commerce Code. Dyck-O'Neal, Inc. is representing Palm Avenue Hialeah Trust, a Delaware Statutory Trust, for and on behalf and Solely with respect to Palm Avenue Hialeah Trust, Series 2014-1 in connection with the loan evidenced by the Note and secured by the Deed of Trust under a servicing agreement with Lender. The respective addresses of Palm Avenue Hialeah Trust, a Doc-118243 Delaware Statutory Trust, for and on behalf and Solely with respect to Palm Avenue Hialeah Trust, Series 2014-1 and Dyck-O'Neal, Inc. are set forth above. Therefore, notice is given that on and at the Date, Time and Place of Sale described above, Substitute Trustee will sell the Property by public sale to the highest bidder for cash in accordance with the Deed of Trust. The Deed of Trust permits the Lender to postpone, withdraw, or reschedule the sale for another day. In that case, the Substitute Trustee need not appear at the Date, Time, and Place of Sale described above to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale will be reposted and re-filed in accordance with the posting and filing requirements of the Deed of Trust and the Texas Property Code. The reposting or re-filing may be after the date originally scheduled for this sale. Those desiring to purchase the Property will need to demonstrate their ability to pay cash on the day the Property is sold. The Foreclosure Sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are reminded that by law the Foreclosure Sale will necessarily be made subject to all prior matters of record affecting the Property, if any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The Foreclosure Sale will not cover any part of the Property that has been released of public record from the lien and/or security interest of the Deed of Trust. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to Section 51.009 of the Texas Property Code, the Property will be sold in "as- is, where-is" condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Pursuant to Section 51.0075 of the Texas Property Code, the Substitute Trustee reserves the right to set further reasonable conditions for conducting the Foreclosure Sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the Substitute Trustee. Notice is given that bef Substitute Trustee to conduct te Fdreclosure Sale Lender may appoint another person as By: Substitute Trustee STATE OF TEXAS § § § COUNTY OF HIDALGO Doc-118243 This instrument was acknowledged before me by O Connie Cob on hug elo 20 LW q Notary ee ag _— ) ate of Texas ee it, JAQUELIN MENDEZ ' Notary Public, State of Texas Commission Expires: \1. dE-\1-24 4€ Notary ID# 135542988 Printed Name: aa My Commission Expires 12-17-2029 \ CZ ss 4 se = El 3 s sy Doc-118243 Exhibit A: Property Description LOT 65, SOL BRILLA SUBDIVISION, UNIT VII, AN ADDITION TO THE CITY OF PHARR, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP RECORDED IN VOLUME 37, PAGE 28, MAP RECORDS IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR ALL PURPOSES.