Doc-118502 ll NN Document No: 118502 Billable Pages: 1 Recorded On: September 03, 2026 02:00 PM Number of Pages: 2 NOTICE OF FORECLOSURE NN *****Examined and Charged as Follows***** Tota! Recording: $ 22.00 To *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. File Information: Record and Return To: Document No: 118502 South Texas Title & Trustee Services LLC Receipt No: 20260903000245 PO Box 530493 Recorded On: September 03, 2026 02:00 PM Original Returned to Customer Deputy Clerk: Emmanuel Garza HARLINGEN TX 78553 Station: CC-ED-KF1011 ny, STATE OF TEXAS SO Oos, = COUNTY OF HIDALGO = * % I hereby certify that this Instrument was FILED in the File Number sequence on the date/time = * H H x = printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Cn. wR SF — Arturo Guajardo Jr. tp OF gO County Clerk He b= - MN rena wwe vy Hidalgo County, Texas Doc-118502 NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: 3/31/2025 Grantor(s)/Mortgagor(s): ISABEL BETANCOURT, AN UNMARRIED WOMAN, AND KENIA VERENIZ RIOS BETANCOURTH, AN UNMARRIED WOMAN Current Beneficiary/Mortgagee: United Wholesale Mortgage, LLC Original Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) SOLELY AS A NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A HIDALGO Page: N/A Instrument No: 3635287 Mortgage Servicer: Mortgage Servicer’s Address: Cenlar FSB is representing the Current Beneficiary/Mortgagee under a 425 Phillips Blvd, servicing agreement with the Current Beneficiary/Mortgagee. Ewing. NJ 08618 Date of Sale: 11/3/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: Hidalgo County Administrative Building, 2802 S, Business Hwy 281, Edinburg. Texas, 78539 OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: ALL OF LOT 92, SIERRA ESTATES, AN ADDITION TO THE CITY OF HIDALGO, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP FILED JANUARY 13, 2023 UNDER DOCUMENT NUMBER 3412656, IN THE OFFICE OF THE COUNTY CLERK OF HIDALGO COUNTY, TEXAS, REFEREENCE TO WHICH IS HERE MADE FOR ALL PURPOSES. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned as attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Auction.com, LLC, Connie Cobb or Clyde Cobb or Constance Lewis or Montgomery Medley or Julie Martin, Cole Patton, Myra Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original Trustee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implied warranties, except as to warranties of title, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. CODE §51.002 and §51.009. Prospective bidders are advised to conduct an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to set further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE § 31.002(): ASSERT AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. CACO Dated: 9/2/2026 Thuy Frazier, Attorney Substitute TreStee [/ McCarthy & Holthus, LLP c/o Auction.com 1255 West 15th Street, Suite 1060 1255 West 15th Street}Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for Cenlar FSB hitps://sales. mecarthybolthus com/ MH File Number: TX-26-131729-POS Loan Type: FHA