NOTICE OF SUBSTITUTE TRUSTEE SALE. cf o/ 0 oe “Deed of Trust:Date: : Grantor) Mortgagor(s): SA12012:- - ‘BRIAN K.GARNER AND WIFE, TARA’L: GARNER | Original Beneficiary/Mortgagee: Current. Beneficiary/Mortgagee: ‘MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. U:S. BANK NATIONAL ASSOCIATION (‘MERS"”) SOLELY:AS A NOMINEE. FOR. BANK OF THE OZARKS, ITS SUCCESSORS‘AND ASSIGNS Recorded in: | Property-County: | ‘Volume: NIA DENTON Page: : NIA : Instrument: No:’2012-45413 Mortgage Servicer: Mortgage Servicer? s Address: U: 2800 ‘Tamarack Rd:, Benefi iciary/Morigagee undera servicing agreemeiit with the Current Owensboro, KY 42301- Beiicficiary/Mortpagec. . Date‘of-Sale:” 10/6/2026" Be = Earliest: Time. Sale Will. Begins 10:00 AM: ao -Place of Sale of. Proper Denton County Courts: Building, 1450 East: McKinney Street; Denton; TX.76209:OR-IN THE AREA DESIGNAT ED: BY THE’ COMMISSIONER'S COURT,’ PURSUANT TO SECTION 51,002. OF THE TEXAS: PROPERTY CODE: Legal ‘Description: LOT 10, BLOCK.) OF BEECHWOOD: CREEKS, -A: SUBDIVISION-IN:THE CITY:OF: CITY. OF FORT WORTH; DENTON: COUNTY, TEXAS ACCORDING TO THE PLAT: RECORDED. IN:CABINET V, SLIDE 657 OF. THE PLAT RECORDS OF DENTON COUNTY; TEXAS, In accordance with Tex. Prop, Cone’ §51 0076 and the Deed ‘of Trust referenced above, the undersigned: as’attorney.for. Mortgagee or. Mortage’ Sérvicer.does hereby remove: the original. Trustee and all successor’ substitute:trustees and appoirits in’ theif, Stead; Auction-comi, LLC, Payton: Hreha, Francesca. Ontolani; Shellcy Ortolani; Mary: Mancuso, Liz Hach; Michele ‘Hreha or Carol Dunmon, Cole Patton; Myra Homayoun, “Thuy Frazier; McCarthy. ¢ & Holthus,. LEP, “as: ubstitute Trusice, who shall héreafter'exercise all powers: and duties setiaside:to the said ‘original Trustee under: there said. Deed of Trust; and,’ further, does hereby 1 request, authorize, and instruct said Substituté Trustee to conductand direct the execution of reinedies set aside'to the benefici: iciary therein, . The Substitute, Trustee will sell:the property, by. public auction to the highest bidder for-cash at the place‘and date’ ‘specifi icde The -sale'will begin at the earliest tinic ‘stated above or. within three (3) hours after. that time; The: Property will be sold “AS'IS," without any express or implied warranties, except as to warranties of. title, and at the purchaser's own risk; pursuant to the terms of” Te PRop, COE §51 002 ‘and §51.009. Prospective bidders are advised to conduct.an independent i investigation of the nature‘and physical ‘condition of the Property, ‘Substitute: ‘Trustee. reserves the. right'to set -further.reasonabile, conditions. for.conducting the’ public. auction:: Any stich: further conditions shall be announced before bidding i is opened for the first sale of the day held by. Substitute Trustee. THIS “INSTRUMENT: APPOINTS. THE ‘SUBSTITUTE ‘TRUSTEE(S) IDENTIFIED TO:SELL THE. ‘PROPERTY. DESCRIBED, AN ‘THE :SECURITY ‘INSTRUMENT: IDENTIFIED. IN THIS. NOTICE OF SALE. THE: PERSON SIGNING THIS 'NOTICE-IS THE ATTORNEY: OR: AUTHORIZED. ‘AGENT: OF THE MORTGAGEE OR MORTGAGE SERVICER... © NOTICE. PURSUANT: TO.TEX: PROP: CODE § 51. 002(1):. ASSERT. AND PROTECT. YOUR: RIGHTS. AS MEMBER | OFTHE ARMED, FORCES OFTHE | UNITED. STATES.:1F-YOU -OR“YOUR. SPOUSE ‘ARE SERVING ON-ACTIVE: MILITARY, DUTY, INCLUDING: ACTIVE: “MILITARY: ‘DUTYAS A- MEMBER, OFTHE TEXAS: NATIONAL ‘OR THE ‘NATIONAL GUARD OF ANOTHER: STATE OR’AS A-MEMBER OFA’ RESERVE COMPONENT. OF’ THE’ ‘ARMED: FORCES! OF THE: UNITED: STATES, PLEASE SEND ‘WRITTEN: ‘NOTICE OF THE ACTIVE UTY: MILITARY:?SERVICE TO-THE, SENDER. OF THIS NOTICE IMMEDIATELY.. : _Dated 7/27/2026 Thuy Frazier, Atlomey ° Substitute-Tristee. . McCarthy: & Holthus, Cp: c/o Auction.com' - 1255 West 15th ‘Street, Suite.1060. 1255.West:l5th Streety Suite 1060: n Plano, TX. 75075: Plano, TX: 75075: 1: 30/ 2026 3:10:07 PM Attomeys for U.S. Bank National ‘Association: Intips:i/sales. mecarthyholihus. com!” COUNTY CLERK DENTON CO. TEX BY ab DEPUTY MH. File Numbers: ‘TX-26-131007- POS ‘Loan. ‘Type: FHA