NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: 10/6/2022 Grantors)/Mortgagor(s): MELVIN LENZY AND ANDREA LENZY, HUSBAND AND WIFE Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CLakeuvirewr L e oan n S M errc o ingrLLCee: MERS") SOLELY AS A NOMINEE FOR FAIRWAY INDEPENDENT MORTGAGE CORPORATION, ITS SUCCESSORS AND ASSIGNS Recorded in: Volume: N/A Property County: Page: N/A COLLIN Instrument No: 2022000151902 Mortgage Servicer: Mortgage Servicer'sAddress: M& T Bank is representing the Current Beneficiary/ Mortgagee undera I Fountain Plaza, servicing agreement with the Current Beneficiary/Mortgagee. Buffalo, NY 14203 Date ofSale: 7/7/2026 EarliestTime SaleWill Begin: 10:00AM Place ofSale ofProperty: Collin County Courthouse, 2100 Bloomdale Road, McKinney, TX 75071 OR IN THE AREA DESIGNATED BY THECOMMISSIONER'SCOURT, PURSUANT TO SECTION 51.002 OFTHETEXAS PROPERTY CODE. Legal Description: BEING LOT4, IN BLOCK A,OFTIMBER CREEK, PHASE 3, ANADDITION TO THE CITY OF MCKINNEY, COLLIN COUNTY, TEXAS, ACCORDING TOTHE MAPTHEREOF RECORDED INVOLUME 2017, PAGE713, OFTHE PLAT RECORDS OFCOLLIN COUNTY,TEXAS. In accordance with Tex.PROP. CODE§ 51.0076 and the Deed ofTrustreferenced above, the undersigned as attorney forMortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, M he a r r e y aft M er an e c x u e s r o c , ise Li a z ll H p a o c w h, er M s ic a h n e d le du H tie re s ha se o t r as C id a e rol to D t u h n e m s o a n id , o C r o ig le ina P l at T to ru n s , te M e yr u a nd H e o r m t a h y e o re un s , aid Th D u e y ed Fr o az f ie T r r , us M t; cC an a d rt , h y fu & rtheHr,oldthoeuss,heLrLePb,yarseqSuuebsstt,ituatuethTorruizsete,ea,ndwhinostsrhuacltl saidSubstituteTrusteetoconductanddirecttheexecution ofremediessetasidetothebeneficiarytherein The Substitute Trustee will sell the property bypublic auction to thehighest bidder forcash at theplace and date specified. The sale will begin at the earliest time stated above orwithinthree( 3) hours afterthattime. TheProperty will besold" AS IS," withoutanyexpressorimplied warranties,exceptastowarrantiesoftitle,and atthe purchaser'sownrisk, pursuantto the termsof TEX. PROP. CODE§ 51.002 and§ 51.009. Prospective bidders areadvised toconduct an independent investigation ofthe nature and physical condition ofthe Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding isopened for the first sale ofthe day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TOTEX. PROP.CODE§ 51.002( 1): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OFTHE ARMED FORCES OFTHE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL ORTHENATIONAL GUARD OFANOTHER STATE ORASA MEMBER OFA RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO TFIE SENDER OFTHIS NOTICE IMMEDIATELY. I ( Dated: 6/10/2026 Dated: ` e V Lglis0 t Au 1, 1- & Pr ed ame: h 16) n Thuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP 1255 West 15th Street, Suite 1060 com Plano, TX 75075 1I2a5n5WWesett 15th Street, Suite 1060 Attorneys for M& TBank Plano, saT 750075 httns:// sales. niccarthvholthus. com/ c, rn t- Cr) ( 7 C 1 mr7C i MH File Number: TX-25- 122404- POS N Loan Type: Conventional Residential