Foreclosure Notice*
BY
FILED FOR RECORD ¥
Sep 03 2026, 11:33 a I of 0
COUNTY CLERK DENTON CO. TEX NOTICE OF TRUSTEE’S SALE
BH
DEPUTY
DEED OF TRUST INFORMATION:
Jonathan Ray Harris and Nicole Lee Deed of Trust Date | July 29, 2016
Harris
Original Mortgagee | Certified Funding, L.P. Original Principal | $71,675.00
Information Texas
TX 76262
MORTGAGE SERVICER INFORMATION:
Credit Union of Texas Mortgage Servicer | Credit Union of Texas (CUTX)
Mortgagee
Current Credit Union of Texas Mortgage Servicer | 900 W. Bethany Drive, Attn: Collections
Beneficia Address Department, Allen, TX 75013
SALE INFORMATION:
10/06/2026
Time of Sale 01:00 PM or no later than 3 hours thereafter
Place of Sale The Courtyard area of the Southwest comer of the Denton County courts building in Denton
County, Texas, or if the preceding area is no longer the designated area, at the area most
recently designated by the Denton County Commissioner’s Court.
Substitute Trustees | Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele
eee Hreha, Carol Dunmon, Taherzadeh, PLLC, Auction.com, Selim Taherzadeh, or Michael
Linke, any to act
Substitute Trustees’ | 15851 N. Dallas Parkway, Suite 410, Addison, TX 75001
Address
PROPERTY INFORMATION:
Legal Description as per the Deed of Trust:
LOT 76 IN BLOCK L, OF THE HIGHLANDS AT TROPHY CLUB, NEIGHBORHOOD 7, PHASE 3C, TO
THE TOWN OF TROPHY CLUB, DENTON COUNTY, TEXAS, ACCORDING TO THE MAP/PLAT
THEREOF RECORDED IN CLERK'S NO. 2014-107, MAP/PLAT RECORDS, DENTON COUNTY,
TEXAS. TOGETHER WITH AFFIDAVIT OF CORRECTION FILED JUNE 8, 2015, RECORDED IN
CLERK'S NO. 2015-61992, REAL PROPERTY RECORDS, DENTON COUNTY, TEXAS.
The Mortgage Servicer, if not the Current Mortgagee, is representing the Current Mortgagee pursuant to a Mortgage
Servicing Agreement.
Default has occurred under the Deed of Trust and all sums secured by the Deed of Trust were declared immediately
due and payable. The Beneficiary has, or caused another to, removed the Original Trustee and appointed Substitute
Trustees. On behalf of the Mortgagee, Mortgage Servicer, and Substitute Trustees, the undersigned is providing this
Notice of Trustee’s Sale.
The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the Deed of
Trust permitting the Beneficiary thereunder to have the bid credited to the Note up to the amount of the unpaid debt
secured by the Deed of Trust at the time of sale.
The sale will be made expressly subject to any title matters set forth in the Deed of Trust, but prospective bidders are
reminded that by law the sale will necessarily be made subject to all other matters of record affecting the property, if
any, to the extent that they remain in force and effect and have not been subordinated to the Deed of Trust. The sale
shall not cover any part of the property that has been released from the lien of the Deed of Trust. Prospective bidders
are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if
any.
Pursuant to the Deed of Trust, the Beneficiary has the right to direct the Trustee to sell the property in one or more
parcels and/or to sell all or only part of the property.
Sa
Teaherzadeh, PLLC
Notice of Trustee's Sale- 165-00264 Page |
NOTICE OF TRUSTEE’S SALE
Pursuant to the Texas Property Code, the property will be sold in “as is, where is” condition, without any express or
implied warranties, except as to the warranties of title (if any) provided for under the Deed of Trust. Purchasers will
buy the property “at the purchaser’s own risk” and “‘at his/her peril”, and no representation is made concerning the
quality of title to be acquired. Purchasers will receive whatever interest Grantor and Grantor's assigns have in the
property.
Pursuant to the Texas Property Code, the Trustee reserves the right to set further reasonable conditions for
conducting the Sale. Any such further conditions shall be announced before bidding is opened for the first Sale of
the day held by the Trustee or any Substitute Trustee.
