FILED FOR RECORD Sep 10 2026, 11:10 a Ke) \ \“ COUNTY CLERK DENTON CO. TEX BY__.____BH___ DEPUTY Notice of Substitute Trustee Sale PPP26-009670 : : ‘ T.S. #: 26-18263 Assert and protect Your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active milita including active military du ember of the Texas National Guard or the National Guard of . another state or as a ember of a reserve component. of the armed forces of the United States. please send written notice’ of the active duty military service to the sender of this notice immediately. . Date, Time, and Place of Sale - The sale is scheduled to be held at the following date, time and place: Date: _, 10/6/2026 ; Time: “The sale ‘will begin no earlier than 12:00 PM « or no later than three hours thereafter. The sale will be completed by no later than 3:00 PM. Place: Denton County Courthouse in DENTON, Texas, atthe following location: THE COURTYARD AREA OF THE.SOUTHWEST. CORNER OF:-THE DENTON COUNTY COURTS BUILDING. OR IN THE AREA DESIGNATED BY THE COMMISSIONER'S COURT, PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE Property To Be Sold - The property to be sold is described as follows: Lot 6, in Block-A, AMENDED PLAT OF THE HIGHLANDS PHASE I, an addition to the Town of Northlake, Denton County, Texas, according to the map or plat thereof recorded i in County Clerk's File No. 2015-450, of the ‘Map and/or Plat Records, Denton County, Texas. Instrument to be Foreclosed — The instrument to be foreclosed is the Deed of Trust is dated-7/5/2023 and is recorded in the office of the County Clerk of Denton County, Texas, under County. Clerk’s File No 72434, recorded ‘on 7/10/2023, of the Real Property Records of Denton County, Texas. Property Address: 3240 GLENMORE AVENUE NORTHLAKE,TEXAS 76247 Trustor(s): RACHAEL BRUGAN AND Original - MORTGAGE ELECTRONIC BRANDON BRUGAN Beneficiary: © REGISTRATION SYSTEMS, INC. ("MERS"), AS — BENEFICIARY, AS NOMINEE FOR PLAZA HOME MORTGAGE INC, ITS SUCCESSORS AND ASSIGNS Current - Wilmington Savings Fund Society, Loan Servicer: . NewRez LLC, F/K/A New Penn Beneficiary: FSB, not in its individual capacity but . Financial, LLC, D/B/A Shellpoint solely as owner trustee for Verus Mortgage Servicing Securitization Trust 2023-7 , Current ; Auction.com, LLC, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Substituted Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Francesca Ortolani, Mary Trustees: Mancuso, Shelley Ortolani, Michele Hreha, Brandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Carol Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting And Publishing LLC T.S. #: 26-18263 The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code §51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the property securing the above referenced loan. ; Terms of Sale - The sale will be conducted as a public auction to the highest bidder for cash with funds being made payable to Prestige Default Services, LLC, subject to the provisions of the deed of trust permitting the beneficiary thereunder to have the bid credited to the note up to the amount of the unpaid debt secured by the deed of trisst at the time-of sale. Prospective bidders are strongly urged to examine the applicable property records to determine the-- nature and extent of such matters, if any. Pursuant to the Deed of Trust, the beneficiary has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only. part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in “as is, where is”. condition, without any express or implied warranties, except as to the warranties of title (if any) provided for under the deed of trust. Prospective. bidders are advised to conduct an independent investigation of the nature and physical condition of the property. Pursuant to section 51.0075 of the Texas Property Code, the trustee reserves the right to set further reasonable conditions for conducting the sale. Any such further conditions shall be announced before bidding is opened for the first sale of the day held by the trustee or any substitute trustee. Type of sale - The sale is a non-judicial deed of trust lien and security interest foreclosure sale being conducted pursuant to the power of the sale granted by the deed of trust executed by RACHAEL BRUGAN AND BRANDON BRUGAN, WIFE AND HUSBAND. The real property and personal property encumbered by the deed of trust will be sold at the sale in accordance with the provisions of the deed of trust and as permitted by section 9.604(a) of the Texas Business and Commerce Code. So Obligations Secured - The deed of trust provides that it secures the payment of the indebtedness and obligations therein described (collectively the “Obligations”) including by not limited to (1) the promissory note in the original principal amount of $1,106,102.00, executed by RACHAEL BRUGAN AND BRANDON BRUGAN, WIFE AND HUSBAND, and payable to the order of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS BENEFICIARY, AS NOMINEE FOR PLAZA HOME MORTGAGE INC. ITS SUCCESSORS AND ASSIGNS; (2) all renewals and extensions of the note; and (3) any and all present and future indebtedness of RACHAEL BRUGAN AND BRANDON BRUGAN, WIFE AND HUSBAND:to RACHAEL BRUGAN AND BRANDON BRUGAN. Wilmington Savings Fund Society, FSB, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2023-7 is the current owner and holder of the Obligations and is the beneficiary under the Deed of Trust. