TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6512 FILED 9/9/2026 2:21:48 PM Oe Deed of Trust Dated: Grantor: Trustee: Beneficiary: Mortgage Servicer: Mortgage Servicer’s Legal Description: Property Address: Secures: Property: Substitute Trustee: Substitute Trustee’s Address: Foreclosure Sale: Date: Notice of Foreclosure Sale September 9, 2026 April 19, 2022 Peggy Ann Hughes, a single person Michael Fritz Baird Federal National Mortgage Association Texas Dow Employees Credit Union 2000 Post Oak Blvd., Suite 2100, Houston, Texas 77056 Filed of record under clerk’s file number RP-2022-206645 of the regerty records of Harris County, Texas Let 5 BI 14;°0f.S ‘WOOD TRAILS, SECTION oO an ition in Har ounty, Texas, according to the map or e corded i me 284, P: 121, of the Map Records of Harris od CXS. O 2734 Foliage Green Dr., Humble, TX 77339 : Note (“Note”) in the original principal amount of $100,000.00, executed by Peggy Ann Hughes (“Borrower”) and payable to the order of Texas Dow Employees Credit Union The real property, improvements, and personal property described in and mortgaged in the Deed of Trust, including the real property. described here, and all rights and appurtenances thereto Jacquelyn D. McAnelly, M. H. Cersonsky. 1770 St. James Place, Suite 150, Houston, Texas 77056 October 6, 2026  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6512 FILED 9/9/2026 2:21:48 PM Time: The sale of the Property will be held between the hours of 10:00 a.m. and . local time; the earliest time at which the Foreclos ill begin is 1:00 p.m. and not later than three ho r. : : tt Center Magnolia South Ballroom located at g iston, TX 77045 or if the preceding area is no longer the designated area at the area most recently designated by the County Commissioner Court, or in any area designated by the Commissi@pers C of such County, pursuant to 51.002 of the Texas Pro le as the place where foreclosure sales are to take place. Place: The Bayo Terms of Sale: The Foreclosure Sale will be conducted as a public auction and the Property will be sold to the highest bidder for cash, except that Lender’s bid may bezby credit against the indebtedness secured by the lien of the Dect Trust. Default has occurred in the payment the Note and in the performance of the obligations of the Deed of Trust. Beca lefault, Lender, the owner and holder of the Note, has requested Substitute Trustee t roperty. er both real and personal property. Formal notice is inst and sell both the real property and any t in accordance with Lender’s rights and -604(a) of the Texas Business and Commerce The Deed of Trust may enc’ hereby given of Lender’s election to personal property described in the remedies under the Deed of Trust and ‘section Code. Mortgage Servicer is representi ational Mortgage Association in connection with the loan evidenced by the Note and secured by the Deed of Trust under a servicing agreement with Federal National Mortgage Association. The address of Mortgage Servicer is set forth above. Therefore, notice is given that on and at the Date, Time, and Place for the Foreclosure Sale described above, Substitute Trustee will sell the Property in accordance with the Terms of Sale described above, the Deed of Trus cable Texas law. If Lender passes the Foreclosure:Sale,; notice of the date of any rescheduled foreclosure . salé will be reposted and refiled in acc@rdati¢e with the posting and filing requirements of the Deed of Trust and the Texas Property C The Foreclosure Sale will be m; Deed of Trust, but prospective bidde necessarily be made subject to all prior extent that they remain in force and eff For the avoidance of doubt, the Foreclosure. been released of public record from préssly subject to any title matters set forth in the ded that by law the Foreclosure Sale will of record affecting the Property, if any, to the not been subordinated to the Deed of Trust. ill not cover any part of the Property that has or security interest of the Deed of Trust by —_  TENESHIA HUDSPETH, COUNTY CLERK, HARRIS COUNTY, TEXAS FRCL-2026-6512 FILED 9/9/2026 2:21:48 PM Lender. Prospective bidders ongly urged to examine the applicable property records to determine the nature ani such matters, if any. Pursuant to secti of the Texas Property Code, the Property will be sold “AS IS,” without any expressed plied warranties, except as to the warranties (if any) provided for under the rust. Prospective bidders are advised to conduct an independent investigation o : and physical condition of the Property. Pursuant to section 5 the Texas Property Code, Substitute Trustee reserves the right to set further reasonablé conditions for conducting the Foreclosure Sale. Any such further conditions shall be announcéd before bidding is opened for the first sale of the day held by Substitute Trustee. Assert and protect your rights.as ember of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Gu: r the National Guard of another state or as a member of a reserve componen' ed forces of the United States, please send written notice of the active duty m ender of this notice immediately.