START OF PAGE: 120 poc# oos4 POSTED | 09/15/2026 12:39 Hannah Hubbard L. BRANDON STEINMAN, COUNTY CLERK MONTGOMERY COUNTY, TEXAS TS No.: 2026-01359-TX 23-00635-673 Notice of [Substitute] Trustee Sale Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the sender of this notice immediately, 1. Date, Time and Place of Sale. Date: 11/03/2026 Time: — The sale will begin at 10:00 AM or not later than three hours after that time Place: | Montgomery County, Texas at the following location: Montgomery County Courthouse steps at 301 N. Main, in Conroe, Texas, OR AS DESIGNATED BY THE COUNTY COMMISSIONERS PURSUANT TO SECTION 51.002 OF THE TEXAS PROPERTY CODE AS THE PLACE WHERE FORECLOSURE SALES ARE TO TAKE PLACE OR AS DESIGNATED BY THE COUNTY COMMISSIONERS Property Address: 32507 DEBBIE LANE, PINEHURST, TX 77362 2. Terms of Sale: The sale will be conducted as a public auction to the highest bidder for cash. Pursuant to the deed of trust, the mortgagee has the right to direct the Trustee to sell the property in one or more parcels and/or to sell all or only part of the property. Pursuant to section 51.009 of the Texas Property Code, the property will be sold in AS IS, WHERE IS condition, without any express or implied warranties, except as to the warranties of title, if any, provided for under the deec of trust. Any conveyance of the property is subject to all matters of record affecting the property. 3. Instrument to be Foreclosed: The instrument to be foreclosed is the Deed of Trust or Contract Lien dated 02/04/2005 and recorded 02/16/2005 in Book 764-10 Page 2410 Document 2005-015870 , real property records of Montgomery County, Texas, with OSCAR CONTRERAS AND WIFE, CLAUDIA POGGIO grantor(s) and ARGENT MORTGAGE COMPANY, LLC as Lender, Wells Fargo Bank, N.A., as Trustee for Park Place Securities, Inc. Asset- Backed Pass-Through Certificates Series 2005-WHQ2 as Beneficiary. 4. Appointment of Substitute Trustee: In accordance with Texas Property Code Sec. 51.0076, the undersigned authorized agent for the mortgage servicer has named and appointed, and by these presents does name and appoint AVT Title Services, LLC, located at $177 Richmond Avenue Suite 1230, Houston, TX 77056, Substitute Trustee to act under and >y virtue of said Deed of Trust. 5. Obligation Secured: Deed of Trust or Contract Lien executed by OSCAR CONTRERAS AND WIFE, CLAUDIA POGGIO, securing the payment of the indebtedness in the original principal amount of $106,237.00, and obligations therein described including but not limited to the promissory note; and all modifications, renewals and extensions of the promissory note. Wells Fargo Bank, N.A., as Trustee for Park Place Securities, Inc. Asset-Backed Pass-Through Certificates Series 2005-WHQ27 is the current mortgagee of the note and deed of trust or contract lien. Version 1.1 TX NOS 0217 Page | of 3  START OF PAGE: 121 TS No.: 2026-01359-TX 23-000635-673 Notice of [Substitute] Trustee Sale 6. Default: A default has occurred in the payment of indebtedness, and the same is now whoily due, and the owner and holder has requested to sell said property to satisfy said indebtedness. 7. Property to be sold: The property to be sold is described as follows: LOT 17, BLOCK 3, DECKER OAKS ESTATES SECTION 3, ACCORDING TO MAP OR PLAT THEREOF RECORDED IN CABINET U, SHEET 151 AND 152, OF THE MAP RECORDS OF MONTGOMERY COUNTY, TEXAS. 8. Mortgage Servicer Information: The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the property referenced above. Onity Mortgage Corporation f/k/a PHH Mortgage Corporation, as Mortgage Servicer, is representing the current mortgagee, whose address is: C/O Onity Mortgage Corporation f/k/a PHH Mortgage Corporation PO BOX 24605 West Palm Beach, FL 33416-4605 Phone: 877-744-2506 Version 1.1 TX NOS 0217 Page 2 of 3  START OF PAGE: 122 TS No.: 2026-01359-TX 23-000635-673 Notice of [Substitute] Trustee Sale 9. Limitation of Damages: If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only toa return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee. or the Mortgagee's attorney. THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORTGAGEE OR MORTGAGE SERVICER. Date: September 14, 2026 Hunter Wilson — Attorney Or Authorized Agent of The Mortgagee or Mortgage Servicer C/O Power Default Services, Inc. 114 Mesa Park Drive, Suite 100 E] Paso, TX 79912 Telephone: 855-427-2204 Fax: 866-960-8298 For additional sale information visit: www.mwzmlaw.com/tx-investors POWER DEFAULT SERVICES, INC. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Certificate of Posting Tam Chris Poston whose address is c/o AVT Title Services, LLC. 5177 Richmond Avenue, Suite 1230, Houston, TX 77056. | declare under penalty of perjury that on September 15, 2026 I fited this Notice of Foreclosure Sale at the office of the Montgomery County Clerk and caused it ta be posted at the location directed by the Montgomery County Commissioners Court. Version 1.1 TX NOS 0217 Page 3 of 3