Doc-118511 Hidalgo County Arturo Guajardo Jr. County Clerk Edinburg, Texas 78540 *VG-705-2026-118511" Document No: 118511 Billable Pages: 2 Recorded On: September 04, 2026 11:53 AM Number of Pages: 3 NOTICE OF FORECLOSURE *****Examined and Charged as Follows***** Total Recording: $ 22.00 File Information: *****THIS PAGE IS PART OF THE DOCUMENT***** Any provision herein which restricts the Sale, Rental, or use of the described REAL PROPERTY because of color or race is invalid and unenforceable under federal law. Record and Return To: Document No: 118511 South Texas Court Services Receipt No: 20260904000173 14345 N Los Ebanos Rd Recorded On: September 04, 2026 11:53 AM original returned to customer Deputy Clerk: Imelda Leal MISSION TX 78573 Station: CC-ED-KF1005 RCAC COUNTY OF HIDALGO *. ry % -"Seesegnes?®'( ‘ “nn, OF 1 DALES “tn *® ay donnagnned™ Peenee” “Nn S Witting, n (; yw Y, | hereby certify that this Instrument was FILED in the File Number sequence on the date/time printed hereon, and was duly RECORDED in the Official Records of Hidalgo County, Texas. Arturo Guajardo Jr. County Clerk 7 - Hidalgo County, Texas Doc-118511 PLANET HOME LENDING, LLC (MLZ) VA 62-62-6-1492132 GARZA, SANTOS Firm File Number: 25-042533 3224 ERICA LANE, EDINBURG, TX 78542 NOTICE OF TRUSTEE'S SALE WHEREAS, on April 8, 2021, SANTOS GARZA, IV AND JENNIFER ACOSTA, HUSBAND AND WIEE, as Grantor(s), executed a Deed of Trust conveying to MICHAEL BURNS, ATTORNEY AT LAW, as Trustee, the Real Estate hereinafter described, to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR WILLOW BEND MORTGAGE COMPANY, LLC, ITS SUCCESSORS AND ASSIGNS in payment of a debt therein described. The Deed of Trust was filed in the real property records of HIDALGO COUNTY, TX and is recorded under Clerk's File/Instrument Number 3211516, to which reference is herein made for all purposes. WHEREAS, default has occurred in the payment of said indebtedness, and the same is now wholly due, and the owner and holder has requested to sell said property to satisfy said indebtedness; WHEREAS, the undersigned has been appointed Substitute Trustee in the place of said original Trustee, upon contingency and in the manner authorized by said Deed of Trust; and NOW, THEREFORE, NOTICE IS HEREBY GIVEN that on , Tuesday, October 6, 2026 between ten o’clock AM and four o’clock PM and beginning not earlier than 10:00 AM or not later than three hours thereafter, the Substitute Trustee will sell said Real Estate at the County Courthouse in HIDALGO COUNTY, TX to the highest bidder for cash. The sale will be conducted in the area of the Courthouse designated by the Commissioners Court, of said county, pursuant to Section §51.002 of the Texas Property Code as amended; if no area is designated by the Commissioners’ Court, the sale will be conducted in the area immediately adjacent (next) to the location where this Notice of Trustee's Sale was posted. Said Real Estate is described as follows: In the County of Hidalgo, State of Texas: we Set ie ’ LOT SEVEN (7), VILLAS DE SANTA CRUZ UNIT NO. 2 SUBDIVISION, AN ADDITION TO THE CITY OF EDINBURG, HIDALGO COUNTY, TEXAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED UNDER DOCUMENT NO. 3016916, OFFICIAL RECORDS, HIDALGO COUNTY, TEXAS, REFERENCE TO WHICH IS HERE MADE FOR AIL PURPOSES. Property Address: 3224 ERICA LANE EDINBURG, TX 78542 Mortgage Servicer: PLANET HOME LENDING, LLC Mortgagee: PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY SUITE 303 MERIDEN, CT 06450 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code $51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER SUBSTITUTE TRUSTEE Auction.com LLC 1 Mauchly Irvine, CA 92618 WITNESS MY HAND this day August 28, 2026. By: Grant Tabor Texas Bar No. 24027905 gtabor@logs.com nae 13105 Northwest Freeway, Suite 960 Houston, TX 77040 Telephone No: (713) 462-2565 ; Doc-118511 Facsimile No: (847) 879-4823 Attorneys for Planet Home Lending, LLC Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active military service to the sender of this notice immediately, a as an