The Deed of Trust permits the Beneficiary to postpone, withdraw, or reschedule the sale for another day. In that case,
the Trustee, or any subsequently appointed Trustee, need not appear at the date, time, and place of a scheduled sale
to announce the postponement, withdrawal, or rescheduling. Notice of the date of any rescheduled foreclosure sale
will be reposted and refiled in accordance with the posting and filing requirements of the Texas Property Code. The
reposting or refiling may be after the date originally scheduled for this sale.
Interested parties are encouraged to consult counsel of their choice prior to participating in the sale of the property.
The U.S. Financial Crimes Enforcement Network (FinCEN) has implemented a new Anti-Money Laundering Rule
(the "Rule"), found at 89 FR 70258 and 31 CFR 1031.320. The Rule applies to certain non-financed residential real
estate sale transactions (including nonjudicial foreclosures) where the transfer is to a legal entity or trust. More in-
formation regarding the Rule can be found at:
https:// fincen, gov
You are encouraged to consult with your own independent legal counsel if you have questions about how the Rule
affects your transactions.
if the property being purchased is residential real property and the Purchaser is a legal entity or trust, then the sale is
conditional and contingent upon the Purchaser, WITHIN SEVEN (7) DAYS OF THE DATE OF THE FORE-
CLOSURE SALE (“Deadline”) providing the required information for reporting under the Rule to the law firm that
was handling the foreclosure on behalf of the mortgagee or mortgage servicer. The specific information you will be
required to produce can be found at:
https://bsaefiling-sandbox.fincen.gov/forms/RERX.pdf
Purchaser hereby agrees that the Reporting Person has the SOLE RIGHT to use its reasonable discretion to deter-
mine if the Purchaser has complied with the conditions of sale regarding the Rule.
Time is of the essence to ensure compliance with the Rule. IF THE REQUIRED INFORMATION IS NOT
FULLY AND COMPLETELY PROVIDED BY THE PURCHASER TO THE REPORTING PERSON, BY
THE DEADLINE, THE FORECLOSURE SALE WILL BE RESCINDED PURSUANT TO TEXAS PROP-
ERTY CODE SECTION 51.016. You are advised to contact the law firm that handled the foreclosure as soon as
possible in order to determine the best way to provide the necessary forms and information needed to comply with
the Rule.
If you are unsure if you can comply with the conditions of sale, including but not limited to the timelines as
provided therein, then DO NOT BID. [f the sale must be rescinded pursuant to the conditions stated herein,
Purchaser hereby agrees that the SOLE and ABSOLUTE remedy for the Purchaser due to the rescission of
the foreclosure sale because of the Rule will be the return of the consideration/purchase price paid, MINUS
THE REASONABLE AND NECESSARY FEES AND COSTS INCURRED BY THE LAW FIRM FOR RE-
SCINDING THE SALE AND RE-FORECLOSURE OF THE PROPERTY.
Taherzadeh, PLLC
Notice of Trustee's Sale- 165-00264 Page 2
NOTICE OF TRUSTEE’S SALE
Assert and protect your rights as a member of the armed forces of the United States. If you or your
spouse is serving on active mili u vi tary duty as a member of the Te
National Guard or t ational Guard of another state or as a member of a reserve component of the
armed forces of the United Stat lease sen n no f the active d ta rvice to the
ender of this notice im iatel
PERSON SI NIN THI NOTICE IS THE ATTORNEY ‘OR A ORIZED AGENT OF THE
MORTGAGEE OR MORTGAGE SERVICER.
Dated September 2, 2026.
/s/ Michael Linke
Michael Linke
TAHERZADEH, PLLC
15851 N. Dallas Parkway, Suite 410
Addison, TX 75001
Foreclosure@taherzlaw.com
P: (469) 729-6800 F: (469) 828-2772
Return to: Taherzadeh, PLLC
15851 N. Dallas Parkway, Suite 410
Addison, TX 75001
res
——_—_—————<$====_————
Taherzadeh, PLLC
Notice of Trustee’s Sale- 1165-00264 Page 3