TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6046 FILED 8/17/2026 4:04:28 PM T.S. #: 2026-26365-TX APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE’S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. The undersigned, in accordance with Texas Property Code §51.0076, as attorney-in-fact for the Mortgagee or Mortgage Servicer, hereby removes the original trustee and any and all successor substitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS-TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one of them, c/o Nestor Solutions, LLC, 214 5% Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed of Trust, and further authorizes and directs the Substitute Trustee to conduct and execute the remedies provided to the beneficiary therein. 1. Date, Time, and Place of Sale. Date: 11/3/2026 Time: The earliest time the sale will begin is 10:00 AM, or within three (3) hours after tha Place: — Harris County Courthouse, Texas, at the follo ion: 9401 Knigh: , Ho THE BAYOU CIT. VE “ UTH BALLR' , LO T , , TX 77048, or if ‘eceding area is no longés,th the aréa. most recently designated by the Co! ioners Court. le Te B LO : 8 TV ON I G e Sol IN CK 2, OF HERITAGE PARK, SECTION TWENTY-FIVE (25), A ARRIS COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF, RECORDED UNDER FILM CODE NO. 416059, OF THE MAP RECORDS OF HARRIS COUNTY, TEXAS. Commonly known as: 2615 CROSS TIDE LN FRIENDSWOOD, TX 77546 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed of Trust dated 6/22/2022 and recorded in the office of the County Clerk of Harris County, Texas, recorded on 6/23/2022 under County Clerk’s File No RP-2022-327192, in Book -- and Page --_ in the Real Property Records of Harris County, Texas. Grantor(s): LISA COLLINS, UNMARRIED WOMAN Original Trustee: Barbara Jones Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Thrive Mortgage, LLC, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6046 FILED 8/17/2026 4:04:28 PM T.S. #: 2026-26365-TX 4. Terms of Sale. The sale will be conducted as a public auction to the highest bidder for cash, subject t s of the Deed of Trust permitting the Mortgagee thereunder to have the bid credited to the note up to the amo debt secured by the Deed of Trust at the time of sale. Pursuant to §51.009 of the Texas Property Code, the ill be sold in “AS IS, WHERE IS” condition, without any express or implied warranties, except as to the warrantié i provided for under the Deed of Trust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest 6 “purchaser’”) at this able federal law, equired by federal ¢ after 3/1/2026. If for covered transfers. and entity and trust purchasers should be prepared to provide beneficial ownership info: reporting requirements effective for transfers of residential real property to covered applicable, the required information must be provided to the trustee before a trustee’s deed w Additional information regarding these regulations and the required transferee info https://www.fincen.gov/rre-faqgs#D_5 or _ https://www.federalregister.gov/documents laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed of Trust provides that it secures the paym i ness and obligations described therein (collectively, the “Obligations”), including, but not limited to: (1) the pro note in the original principal amount of $324,022.00, executed by LISA COLLINS, UNMARRIED WOMAN, and the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Thrive Mortgage, LL' essors and assigns; (2) all renewals and extensions of the note; and (3) any and all present and future in edness of t rustor(s) to the current holder of the Obligations, secured by the Deed of Trust. Default has occurred in th t of the indebtedness, and the same is now wholly due and payable. The owner and holder of the Obligations has requ stitute Trustee sell the Property to satisfy the indebtedness. 7. Mortgage Servicer Information. The Mortgage Servic: agreement with the Mortgagee. Pursuant to the Servicing Agr is authorized to collect the debt and administer any resulti Freedom Mortgage Corporation as Mortgage Service to represent the Mortgagee by virtue of a servicing as Property Code §51.0025, the Mortgage Servicer the lien securing the Property referenced above. ent mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone: (855) 690-5900 a orces of the United States. If you are or your spouse is serving duty as a member of the Texas National Guard or the National Guard ponent of the armed forces of the United States, please send written of this notice immediately. NESTOR SOLUTIONS, LLC, as attorney-in-fact for FREEDOM MORTGAGE CORPORATION é 3 By: Dated: 8/13/ Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone: (888) 403-4115 Fax: (888) 345-5501 r sale information visit: https://www.xome.com or Contact (800) 758-8052