NOTICE OF SUBSTITUTE TRUSTEE SALE Deed of Trust Date: Grantor(s)/Mortgagor(s): 11/20/2015 JIMMY L. LE, A SINGLE MAN; AND HAN DAO, A SINGLE WOMAN; AND TONY LAM LE, A SINGLE MAN Original Beneficiary/Mortgagee: Current Beneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Lakeview Loan Servicing, LLC (“MERS”) SOLELY AS A NOMINEE FOR HIGHLANDS RESIDENTIAL MORTGAGE, LTD., ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 20151124001475080 Mortgage Servicer: Mortgage Servicer’s Address: M&T Bank is representing the Current Beneficiary/Mortgagee under a 1 Fountain Plaza, servicing agreement with the Current Beneficiary/Mortgagee. Buffalo, NY 14203 Date of Sale: 7/7/2026 Earliest Time Sale Will Begin: 10:00 AM Place of Sale of Property: THE FRONT STEPS OF THE COLLIN COUNTY COURTHOUSE LOCATED AT 2100 BLOOMDALE ROAD, MCKINNEY, TX 75071; OR AS DESIGNATED BY THE COUNTY COMMISSIONER'S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 8, BLOCK B, WEST CROSSING PHASE |, AN ADDITION TO THE CITY OF ANNA, COLLIN, COUNTY, TEXAS, ACCORDING TO MAP OR PLAT THEREOF RECORDED IN VOLUME 2006, PAGE(S) 22, OF THE MAP AND/OR PLAT RECORDS OF GOLLIN COUNTY, TEXAS. In accordance with TEX. PROP. CODE §51.0076 and the Deed of Trust referenced above, the undersigned _as,attorney for Mortgagee or Mortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Xome Jite,, Tejas Corporate, Services, LLC, NFPDS-TX LLC, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha or Carol Dunmon, Cole Patton, Myra, Homayoun, Thuy Frazier, McCarthy & Holthus, LLP, as Substitute Trustee, who shall hereafter exercise all powers and duties set aside to the said original ‘Rfuistee under there said Deed of Trust; and, further, does hereby request, authorize, and instruct said Substitute Trustee to conduct and direct the execution of remedies set aside to the beneficiary therein The Substitute Trustee will sell the property by public auction to the highest bidder for cash atthe place aid. date specified. The sale will begin at the earliest time stated above or within three (3) hours after that time. The Property will be sold “AS IS,” without any express or implicd warranties, cx€ept as toywarrantics oftitlc, and at the purchaser’s own risk, pursuant to the terms of TEX. PROP. Cope $51,002 and §51.009. Prospective bidders are adviscd to conduet an independent investigation of the nature and physical condition of the Property. Substitute Trustee reserves the right to sct further reasonable conditions for conducting the public auction. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by Substitute Trustees THIS INSTRUMENT APPOINTS THE SUBSTITUTE TDRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. NOTICE PURSUANT TO TEX. PROP. CODE §51.002(1): ASSERT. AND PROTECT YOUR RIGHTS AS MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPQUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL OR THE NATIONAL GUARD OF ANOTHER STATE OR AS A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE,UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY, if 2 Al 2 j Dated: 4/21/2026 Thuy Frazier, Attorney Printed Name: SNe! Hotan ( Substitute Trustee McCarthy & Holthus, LLP c/o Xome 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano, TX 75075 Plano, TX 75075 Attorneys for M&T Bank https://sales, mecarthyholthus.com/ t 09 NI1109 .NNOD QVLS € Hd €2 Ud¥ 3d gala Cc Za Smah 4 age MH File Number: TX-24-105037-POS * Loan Type: FHA ALfid aU SVX 9f