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note and all other amounts lawfully owing under the Note, the Deed of Trust, and all of the other associated Joan documents, including, without limitation, all interest, default interest, late charges, advances, attorneys’ fees and other costs and expenses, All checks must be made payable to ¢ Prestige Default Services, LLC ot TS. #: 26-18263 Questions concerning the sale may be directed to the undersigned or to the beneficiary: Wilmington Savings Fund Society, FSB,.not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2023-7 c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage . Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 800-365-7107 Dated: 9/8/26 Auction.com, LLC, Donna Stockman, Brenda Wiggs, David Stockman, Michelle Schwartz, Guy Wiggs, Carol Dunmon, Payton Hreha, Janet Pinder, Francesca Ortolani, Mary Mancuso, Shelley Ortolani, Michele Hreha, Brandy Bacon, Jamie Dworsky, Rick Snoke, Angela Cooper, Caro! Dunman, Payton Hreha, Jeff Benton, Stockman Foreclosure Services Inc., Prestige Default Services, LLC, Agency Sales and Posting LLC, Prestige Posting And-Publishing LLC , Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Phone: (972) 893-3096 ext. 1035 Fax: (949) 427-2732 Sale Line Information: (949) 776-4697 Website: https://prestigepostandpub.com AFTER RECORDING, PLEASE RETURN TO: Prestige Default Services, LLC 16801 Addison Road, Suite 350 Addison, Texas 75001 Attn: Trustee Department FILED: 8/14/2026 1:51 PM David Trantham ; Denton County District Clerk By: Rebecca Moss. Deputy ~ . CAUSE NO. 26-6333-431 IN RE: ORDER FOR FORECLOSURE § CONCERNING § 3240 GLENMORE AVE, NORTHLAKE, TX § 16247 § oo UNDER TEX. R. CIV. P. 736 § IN THE DISTRICT COURT WILMINGTON SAVINGS FUND SOCIETY, § FSB, NOT INITS INDIVIDUAL CAPACITY § §= DENTON COUNTY, TEXAS BUT SOLELY AS OWNER TRUSTEE FOR § . VERUS SECURITIZATION TRUST 2023-7 § a PETITIONER, ; § 431 JUDICIAL DISTRICT § v. § RACHAEL BURGAN AND BRANDON BURGAN RESPONDENT(S) DEFAULT ORDER ON RULE 736 APPLICATION FOR EXPEDITED FORECLOSURE 1. On this day, the Court considered Petitioner’s motion for a default order granting its application for an expedited order under Rule 736. Petitioner’s application complies with the requirements of Texas Rule of Civil Procedure 736.1. | 2. The name and-last known address of each Respondent subject to this order is RACHAEL BURGAN AND BRANDON BURGAN of 3240 GLENMORE AVE, NORTHLAKE, TX 76247. Each Respondent was properly served with the citation, but none filed a response within the time required by law. The return of service for each Respondent has been on file with the court for at least ten days. 3. The property that is the subject of this foreclosure proceeding is commonly known as 3240 GLENMORE AVE, NORTHLAKE, TX 76247, with the following legal description: Motion for Default Order All The legal description reads as follows: Lot 6, in Block A, AMENDED PLAT OF THE HIGHLANDS PHASE ], an addition to the Town of Northlake, Denton County, Texas, according to the map or plat thereof recorded in County Clerk's File No. 2015-450, of the Map and/or Plat Records, Denton County, Texas. The improvements thereon being known as 3240 Glenmore Avenue, Northlake, Texas - 76247. 4, The lien to be foreclosed is indexed or recorded as Instrument No, 72434 and recorded in the real property records of Denton County, Texas. 5. The material facts establishing Respondent’s default are alleged in the Petitioner’s. application and the supporting affidavit. Those facts are adopted by the Court and incorporated by reference in this Order. 6. Based on the affidavit of Petitioner, no Respondent subject to this order is protected from foreclosure by the Servicemembers Civil Relief Act, 50 U.S.C. App § 501 et seq. 7. Therefore, the Court grants Petitioner’s motion for default order under Texas Rules of Civil Procedure 736.7 and 736.8 on its Application. Petitioner and/or its successors and assigns may proceed with foreclosure of the property described above in accordance with applicable law and the Loan Agreement, contract, or lien sought-to be foreclosed, and Petitioner is hereby authorized to proceed with a non-judicial foreclosure on the herein described property pursuant.to the Loan Agreement, Texas Property Code Section 51.002, and under article XVI, section 50(a)(6) of the Texas Constitution. 8. Petitioner and/or its successors and assigns is hereby authorized to take all actions necessary to proceed with the non-judicial foreclosure and to secure the property. 9. This Order is not subject to a motion for rehearing, a new trial, a bill of review, or an appeal. Any challenge to this Order must be made in a separate, original proceeding filed in — accordance with Texas Rule of Civil Procedure 736.11. SIGNED this day of 2026. 8/14/2026 ‘Motion for Default Order APPROVED AND ENTRY REQUESTED: GHIDOTTI | BERGER LLP /s/__ Anthony A, Garcia Anthony A. Garcia State Bar No. 24091639 Jessica Henry, Esq. State Bar No. 24119431 16801 Addison Rd Ste 350 Addison, TX 75001 Tel: (972) 893-3096 Fax: (469) 713-3194 Email: txlitigation@ghidottiberger.com ATTORNEY FOR PETITIONER Motion for Default Order Automated Certificate of eService This automated certificate of service was created by the efiling system. The filer served this document via email generated by the efiling system on the date and to the persons listed below. The rules governing ~ certificates of service have not changed. Filers must’still provide-a certificate of service that complies with all applicable rules. GHIDOTTI BERGER on behalf of Anthony Garcia Bar No. 24091639 texas@ghidottiberger.com Envelope ID: 118606605 . So . aes Code Description: Final Order/Judgment/Decree (closes entire case oo . ) Filing Description: Default Order on Rule 736 Application for Expedited Foreclosure Status as of 8/14/2026 2:16 PM CST Case Contacts . Anthony Garcia P| txlitigation@ghidottiberger.com | 8/13/2026 3:51:50 PM | SENT | -