TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1186 FILED 2/12/2026 12:33:49 PM NOTICE OF SUBSTITUTE TRUSTEE’S SALE T.S. #; 2026-21209-TX Assert and protect your rights as a member of the armed forces of the United States. If you are or yo r spoii s serving on active military duty, including active military duty as a member of the Texas Nationalk¢stiitd or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active-d military service to the sender of this no meiliagély Date, Time, and Place of Sale - The sale is scheduled to be held at the following date; time and Date: 4/7/2026 Time: The earliest time the sale will begin is 10:00 AM , or wit (3) hours after that time. Place: Harris County Courthouse, Texas, e following location: 9401 Knight Rd, Houston, TX 77045, VENT CENTER, MAGNOLIA KNIGHT RD, HOUSTON, TX ie designated area, at the area most recently sioners Court, pursuant to section 51.002 of the Property To Be Sold is described as follows: LOT 4, IN BLOCK, SEABR LAND, SECTION THREE (3), A SUBDIVISION IN HARRIS COUNTY, OR PLAT THEREOF, RECORDED AT FILM CODE NO(S). 544270 OF COUNTY, TEXAS. vn as: 2 DRIFT WOOD LN SEABROOK, TX 77586 losed — The instrument to be foreclosed is the Deed of Trust dated 4/26/2024 and recorded in if Book — and Page —- of the Real Property Records of Harris County, Texas. rantor(s): MICHAEL MACKEY AND HALEY MACKEY, HUSBAND AND ~ WIFE Original Trustee: : ALLAN B. POLUNSKY Substitute Trustee: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC ‘ Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for PRIMELENDING, A PLAINSCAPITAL COMPANY., its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1186 FILED 2/12/2026 12:33:49 PM T.S. #: 2026-21209-TX The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the referenced property securing the above -referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the mortgagee thereunder to have the bid credited to the note up to the amount of the aid debt secured by the deed of trust at the time of sale. lesiring to purchase the property will need to demonstrate their ability to pay cash on the day the property is expressly subject,to any title matters set forth in the deed of trust, but prospective bidders are sale will necessarily be made subject to all prior matters of record affecting the property, if remain in force and effect and have not been subordinated to the deed of trust. Prospective xamine the applicable property records to determine the nature and extent of such ee has the right to direct the Trustee to sell the property in one or more property. Pursuant to section 51.009 of the Texas Property Code, the ition, without any express or implied warranties, except as to the deed of trust. Prospective bidders are advised to conduct an independent investigation of the ical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to si er reasonable conditions for conducting the sale. Any such further conditions shall be announce: i ened for the first sale of the day held by the trustee or any substitute trustee. Pursuant to the Dee: the mi parcels and/or to sell all or only property will be sold in “as i Notice to Bidders - Please be advised that the Truste: ity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the tru and the data required to be reported pursuant to FinCEN regulations effective for transfers of resi ty March 1, 2026. The required information must be provided tothe issued for covered transfers. These federal regulations will requi ing if a trustee’s deed is issued on or after March 1, 2026, even if the foreclosure sale is conducted prior to Mi 1, 2026. Additional information regarding these regulations and the required transferee information and certificatio be found at https://www. federalregister.gov/documents/2024/08/29/2024-19198/anti-money-launderinig-regtlations-for- residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5. perty to covered transferees on or after e before a trustee’s deed upon sale will be Obligations Secured - The deed of trust provides that it secures the payment of the indebte therein described (collectively the “Obligations”) including by not limited to (1) the promisso principal amount of $710,000.00, executed by MICHAEL MACKEY AND HALEY MACKEY, WIFE, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, PRIMELENDING, A PLAINSCAPITAL COMPANY. , its successors and assigns; (2) all renewals and extensions of the note; and (3) any and ail present and future indebtedness of Trustor(s) to the current holder of the Obligations t the mortgagee under the deed of trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Questions concerning the sale may be directed to the undersigned or to the Mortgagee:  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-1186 FILED 2/12/2026 12:33:49 PM T.S. #: 2026-21209-TX Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 Default and Request to Act ~ Default has occurred under the deed of trust, and the mortgagee has requested me, as Trustee, to conduct this sale. Notice is given that before the sale the mortgagee may appoint another person substitute trustee to conduct the sale. Dated: _ 02/12/2026 Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC c/o Nestor 4 ite 214 Sth Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052. SENDER OF THIS NOTICE: O AFTER FILING, PLEASE RE Te So! L ite U each, California