Foreclosure Notice*
FILED
2026FEBI0AM8: 15
STACEYKEMP
COUNTYCLERK
COLLINCOUNTY,TEXAS
NOTICE OFSUBSTITUTE TRUSTEE' SSALE
T.S#:2026-21072- TX
Assertandprotect yourrightsasamember ofthearmedforcesoftheUnited States. Ifyouareoryourspouse
isserving onactivemilitary duty,including activemilitary dutyasamember oftheTexasNational Guardor
theNational Guardofanother stateorasamember ofareservecomponent ofthearmedforcesoftheUnited
States,pleasesendwrittennoticeoftheactive-dutymilitary servicetothesenderofthisnoticeimmediately.
Date,Time,andPlaceofSale-Thesaleisscheduled tobeheldatthefollowing date,timeandplace:
Date: 4/7/2026
Time: Theearliest timethesalewillbeginis10:00AM,orwithinthree(3)hoursafter
thattime.
Place: CollinCountyCourthouse, Texas,atthefollowing location: Thefrontstepsofthe
CollinCountyCourthouse locatedat2100Bloomdale Road, McKinney, Texas
75071
Orifthepreceding areaisnolongerthedesignated area,attheareamostrecently
designated bytheCountyCommissioners Court,pursuanttosection51.002ofthe
TexasProperty Code.
Property ToBeSold-Theproperty tobesoldisdescribed asfollows:
LOT19,BLOCK" O",THEVILLAGES OFMELISSA, PHASE 2A,ANADDITION TOTHECITYOFMELISSA,
COLLIN COUNTY, TEXAS, ACCORDING TOTHEPLATTHEREOF RECORDED INVOLUME 2014,PAGES
161-162,OFTHEPLAT RECORDS OFCOLLIN COUNTY, TEXAS.
Commonly knownas: 3305FOUNDERS WAYMELISSA, TX75454-0199
Instrument tobeForeclosed— Theinstrument tobeforeclosed istheDeedofTrustdated9/28/2017andrecorded in
theofficeoftheCountyClerkofCollinCounty, Texas, recordedon9/28/2017underCountyClerk'sFileNo
20170928001302900, inBook--- andPage— oftheRealProperty RecordsofCollinCounty,Texas.
Grantor( s): SCOTT MADDOX ANDMICHELLE MADDOX, HUSBAND AND
WIFE
Original Trustee: GREGORY SGRAHAM
Substitute Trustee: Nestor Solutions, LLC,Auction. com, LLC,Xome Inc.,TejasCorporate
Services, LLC,AgencySalesandPostingLLC,Abstracts/ Trustees of
Texas, LLC,Resolve Trustee Services, LLC
Original Mortgagee: Mortgage Electronic Registration Systems, Inc.,asBeneficiary, as
nominee forPLAZA HOME MORTGAGE INC.,itssuccessors and
assigns
Current Mortgagee: Freedom Mortgage Corporation
Mortgage Servicer: Freedom Mortgage CorporationT.S.#:2026-21072- TX
TheMortgageServicerisauthorizedtorepresenttheMortgageebyvirtueofaservicingagreementwiththe
Mortgagee. PursuanttotheServicingAgreement andTexasPropertyCode §51.0025, theMortgageServiceris
authorizedtocollectthedebtandtoadministeranyresultingforeclosureofthereferencedpropertysecuringtheabove
referenced loan.
TermsofSale-Thesalewillbeconductedasapublicauctiontothehighestbidderforcash,subjecttotheprovisions
ofthedeedoftrustpermittingthemortgageethereundertohavethebidcreditedtothenoteuptotheamountofthe
unpaiddebtsecuredbythedeedoftrustatthetimeofsale.
Thosedesiringtopurchasethepropertywillneedtodemonstrate theirabilitytopaycashonthedaythepropertyis
sold.
Thesalewillbemadeexpresslysubjecttoanytitlematterssetforthinthedeedoftrust, butprospective biddersare
remindedthatbylawthesalewillnecessarily bemadesubjecttoallpriormattersofrecordaffectingtheproperty,if
any,totheextentthattheyremaininforceandeffectandhavenotbeensubordinated tothedeedoftrust. Prospective
biddersarestronglyurgedtoexaminetheapplicable propertyrecordstodeterminethenatureandextentofsuch
matters,ifany.
