START OF PAGE: 277 nGCH POSTELE 09/03/2026 O1:00F4 Rosia Munoz i ANDON STEINMANN, COUNTY CLERK GMERY COUNTY, TEXAS Mal NOTICE OF SUBSTITUTE TRUSTEE'S SALE ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. DATE, TIME, PLACE OF SALE: Date: = Tuesday, the 6th day of October, 2026 Time: 10:00 AM or not later than three hours after that time Place: AT Commissioners Court of Montgomery County. On the steps 301 North Main Street. Conroe. TX 77301 in Montgomery County, Texas. TERMS OF SALE: CERTIFIED FUNDS FOR FULL PURCHASE PRICE MUST BE PRESENTED AT THE TIME OF SALE. FinCEN data submission and certification requirements, if applicable, must be met timely by entities and trusts as defined by 89 CFR 70258. We ask for the required data or exemption to be submitted and certified to the law firm at the time of sale and no later than one (1) business day after the sale. if applicable. DEED OF TRUST INFORMATION - INSTURMENT TO BE FORECLOSED: Date: September 1, 2021 Grantor(s): Susan Humphries, a single woman Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Paramount Residential Mortgage Group, Inc. its successors and assigns Original Principal: $166,649.00 Recording Information: Deed Inst.# 2021125518, Current Mortgagee/Beneficiary: Onslow Bay Financial LLC Secures: The Promissory Note (the “Note”) in the original principal amount of $166,649.00 and all obligations contained therein. All sums secured by the Deed of Trust have been and are hereby declared immediately due and payable as a result of default under the Note and/or Deed of Trust. MODIFICATIONS AND RENEWALS: As used herein, the terms “Note” and “Deed of Trust™ mean the Note and Deed of Trust as modified, renewed, and/or extended. PROPERTY TO BE SOLD: Property County: Montgomery Property Description: (See Attached Exhibit "A") Property Address: 25910 Richards Road, Spring, TX 77386 Condition and Important Recitals: Should a conflict occur between the property address and the legal description contained in “Exhibit A™ the legal description shall control. The property will be sold “AS IS” without any representations, warranties. or recourse, and subject to any liens or interests that may survive the sale. Any purchaser who purchases the property does so at his/her/its own risk and is strongly encouraged to engage in significant due diligence prior to sale. MORTGAGE SERVICING INFORMATION: The Mortgage Servicer represents the Current Mortgagee pursuant to a mortgage servicing agreement with the Mortgagee. Pursuant to Texas Property Code § 51.0025, as well as the mortgage servicing agreement, the Mortgage Servicer is authorized to collect the debt and to institute foreclosure of the deed of trust referenced above. The Mortgage Servicer information is below: Mortgage Servicer: Rocket Mortgage, LLC s/b/m Nationstar Mortgage LLC Mortgage Servicer Address: 8950 Cypress Waters Blvd Coppell. TX 75019 File No.: 26-05251TX  START OF PAGE: 278 SUBSTITUTE TRUSTEE(S): McCalta Raymer Leibert Pierce. LLP. Auction.com LLC SUBSTITUTE TRUSTEE ADDRESS: 1320 Greenway Drive, Suite 780 Irving, TX 75038 ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (Rule), found at 89 FR 70258, will go into effect.* The Rule applies to certain residential real estate sale transactions, including nonjudiciat foreclosures, where the transfer is to a legal entity or trust, and the source of funds is non-financed (which includes cash, certified funds, private financing, or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicious Activity Report requirement.) As part of this Rule, non-exempt purchasers are required to provide additional information and documentation about themselves, their legal entities, and the source of funds used in the reportable transaction, if applicable.* The collection of this information and documentation by our firm is required to comply with the Rule's federal reporting requirements, if applicable. To submit and certify the required information, review informative resources/guides, or to certify an exemption please visit https://fincen.foreclosurehotline.net/. Note that a data submission or exemption form provided by an auctioneer may not be complete, which could require further data collection by the firm. Please submit and certify the required information at the time of sale and no later than one (1) business day after the sale, if applicable. If you have questions about the Rule or its applicability to you, please seck the advice of your own independent legal counsel, as this firm cannot give you legal advice. * The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale. if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Deed of Trust, and (3) to confirmation that the successful bidder has timely provided to the firm all information required by the Rule, 89 FR 70258, if applicable. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEK(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE, THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. /s/ Maisyn Oliver Maisyn Oliver - Bar #: 24130719 Attorney for Onslow Bay Financial LLC Maisyn.Oliver@mcecalla.com 1320 Greenway Drive, Suite 780 Irving, TX 75038 (469) 942-7141 Office (469) 533-6670 Fax DOCUMENT PREPARED BY: McCalla Raymer Leibert Pierce, LLP 1320 Greenway Drive, Suite 780 Irving, TX 75038 AS ATTORNEY FOR THE HEREIN IDENTIFIED MORTGAGEE AND/OR MORTGAGE SERVICER Certificate of Posting Tam Chris Poston whose address is 1320 Greenway Drive, Suite 780 Irving, TX 75038 __. | declare under penalty perjury that September 3, 2026 ] filed and/or recorded this Notice of Foreclosure Sale at the office of the Montgomery County Clerk and caused it to be posted at the location directed by the Montgomery County Commissioners. Return to: McCalla Raymer Leibert Pierce. LLP, 1320 Greenway Drive, Suite 780 Irving, TX 75038 File No.: 26-05251TX  START OF PAGE: 279 EXHIBIT “A” ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND. TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING AND BEING SITUATED IN THE COUNTY OF MONTGOMERY. STATE OF TEXAS. DESCRIBED AS FOLLOWS. TO-WIT: LOT 13, BLOCK 11. IMPERIAL OAKS, SECTION 5, A SUBDIVISION IN MONTGOMERY COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET E, SHEET 44-B, OF THE MAP AND/OR PLAT RECORDS OF MONTGOMERY COUNTY, TEXAS; SAVE AND EXCEPT: TRACT FOR LOT 13. BLOCK 11 OF IMPERIAL OAKS, SECTION 5: FIELD NOTE DESCRIPTION FOR A 0,080 ACRES (3,501 SQUARE FEET) OF LAND OUT OF LOT 13, BLOCK 11, OF IMPERIAL OAKS SECTION 5 AS RECORDED IN CABINET E, SHEET 44-B OF THE MONTGOMERY COUNTY MAP, RECORDS. SAID 0.080 ACRES BEING MORE PARTICULARLY DESCRIBED BY METES AND BOUNDS AS FOLLOWS: COMMENCING AT A 5/8 INCH IRON ROD SET ON THE SOUTH RIGHT-OF-WAY LINE OF RICHARDS ROAD (60 FEET WIDE) SAID IRON ROD ALSO BEING THE COMMON FRONT LOT CORNER OF LOTS 13 AND 14. BLOCK |] OF SAID IMPERIAL OAKS SECTION 5; THENCE SOUTH 01 DEG. 05 MIN. 09 SEC. EAST, LEAVING THE SOUTH RIGHT-OF-WAY OF SAID RICHARDS ROAD. AND ALONG AND WITH THE COMMON LINE FOR SAID LOTS 13 AND 14, BLOCK 11, FOR A DISTANCE OF 135,93 FEET TO A 5/8 INCH IRON ROD SET ON THE NORTH LINE OF A 70 FOOT DRAINAGE EASEMENT AS DESCRIBED IN VOLUME 670, PAGE 197, OF THE MONTGOMERY COUNTY DEED RECORDS, FOR THE POINT OF BEGINNING OF THE TRACT HEREIN DESCRIBED; THENCE SOUTH 01 DEG. 05 MIN. 00 SEC. EAST, CONTINUING WITH THE SAID COMMON LOT LINE FOR LOTS 13 AND 14 FOR A DISTANCE OF 70.02 FEET TO A POINT FALLING ON THE COMMON SOUTH LINE OF SAID 70 FOOT DRAINAGE EASEMENT. AND THE SOUTH LINE OF SAID IMPERIAL OAKS, SECTION 5 FOR THE REAR COMMON CORNER OF SAID LOTS 13 AND 14, AND THE SOUTHEAST CORNER OF THE TRACT HEREIN DESCRIBED; THENCE SOUTH 87 DEG. 38 MIN. 43 SEC. WEST. ALONG AND WITH THE SOUTH COMMON LINE OF THE SAID 70 FOOT DRAINAGE EASEMENT AND IMPERIAL OAKS SECTION 5 AND LOT 13, FOR A DISTANCE OF 50.01 FEET TO A POINT FOR THE REAR COMMON CORNER OF LOTS 12 AND 13. BLOCK 11, AND THE SOUTHWEST CORNER OF THE TRACT HEREIN DESCRIBED: THENCE NORTH 01 DEG. 05 MIN. 00 SEC. WEST, LEAVING THE COMMON SOUTH LINE OF SAID 70 FOOT DRAINAGE EASEMENT, AND IMPERIAL OAKS SECTION 5. AND ALONG AND WITH THE COMMON LOT LINE OF SAID LOTS 12 AND 13, BLOCK I1, FOR A DISTANCE OF 70.00 FEET TO A 5/8 INCH IRON ROD SET ON THE NORTH LINE OF SAID 70 FOOT DRAINAGE EASEMENT FOR THE NORTHWEST CORNER OF THE TRACT HEREIN DESCRIBED; THENCE NORTH 87 DEG. 38 MIN. 43 SEC. EAST. ALONG AND WITH THE NORTH LINE OF SAID 70 FOOT DRAINAGE EASEMENT FOR A DISTANCE OF 50.0] FEET TO THE POINT OF BEGINNING OF THE TRACT HEREIN DESCRIBED AND CONTAINING 0.080 ACRES (3,501 SQUARE FEET) OF LAND. PARCEL NUMBER(S): 6115-05-24000 File No.: 26-05251TX