T.S.#: 2025-14639-TX RTS 2026-003629 APPOINTMENT OF SUBSTITUTE TRUSTEE and NOTICE OF TRUSTEE' S SALE THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE( S) IDENTIFIED TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INSTRUMENT IDENTIFIED IN THIS NOTICE OF SALE. THE PERSON SIGNING THIS NOTICE ISTHE ATTORNEY ORAUTHORIZED AGENT OF THE MORTGAGEE ORMORTGAGE SERVICER. The undersigned, inaccordance with Texas Property Code§ 51.0076, as attorney- in-factforthe Mortgagee orMortgage Servicer, hereby removes the original trustee and anyandall successorsubstitute trustees, and appoints in their stead: Nestor Solutions, LLC, Auction.com, LLC, Xome Inc., Tejas Corporate Services, LLC, NFPDS- TX LLC, Agency Sales and Posting LLC, Abstracts/Trustees of Texas, LLC, Resolve Trustee Services, LLC, or any one ofthem, c/o Nestor Solutions, LLC, 214 5th Street, Suite 205, Huntington Beach, California 92648, as Substitute Trustee, to hereafter exercise all powers and duties conferred upon the original trustee under the Deed ofTrust, and further authorizes and directs the Substitute Trustee to conduct andexecute theremedies provided to thebeneficiary therein. 1. Date, Time, and Place ofSale. Date: 10/6/2026 Time: Theearliest time the sale will begin is 10:00 AM,orwithinthree( 3) hours afterthattime. Place: Collin County Courthouse, Texas, at the following location: The front steps ofthe Collin County Courthouse located at 2100 Bloomdale Road, McKinney, Texas 75071, or ifthe preceding area is no longer the designated area, at the area most recently designated by the County Commissioners Court. 2. Property To Be Sold. LOT 15, IN BLOCK A, OF GREEN MEADOWS, AN ADDITION TO THE CITY OF ANNA, TEXAS, ACCORDING TO THE PLAT RECORDED INDOCUMENT NO. 2021- 98, OF THE PLAT RECORDS OFCOLLIN COUNTY, TEXAS. Commonly known as: 3301 GREYMOORE DRANNA, TX 75409 3. Instrument to be Foreclosed. The instrument to be foreclosed is the Deed ofTrust dated 5/30/2023 and recorded in the office ofthe County Clerk ofCollin County, Texas, recorded on 5/31/2023underCountyClerk's FileNo.2023000059944, in Book-- and Page--, along with Correction Instrument recorded on 6/20/2025 in Instrument No. 2025000077235 in the Real Property Records ofCollin County, Texas. Grantor( s): Everista Onojeghuo, an unmarried woman Original Trustee: M. Jnana Settle Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Plains Commerce Bank, its successors and assigns Current Mortgagee: Freedom Mortgage Corporation Mortgage Servicer: Freedom Mortgage Corporation r` 1 61 T. 4" rrt 0 xT.S.#: 2025-14639-TX 4. Terms ofSale. The salewill be conducted as apublic auction to the highest bidder forcash, subject to theprovisions ofthe Deed ofTrust permitting the Mortgagee thereunderto have the bid credited to the note up to the amount ofthe unpaid debt secured by the Deed ofTrust at the time ofsale. Pursuant to §51. 009 ofthe Texas Property Code, the property will be sold in AS IS, WHERE IS" condition, without any express or impliedwarranties, except as to the warranties oftitle( ifany) provided for underthe Deed ofTrust. 5. Notice Regarding Federal Reporting Requirements. Please be advised that the highest bidder (" purchaser") at this trustee' s sale may be required toprovide information, documentation and/orcertification asmandated by applicable federal law, and entity andtrust purchasers should be prepared to provide beneficial ownership information as may be required by federal reporting requirements effective for transfers of residential real property to covered transferees on or after 3/ 1/ 2026. If applicable, the required information must be provided to the trustee before atrustee' s deed will be issued for covered transfers. Additional information regarding these regulations and the required transferee information and certifications can be found at https:// www.fincen.gov/ rre-fags#D_5 or https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money- laundering-regulations-for-residential-real-estate-transfers. 6. Obligations Secured. The Deed ofTrustprovides thatitsecures thepayment ofthe indebtedness andobligations described therein( collectively, the" Obligations"), including, butnot limited to:( 1) the promissory note in the original principal amount of$449,753.00, executed by Everista Onojeghuo, an unmarried woman, and payable to the order of Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Plains Commerce Bank, its successors and assigns;( 2) all renewals and extensions ofthe note; and (3) any and all present and future indebtedness of the Trustor(s) to the current holder ofthe Obligations, secured by the Deed ofTrust. Default has occurred inthepayment ofthe indebtedness, and the same is now wholly due and payable. The owner and holder ofthe Obligations has requested that the Substitute Trustee sell the Property to satisfy the indebtedness. 7. MortgageServicerInformation. TheMortgageServicerisauthorizedtorepresenttheMortgagee byvirtue ofaservicing agreementwiththeMortgagee.PursuanttotheServicingAgreementandTexas Property Code§ 51.0025, theMortgage Servicer is authorized to collect the debt and administer any resulting foreclosure of the lien securing the Property referenced above. Freedom Mortgage Corporation as Mortgage Servicer, represents the current mortgagee, whose address is: c/o Freedom Mortgage Corporation 11988 EXIT 5 PKWY BLDG 4 FISHERS IN 46037-7939 Phone:( 855) 690- 5900 Assert and protect your rights as a member ofthe armed forces ofthe United States. Ifyou are oryour spouse is serving on active military duty, including active military duty as a member ofthe Texas National Guard or the National Guard ofanother state or as a member ofa reserve component of the armed forces ofthe United States, please send written notice oftheactive-duty military service tothe sender ofthis notice immediately. NESTOR SOLUTIONS, LLC,as attorney-in-fact for FREEDOM MORTGAGE CORPORATION fl II 'fir) 1 By: Dated: 8/13/2026 Christopher K. Baxter Senior Vice President Texas Bar No. 90001747 214 5th Street, Suite 205 Huntington Beach, California 92648 Phone:( 888) 403-4115 Fax:( 888) 345- 5501 For sale information visit: https:// www. xome. com or Contact( 800) 758- 8052