Notice of Substitute Trustee Sale FILED Os, ob joo" 26 4p “OR RE Copy F26-00084 TX 20, R30 Hy 6723215644 | 7241826341 5 EY tens I: Op lfN ry Assert and protect our rights as a member of the armed forces of the United States-If you are Ut Ga ur.spouse Is serving on active military duty, including active military duty_as_a member of the Texas National or the“National Guar another state or as a member of a reserve component of the armed forces of the United States, please s sendtwritten notice a the active duty military service to the sender of this notice immediately. Date, Time, arid Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: 06/02/2026 Time: The sale will begin no earlier than 01:00PM or no later than three hours thereafter. The sale will be completed by no later than 4:00 PM. (Attention all bidders: cashier’s checks must be made payable to Assured Lender Services, Inc.) Place: Denton County, TX at the following location: The courtyard area of the southwest corner of the Denton County Courts Bldg, OR IF THE PRECEDING AREA IS NO LONGER THE DESIGNATED AREA,. AT THE AREA DESIGNATED. BY. THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: All that certain lot, tract or parcel of land lying and being situated in the City of Denton, Denton County, Texas, and being the West 150 feet of Lot No, 1, Block C, of FINAL REPLAT OF WESTGATE PARK ADDITION, an addition to the City of Denton, Texas, according to the plat of record In Volume 12, Page 25, Plat Records, Denton County, Texas, APN: 99951 / D0345A-00000C-0000-0001-0000 Commonly known as: 2921 Fladger St (aka Fladger Dr), Denton, TX 76207-1314 Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust, Security Agreement and Assignment of Leases and Rents, dated 03/26/2025 (the “Deed of Trust”) and recorded in the office of the County Clerk of Denton County, Texas, recorded on 03/28/2025 as Document No. 31745 of the Real Property Records of Denton County, Texas. Trustor(s): . Gina Lou Pritchard, Successor Original Beneficiary: Velocity Commercial Capital, Trustee of The Mildred S. LLC, a California Limited Mccombs Living Trust, a Texas Liability Company trust Current U.S. Bank Trust Company, Loan Servicer: PHH Mortgage Services Beneficiary: National Association, as Trustee for Velocity Commercial Capital Loan Trust 2025-3 Current Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Substituted Hreha, Carol Dunmon, Michele Sanders or Cherie Maples Trustees: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer.is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the Deed of Trust at the time of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary’! has the right to. direct the Trustee to.sell the property in-one or-more parcels and/or to sell all or only part of the property.. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is” condition; without any express or implied: warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective: bidders: are advised to conduct:an independent investigation of the nature and physical condition of the: property. Pursuant to section.51.0075 of.the Texas Property Code, the trustee reserves the right to:set. further reasonable conditions for conducting the sale. Any such further conditions’shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The present Beneficiary under the Deed of Trust has elected to conduct a unified foreclosure sale pursuant: to the provisions.of Texas Business and Commercial.Code § 9.604 (a) and to‘include in the. non-judicial foreclosure pursuant to the power of the sale granted by the deed of trust: described in this Notice of Trustee’s Sale all of the personal property and fixtures described in within the loan documents. The present Beneficiary reserves the right to revoke its election as to some orall of said personal. property and/or fixtures, or to add additional personal. property and/or fixtures to the election herein expressed, at the present Beneficiary’s sole election, from time to time and at any time until the consummation of the trustee’s sale to be:conducted pursuant to the Deed of Trust and Notice of Trustce’s Sale. The real property and personal property encumbered by the. Deed of Trust will be sold at the sale in accordance with the provisions of the’Deed of Trust and‘as permitted by section.9. 604(a) of the Texas Business and Commerce Code. Obligations:Secured - The Deed of Trust. provides that it secures.the payment.of the indebtedness and obligations therein described (collectively the Obligations”) including by not limited to (1) the promissory note in the:original principal amount of $197,000.00,:executed by Gina. Lou Pritchard, Successor Trustee: of The: Mildred S, Mccombs Living Trust, :a/Texas trust, and payable, to the order:of Velocity Commercial Capital, LLC,:a California Limited Liability Company; (2),all renewals and extensions of the note; and (3) any and all:present and future indebtedness of Gina ‘Lou -Pritchard, ‘Successor Trustee: of The Mildred S. Mccombs Living Trust,-a. Texas: trust. U.S. Bank: Trust Company, National Association, as Trustee for Velocity Commercial’ Capital Loan Trust'2025-3' is:the current owner and holder of the Obligations and is the beneficiary:under the Deed of Trust. The sale will be made, but without covenant or.warranty, expressed or implied, regarding title,. possession, or encumibranicés, to pay.the remaining principal sum of the Note and all other amounts dawfilly owing:under. the Note, the Deed of Trust, and all of the other.associated loan documents, including, without: limitation, all interest, default. interest, late charges, advances, attomeys’ fees and other costs and expenses. NOTICE TO POTENTIAL BIDDERS: WE REQUIRE CERTIFIED FUNDS AT-SALE BY CASHIER'S CHECK(S): PAYABLE DIRECTLY TO “ASSURED LENDER SERVICES, INC.” TO AVOID DELAYS IN ISSUING THE FINAL DEED. Questions concerning the sale‘may be ‘directed to the undersigned or to the beneficiary: US. Bank Trust Company, National Association, as:Trustee for Velocity Commercial Capital Loan Trust 2025-3 2945 Townsgate Road, Suite 110: Westlake Village, CA 91361 Gino De Los Reyes gdelosreyes@ velocitycommercial.com 818.532-3712 . ° , GO 7 Payton Hreha, Francesca Ortolani, Shelley. Ortolani, Mary Dated: ' . : ave 4 aa | Fo Mancuso,. Liz Hach, Michele Hreha; Carol Dunmon, Michele ‘Sanders or Cherie Maples 111 Pacifica, Suite 146 Irvine, CA.92618 Phone: (714).508-7373 Fax: .(714)-505-3831 AFTER RECORDING, PLEASE:RETURN TO: Assured Lender Services,:Inc, eel Pacifica, ‘Suite 140 Irvine, CA.92618 Attn: Trustee: Department Certificate of Posting I, do hereby certify that I am a citizen of the United States of America, over the age of 18 years, and competent, to be a witness relating to the matters herein I declare under penalty of perjury that on I filed the Notice of Sale at the office of the County Clerk and caused same to be posted at the County courthouse. Signature: Declarants Name: Date: