NOTICE OF SUBSTITUTE TRUSTEE SALE Deed ofTrust Date: Grantor(s)/Mortgagor(s): 6/2/2023 LOGAN BAINS AND SAMANTHA BAINS, HUSBAND AND WIFE AS JOINT TENANTS Original Beneficiary/Mortgagee: CurrentBeneficiary/Mortgagee: MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Citibank, N.A.,not in itsindividual capacity butsolely asOwner MERS") SOLELY AS ANOMINEE FORNEXERAHOLDING, LLC Trustee ofBarclays Mortgage Loan Trust 2024- NQM3 DBANEWFILENDING, ITS SUCCESSORS AND ASSIGNS Recorded in: Property County: Volume: N/A COLLIN Page: N/A Instrument No: 2023000063364 Mortgage Servicer: Mortgage Servicer' sAddress: Fay Servicing, LLC isrepresenting the Current Beneficiary/Mortgagee 1601 LBJFreeway, underaservicing agreement with theCurrentBeneficiary/ Mortgagee. Farmers Branch, TX 75234 Date ofSale: 9/1/2026 Earliest Time Sale Will Begin: 10:00 AM PlaceofSaleofProperty: THEFRONT STEPS OFTHECOLLIN COUNTY COURTHOUSE LOCATED AT2100 BLOOMDALEROAD, MCKINNEY, TX 75071; ORAS DESIGNATED BY THE COUNTY COMMISSIONER' S OFFICE OR IN THE AREA DESIGNATED BY THE COMMISSIONER' S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE. Legal Description: LOT 31, IN BLOCK A, OF HIGH POINT ESTATES, AN ADDITION TO THE CITY OF CELINA, COLLIN COUNTY, TEXAS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME M, PAGE 116, MAP RECORDS OF COLLIN COUNTY, TEXAS Inaccordance with TEX. PROP. CODE§ 51.0076 and the Deed ofTrust referenced above, theundersigned asattorney for Mortgagee orMortgage Servicer does hereby remove the original Trustee and all successor substitute trustees and appoints in their stead, Payton Hreha, Francesca Ortolani, Shelley Ortolani, Mary Mancuso, Liz Hach, Michele Hreha orCarol Dunmon, Cole Patton, MyraHomayoun, ThuyFrazier, McCarthy& Holthus, LLP,asSubstitute Trustee, who shall hereafter exercise all powers anddutiessetasidetothesaidoriginalTrusteeundertheresaidDeedofTrust;and, further,doesherebyrequest,authorize, andinstructsaid SubstituteTrustee to conduct and direct the execution ofremedies set aside to the beneficiary therein The Substitute Trustee will sell the property bypublic auction to the highest bidder for cash at the place and date specified. The sale will begin at the earliest time stated above orwithin three( 3) hours after that time. ThePropertywillbesold" ASIS," withoutanyexpressorimpliedwarranties, exceptastowarranties oftitle,andatthepurchaser'sownrisk,pursuanttothetermsof TEX. PROP. CODE§ 51.002 and§ 51.009.Prospective bidders areadvised toconduct anindependent investigation ofthenature andphysical condition ofthe Property. Substitute Trustee reserves theright to set further reasonable conditions for conducting thepublic auction. Any such further conditions shall be announced before bidding is opened for-thefirst sale ofthe dayheld by Substitute Trustee. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OFTHE MORTGAGEE ORMORTGAGE SERVICER. NOTICE PURSUANT TOTEX. PROP. CODE§ 51.002(I): ASSERT AND PROTECT YOUR RIGHTS ASMEMBER OFTHE ARMED FORCES OF THE UNITED STATES. IF YOU OR YOUR SPOUSE ARE SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OFTHE TEXAS NATIONAL ORTHE NATIONAL GUARD OF ANOTHER STATE ORAS AMEMBER OF ARESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IA'IlVIEDIATELY. g Din? Dated: 7/15/2026 Dated: Lat f ? VijStr Printc ame: leZOLICLen I( Thuy Frazier, Attorney Substitute Trustee McCarthy& Holthus, LLP c/oTejas Trustee 1255 West 15th Street, Suite 1060 1255 West 15th Street, Suite 1060 Plano,TX 75075 Plano, TX 75075 Attorneys for Fay Servicing, LLC https://sales. mccarthyholthus. com/ CO 0 Ca r— Cam) r'Yizl Q MH File Number: TX-24-105237-POS qt. xx. p W Loan Type: Conventional Residential art D W c