NOTICE OF CONFIDENTIALITY RIGHTS: IF YOU ARE A NATURAL PERSON YOU_MAY_ REMOVE OR_ STRIKE ANY OR ALL OF THE FOLLOWING INFORMATION FROM ANY INSTRUMENT THAT TRANSFERS AN INTEREST IN_REAL PROPERTY BEFORE IT IS FILED FOR RECORD IN THE PUBLIC RECORDS: YOUR SOCIAL SECURITY NUMBER OR YOUR DRIVER'S LICENSE NUMBER. NOTICE OF SUBSTITUTE TRUSTEE’S SALE AND APPOINTMENT OF SUBSTITUTE TRUSTEES THIS INSTRUMENT APPOINTS THE SUBSTITUTE TRUSTEE(S) IDENIITFIE TO SELL THE PROPERTY DESCRIBED IN THE SECURITY INS$S?PRUMEND IDENTIFIED IN THIS NOTICE OF SALE THE PERSON SIGNING THIS NOTICE IS THE ATTORNEY OR AUTHORIZED AGENT OF THE MORROMGER OR MORTGAGE SERVICER. ) XS NOTICE OF SUBSTITUTE TRUST SA DATE: JULY 13, 2026 NOTE: Note described as follows: Date: SEPTEMBER 27, 2024 Maker: CARLOS OCTAVI Payee: THE AMERICAN NA Original Principal Amount: $24 Date: Grantor: Trustee: Beneficiary: Recorded: 7, Texas AMERICAN NATIONAL BANK OF TEXAS CARLOS OCTAVIO PALMA (: The property described as follows: THE REAL PROPERTY LOCATED IN TARRANT COUNTY, TEXAS, AS DESCRIBED IN THE DEED OF TRUST AND IN EXHIBIT A, ATTACHED HERETO AND INCORPORATED HEREIN FOR ALL PURPOSES, together with all buildings, structures, fixtures and improvements thereon and any and all appurtenances Page | of 5 P226014007 and rights thereto, SAVE AND EXCEPT ANY AND ALL LOTS OR PORTIONS THEREOF THAT HAVE BEEN RELEASED OF RECORD BY THE HOLDER OF THE DEED OF TRUST. SUBSTITUTE TRUSTEE: DAVID GARVIN, DAVID STOCKMAN, DONNA STOCKMAN, GUY WIGGS, JANET PINDER, JEFF BENTON, BONNY MOUNGER, JAMIE DWORSKY, ANGELA BROWN, LESLIE SHULER, ROBIN SHELTON Substitute Trustee’s Mailing Address: 5728 LBJ Freeway Suite 150 Dallas, Texas 75240 DATE AND TIME OF SUBSTITUTE TRUSTEE'S SALE OF PROPE AUGUST 4, 2026, the first Tuesday of the month, to c three (3) hours after that time. 0 AM, or within PLACE OF SUBSTITUTE TRUSTEE'S SALE OF PROP In TARRANT County, Texas, County Cou Commissioners Court of such County, pursya Code (if no such place is designated, then ¥, Notice of Substitute Trustee’s Sale 4 Default has occurred in the p and/or in the performance of the obligations under the Deed of Trust that és, thhe " Because of this default, Lender, the owner and hse in the area designated by the jon 51.002 of the Texas Property ake place in the area where this Formal notice is now of Lender’s election to proceed against and sell the real property described in th Tryst, consistent with Lender’s rights and remedies under the Deed of sale and conveyance of the Property will be subject to all matters of record applicable to the Property that are superior to the Deed of Trust and to any permitted exceptions to title described in the Deed of Trust. Substitute Trustee has not made and will not make any covenants, representations, or warranties about the Property other than providing the successful bidder at the sale with a deed to the Property containing any warranties of title required by the Page 2 of 5 Page 2 of 5 P226014007 Deed of Trust. The Property will be sold AS 18, WHERE IS, AND WITH ALL FAULTS. ASSERT AND PROTECT YOUR RIGHTS AS A MEMBER OF THE ARMED FORCES OF THE UNITED STATES. IF YOU ARE OR YOUR SPOUSE IS SERVING ON ACTIVE MILITARY DUTY, INCLUDING ACTIVE MILITARY DUTY AS A MEMBER OF THE TEXAS NATIONAL GUARD OR THE NATIONAL GUARD OF ANOTHER STATE OR AS_A MEMBER OF A RESERVE COMPONENT OF THE ARMED FORCES OF THE UNITED STATES, PLEASE SEND WRITTEN NOTICE OF THE ACTIVE DUTY MILITARY SERVICE TO THE SENDER OF THIS NOTICE IMMEDIATELY. APPOINTMENT OF SUBSTITUTE TRUSTEE DEED OF TRUST: Deed of Trust described as follows: Date: SEPTEMBER 27, 2024 Grantor: CARLOS OCTAVIO PALMA Trustee: PAUL R. PENNY, III Beneficiary: THE AMERICAN NATIONAL BANK @F TE Recorded: DOCUMENT NO. D224173822, Re oper ecords, TARRANT County, Texas PROPERTY: The property described as follows: THE REAL PROPERTY LOCAEDS KY NT COUNTY, TEXAS, AS DESCRIBED IN THE DEED HERETO AND INCORPORATED ND IN EXHIBIT A, ATTACHED OR ALL PURPOSES, together with all pnts thereon and any and all appurtenances and rights thereto, SA KE>A D ANY AND ALL LOTS OR PORTIONS THEREOF THAT THE DEED OF SUBSTITUTE TRU GARVIN, DAVID STOCKMAN, STOCKMAN, GUY trustees under the Deed of Trust. Page 3 of 5 ASED OF RECORD BY THE HOLDER OF DONNA Page 3 of 5 P226014007 Page 4 of 5 Appointment of Substitute Trustees: By: __/s/ Michael P. Menton Name: Michael P. Menton, Attorney for THE AMERICAN NATIONAL BANK OF TEXAS Notice of Sale executed by: Page 4 of 5 P226014007 Page 5 of 5 EXHIBIT A Being the East 55 feet Lot 14, Block 1, of BELL-HURST ADDITION, an Addition to the City of Bedford, Tarrant County, Texas, according to the Plat thereof recorded in Volume 388-R, Page 60, of the Plat Records of Tarrant County, Texas APN #: 00146293 Page 5 of 5