NOTICE OF SUBSTITUTE TRUSTEE SALE Grantor(s)/Mortgagor(s): RICHARD MACK JR., AN UNMARRIED MAN Current Beneficiary/Mortgagee: PENNYMAC LOAN SERVICES, LLC Deed of Trust Date: 8/23/2024 Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR DHI MORTGAGE COMPANY, LTD., ITS SUCCESSORS AND ASSIGNS Recorded in; Property County: Volume: 8641 KAUFMAN Page: 271 Instrument No: 2024-0026529 Mortgage Servicer: Mortgage Servicer’s Address: PennyMac Loan Services, LLC is representing the Current 3043 Townsgate Rd, Suite 200, Beneficiary/Mortgagee under a servicing agreement with the Current Westlake Village, CA 91361 Beneficiary/Mortgagee. Date of Sale: 6/2/2026 | Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: THE FRONT STEPS OF KAUFMAN COUNTY JUSTICE CENTER LOCATED AT. 1902 US HIGHWAY 175, OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 8, BLOCK 7, OF CARTWRIGHT RANCH PHASE 1, A SUBDIVISION IN KAUFMAN COUNTY, TEXAS, ACCORDING THE MAP OR PLAT THEREOF RECORDED IN CABINET 4, SLEEVE 228 OF THE PLAT RECORDS OF KAUFMAN COUNTY, TEXAS, In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attomey for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Randy Daniel or Cindy Daniel or Jim O'Bryant, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaset’s own tisk, pursuant to the terms of ‘Tex. Prop. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction, Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX, PROP, CODE § 51.002(1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL-OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. A 1 Dated: 4/21/2026 Tubstimte Trustee | cE Thuy Frazier, Attorney McCarthy & Holthus, LLP c/o Xome 4 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for PennyMac Loan Services, LLC https://sales.mecarthyholthus,com/ o Ss = 4 “RE Et fof & Sh on i SE 3. ao f os Pon a © =o <P CW 5 Eom OF mo =e ay m 26 = me MH File Number: TX-26-126496-POS es oh Loan Type: FHA 2 ze cS