START OF PAGE: 13 DoOc#H o008s POSTED 08/20/2026 O1:01FK fallee Hanson L. BRANDON STEINMAN, COUNTY CLERK MONTGOMERY COUNTY, TEXAS Notice of Substitute Trustee Sale T.S. #: 26-20530 Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 11/3/2026 Time: The sale will begin no earlier than 10:00 AM or no Jater than three hours thereafter. The sale will be completed by no later than 1:00 PM Place: Montgomery County Courthouse in Conroe, Texas, at the following location: Commissioners Court of Montgomery County, On the steps 301 North Main Street, Conroe, TX 77301 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: LOT ONE (1), BLOCK FOUR (4), OF HARMONY CENTRAL SECTOR SEC ONE (1), A SUBDIVISION OF 64.88 ACRES OF LAND OUT OF THE MONTGOMERY COUNTY SCHOOL LAND SURVEY, A- 351, MONTGOMERY COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN CABINET, Z, SHEET 3312 OF THE MAP RECORDS OF MONTGOMERY COUNTY, TEXAS. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated 9/14/2016 and is recorded in the office of the County Clerk of Montgomery County, Texas, under County Clerk’s File No 2016083235, recorded on 9/14/2016, The subject Deed of Trust was modified by Loan Modification recorded on 10/07/2021 as Instrument No. 2021139930 of the Real Property Records of Montgomery County, Texas. Property Address: 27902 CHIAPAS DR SPRING Texas 77386 Trustor(s): OSCAR CASTILLO, AN Original MORTGAGE ELECTRONIC UNMARRIED PERSON Beneficiary: REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR NATIONS RELIABLE LENDING, LLC ITS SUCCESSORS AND ASSIGNS Current NewRez LLC Loan Servicer: NewRez LLC, F/K/A New Penn Beneficiary: Financial, LLC, D/B/A Shellpoint Mortgage Servicing Current Auction.com, LLC, Patricia Poston, David Poston, Nick Poston, Chris Poston, Roy Crush, Substituted Rick Snoke, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting Trustees: And Publishing LLC The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is  START OF PAGE: 14 T.S. #: 26-20530 authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced toan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by OSCAR CASTILLO, AN UNMARRIED MAN. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $324,751.00, executed by OSCAR CASTILLO, AN UNMARRIED MAN, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR NATIONS RELIABLE LENDING, LLC ITS SUCCESSORS AND ASSIGNS; (2) alt renewals and extensions of the note; and (3) any and all present and future indebtedness of OSCAR CASTILLO, AN UNMARRIED MAN to OSCAR CASTILLO, AN UNMARRIED PERSON. NewRez LLC is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated loan documents, including, without limitation, all interest, default interest, late charges, advances) attorneys’ fees and other costs and expenses. Ali checks must be made payable to Prestige Default Services, LLC Questions concerning the sale may be directed to the undersigned or to the beneficiary: NewRez LLC c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107 | Dated: August 20, 2026 Auction.com, LLC, Patricia Poston, David Poston, Nick Poston, Chris Poston, Roy Crush, Rick Snoke, Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting And Publishing LLC  START OF PAGE: 15 T.S. #: 26-20530 Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (800) 793-6107 _ Website: www.auction.com AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department