2026 - 445 09/04/2026 10:03 AM Page 1 of 3 Cameron County oa . we Ne wo” Sylvia Garza-Pevéz ao ow” Cameron County lerk ow” 0? a 0? oe? oe? oe? *VG-2114-2026-445" ce ce ce Instrument Number: 2026-445 Foxeclosure Postin oe* oo 9 oe* oe* od od od od ce ce ce ce cow cow cow cow 0? 0? 0? 0? Cc Cc Cc Cc Recorded On: September 04, 2026 10:03 AM Number of Pages: 3 “ Examined and Charged as Follows: " Total Recording: $12.00 g vee oe oe oe od od od od ce ce ce ce cow cow cow cow 0? 0? 0? 0? Cc Cc Cc Cc ww ww Ne Ne yo yo yo" yo" ot ot ot ot ce ce ce ce cow cow cow cow (=) (=) (=) (=) a a a a seneeeeeee® THIS PAGE IS PART OF THE INSTRUMENT *********** Any provision herein which restricts the Sale, Rental or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document Numbere* 445 oe* WILLIAM LAREW oe oe Receipt Numbet! 20260904000038 oo 1264S PALONGKD CREEK DRIVE oo RecordgdDate/Time: September 04, 2026°90:03 AM xo «oo™ Usér? Montserrat L ©? GILGERT AZ 85296 Cc? Station: CC-26-6759 STATE OF TEXAS ; en , Cameron County 4 Sac, I hereby certify that this Instrument was filed in the File Number Sequence on the date/time re i ff Via ‘C)\Printed hereon, and was duly receded in the Official Records of Camere County, Texas oe ay AX Kis wd A . fs) on oo Ne Y\} Sylvia Garza-Perez a al ( ) . c al “A ) . 4 ) 4O 4O Be prs Cameron County Clee ow” e OSS Cameron County, €X G x0 sor x oot he undersigned, in accordance with Paras Property Code §51.0076, as attorpasin-fact for the Mortgagee or MorteaR’: r ot a 4O oe Co? 2026 - 445 09/04/2026 10:03 AM Page 2 of 3 TS. #: 2026-26668-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITQ@E TRUSTEE(S) IDENTIFIED TQs SELL THE PROPERTY is DESCRIBED YIN THE SECURITY INSTRUME MENTIFIED IN THIS NOTICE ORSALE. THE PERSON SIGNING x ow THIS.NOT CE IS THE ATTORNEY OR AUBHO ZED AGENT OF THE MORT, E OR MORTGAGE SERVICER. icer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5" Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. eX 1. Date, Tiger Place of Sale. oe® oe* oe* re) oo Date: 11/3/2026 6° ex? Time: The earliest tim bE sale will begin is 1:00 PM, or withjgetre (3) hours after that ti e : ar 1a Z) : ,0 ee UW. er that time. « Place: Cameron Couftty Courthouse, Texas, at the folloWing location: 974 East Harrison Meet Brownsville, TX 78520 THE AREA IMMEDIATELY OUTSIDE THE FRONT ENTRANCE TO THE CAMERON COUNTY JUDICIAL BUILDING LOCATED AT 974 EAST HARRISON STREET, WITHIN THE COUNTY SEAT, BROWNSVILLE, TX, or if the preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT TWENTY EIGHT (28), BLOCK TWO (2), ACACIA SUBDIVISION, AN ADDITION TO THE CITY OF QMARLINGEN, CAMERON COUNTY, REXAS, AS SHOWN BY THE AMENDED FINAL PLAT THEREOF RECORDRYS IN CABINET 1, PAGE 2666A,.MAP RECORDS OF CAMERON GOWNTY, TEXAS, TO WHICH REFERENCE IS HERE MADE FOR ALL PEBYINENT PURPOSES. coo™ co exo°Commonly known as: 2611 AILARIOEIRCLE HARLINGEN, TX 78552 ex0® O O 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 12/23/2013 and recorded in the office of the County Clerk of Cameron County, Texas, recorded on 12/23/2013 under County Clerk’s File No 2013-48022, in Book 19867 and Page 223 in the Real Property Records of Cameron County, Texas. oe a er" Ky Grantor(s): ELIZABETH ANN OCHOA, A SINGLE WOMAN Original Trustee: LAUREL A. MEYER Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for oe FAIRWAY INREPENDENT MORTGAGE CORPOR@MON, its successors and oe od assigns ww ws c° Current Mortgagee: Free oGPMortgage Corporation oe Mortgage Servicer: E om Mortgage Corporation oxo co ot G 2026 - 445 09/04/2026 10:03 AM Page 3 of 3 T.S. #: 2026-26668-[X < ww ww ww re of of of 4. Testi ot Sale. The sale will be conducted 68% public auction to the highest biddes 6" Sh, subject to the provisions of the ow of Trust permitting the Mortgagee, {b€reunder to have the bid credited to He note up to the amount of the unpaid, debt oe secured by the Deed of Trust at the jae of sale. Pursuant to §51.009 of the Beas Property Code, the property will esSold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser’’) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, thaeftuired information must be provided serthe trustee before a trustee’s deed wjllat issued for covered transfers. re* Additiongiein ormation regarding these regulatiggssand the required transferee informatignsand certifications can be found at ys https@Www.fincen.gov/rre-faqs#D_5 or dtls://www.federalregister.gov/documGAS/2024/08/29/2024-19198/anti-moneyeo _otiindering-regulations-for-residential-rget€state-transfers. Pom Pom Cc? Cc? Cc? Cc? 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebtedness and obligations described therein (collectively, the “Obligations’), including, but not limited to: (1) the promissory note in the original principal amount of $108,007.00, executed by ELIZABETH ANN OCHOA, A SINGLE WOMAN, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for FAIRWAY INDEPENDENT MORTGAGE CORPORATION, its successors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in the payment of the indebtedness, and the same is now wholly due and payable. The owner and polder of the Obligations has requested that)@le Substitute Trustee sell the Propertyp@ Satisfy the indebtedness. oe oe 3 os 9 os 9 od 9 od 7, Mortgage Servicer Information. Thgdfortgage Servicer is authorized to represtiit the Mortgagee by virtue of a servigtol? agreement with the Mortgagee. Pursugettd the Servicing Agreement and TexagdiPoperty Code §51.0025, the Mortgage ga Vicer is authorized to collect the debt ant administer any resulting foreclosure S the lien securing the Property referenved above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 NS NS NS Ni G¥med forces of the United States Ware or your spouse is servin J oe on actiye military duty, including active mili duty as a member of the Texas onal Guard or the National Guard ~~ ‘another state or as a member of a reserve component of the armed fore the United States, please send written oe notice of the active-duty military seaVice to the sender of this notice immediately. ow NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION ce? cet By: ot oe piled: 9/1/2026 od Christopher K. Baxter od od aw aw Senior Vice President aw aw Pom Pom Texas Bar No. 90001 7KP Pom eK Cc? 214 Sth Street, Sut@*205 Ge Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052 oe oe oe oe od od od od ce ce ce ce “wo “wo “wo “wo ce ce ce ce Ce Co? o2 o2