PursuanttotheDeedofTrust,themortgagee hastherighttodirecttheTrusteetosellthepropertyinoneormore
parcelsand/ortosellalloronlypartoftheproperty. Pursuanttosection51.009oftheTexasPropertyCode, the
propertywillbesoldin "asis, whereis" condition, withoutanyexpressorimpliedwarranties, exceptastothe
warranties oftitle (ifany) provided forunderthedeedoftrust. Prospective biddersareadvisedtoconductan
independent investigation ofthenatureandphysicalconditionoftheproperty. Pursuanttosection51.0075ofthe
TexasPropertyCode,thetrusteereservestherighttosetfurtherreasonableconditionsforconductingthesale. Any
suchfurtherconditionsshallbeannouncedbeforebiddingisopenedforthefirstsaleofthedayheldbythetrusteeor
anysubstitute trustee.
NoticetoBidders-PleasebeadvisedthattheTrusteemayrequireentityortrustbiddersatthistrustee'ssaletoprovide
information, documentation and/orcertification ofthevestinginstructions andthedatarequiredtobereported
pursuanttoFinCENregulations effectivefortransfersofresidential realpropertytocoveredtransferees onorafter
March1, 2026. Therequiredinformation mustbeprovidedtothetrusteebeforeatrustee'sdeeduponsalewillbe
issuedforcoveredtransfers. Thesefederalregulations willrequirereportingifatrustee'sdeedisissuedonorafter
March1, 2026, eveniftheforeclosure saleisconducted priortoMarch1, 2026. Additional information regarding
these regulations and therequired transferee information and certifications canbefound at
https://www.federalregister. gov/documents/ 2024/08/29/2024-19198/anti-money-Iaundering-regulations- for-
residential- real-estate-transfersandhttps://www.fincen.gov/rre-fags#D_5.
Obligations Secured - Thedeedoftrustprovidesthatitsecuresthepaymentoftheindebtedness andobligations
therein described(collectivelythe"Obligations") including bynotlimitedto(1)thepromissory noteintheoriginal
principalamountof$301,163.00,executedbySCOTTMADDOX ANDMICHELLE MADDOX, HUSBAND AND
WIFE, andpayabletotheorderofMortgageElectronic Registration Systems, Inc., asBeneficiary, asnomineefor
PLAZAHOMEMORTGAGE INC., itssuccessors andassigns;(2)allrenewalsandextensions ofthenote;and(3)
anyandallpresentandfutureindebtedness ofTrustor(s)tothecurrentholderoftheObligations tothemortgagee
underthedeedoftrust.
Thesalewillbemade, butwithoutcovenantorwarranty, expressedorimplied, regardingtitle, possession, or
encumbrances, topaytheremaining principalsumofthenote(s)securedbytheDeedofTrust,withinterestandlate
chargesthereon, asprovided inthenote(s), advances, underthetermsoftheDeedofTrust, interestthereon, fees,
chargesandexpensesoftheTrusteeforthetotalamount(atthetimeoftheinitialpublication oftheNoticeofSale)
reasonably estimated tobesetforthbelow. Theamountmaybegreateronthedayofsale.
Questions concerningthesalemaybedirected totheundersigned ortotheMortgagee:T.S.#:2026-21072- TX
Freedom Mortgage Corporation
11988EXIT5PKWY BLDG4
FISHERS IN46037-7939
Phone:( 855)690-5900
DefaultandRequesttoAct- Defaulthasoccurredunderthedeedoftrust,andthemortgagee hasrequested me,as
Trustee,toconductthissale. Noticeisgiventhatbeforethesalethemortgageemayappointanotherpersonsubstitute
trustee toconduct thesale.
Dated: 02//0/2026
NestorSolutions, LLC,Auction. com,LLC,XomeInc.,TejasCorporate
Services,LLC, AgencySalesandPostingLLC, Abstracts/ TrusteesofTexas,
LLC,Resolve Trustee Services, LLC
941 c/oNestorSolutions, LLC
2145thStreet,Suite205
Huntington Beach,California 92648
Phone:( 888)403-4115
Fax:(888)345-5501
Forsaleinformation visit:https://www.xome.comorContact( 800)758-8052.
SENDER OFTHISNOTICE:
AFTER FILING, PLEASE RETURN TO:
Nestor Solutions, LLC
2145thStreet,Suite205
Huntington Beach, California 92648