2026 - 202600001799 07/16/2026 03:49 PM Page 1 of 3 TS. #: 2026-25569-TX ATS -2444 , APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THEAPROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PER SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTE & SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgag hereby removes the original trustee and any and all successor substitute trustees, and appoints in # LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Ageris Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to heres fte conferred upon the original trustee under the Deed of Trust, and further authorize . and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 10/6/2026 Time: The earliest time the sale will begin is 10:00 / Place: Dallas County Courthouse, Texas, at the NORTH SIDE OF THE GEO STREET, or if the preceding designated by the County Commi: ithin three (3) hours after that time. scation: 600 Commerce St Dallas, Tx 75202 RTS BUILDING FACING COMMERCE € designated area, at the area most recently 2. Property Te Be Sold. BEING LOT CITY OF ROWLETT, DALLAS CO 98040, PAGE 235, MAP RECORDS, DAR VESTWOOD SHORES PHASE 2, AN ADDITION TO THE RDING TO THE PLAT THEREOF RECORDED IN VOLUME Commonly known as: 2614 3. Instrument to be Foreclosed. ett to be foreclosed is the Deed of Trust dated 12/4/2014 and recorded in the. office of the County Clerk of Texas, recorded on 12/5/2014 under County Clerk’s File No 201400309422, in Book -- and Page -- The subj uSt was modified by Loan Modification recorded as Instrument 202200256296 and recorded on 09/27/2022 in th Records of Dallas County, Texas. JOHNESE WHITE HOWARD, A SINGLE WOMAN Bob Karlseng Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee ‘for LeaderOne Financial Corporation, its successors and assigns Freedom Mortgage Corporation Freedom Mortgage Corporation - 2026 - 202600001799 07/16/2026 03:49 PM Page 2 of 3 é TS. #: 2026-25569-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the property will be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (“purchaser”) at this trustee’s sale may be required to provide information, documentation and/or certification as mandated by applicable federal law, and entity and trust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/1/2026. If applicable, the required information must be provided to the trustee before a trustee’s deed will be issued for c Additional information regarding these regulations and the required transferee information and certifications https://www.fincen.gov/rre-faqs#D_5 or _ https://www.federalregister.gov/documents/2024/08/29/20: laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the payment of the indebte: die therein 7800 ake the “Obligations”), including, but not limited to: (1) the promissory notg-i the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servicer is autha agreement with the Mortgagee. Pursuant to the Servicing Agreemet Ras Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and administer any resulting & e‘af the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Service porefes ef g clisrent mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900. Assert and protect your rights as 9 med of th med forces of the United States. lf you are or your spouse is serving on active military duty, including\activ® thilitayy i as a member of the Texas National Guard or the National Guard of another state or as a member éfa reserve component of the armed forces of the United States, please send written notice of the act ive-du military-sex bee ty he sender of this notice immediately. an NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION By: Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 — Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 For sale information visit: https://www.xome.com or Contact (800) 758-8052 2026 - 202600001799 07/16/2026 03:49 PM Page 3 of 3 UOMO) Instrument Number: 202600001799 Foreclosure Posting Recorded On: July 16, 2026 03:49 PM Total Recording: $2.00 File Information: Record and Return To: Document : 4608 STOCKMAN FORECLOSURE SERVICES INC Receipt Nu 2450 WHITE SETTLEMENT RD Recorded Date/ uly 16, 2026 03:49 PM User: Thelma B WEATHERFORD TX 76087 Station: Cc133 STATE OF TEXAS Dallas County 4 I hereby certify that this Instrument was filed in the File Number sequence on the date/time : . printed hereon, and was duly recorded in the Official Records of Dallas County, Texas John F. Warren 3” Dallas County Clerk a Dallas County, TX